How do I get my Referral Reward?

You will receive an email notifying you that a friend has refinanced their student loans with Credible. Credible will issue a $200 credit to the referrer and the person who is referred to Credible via You will each receive this credit via email.You can choose the most convenient way to receive the $200: as a gift card in the mail or as a credit to your credit card, debit card, bank account, or PayPal account.

Is there a limit to how many Referral Rewards can get?

You can receive a maximum of 25 Referral Rewards subject to Terms and Conditions. 

Why haven’t I received my Referral Reward, yet?

Reasons for this may vary. Possible reasons include: 

1.Your friend did not apply using your unique referral link, in which case it has not been linked to your referral account. 

2.Your friend did not complete their loan refinancing through Credible.

3.Your friend’s refinancing was not eligible for a Referral Rewards. 

Please see the eligibility in Terms and Conditions.

My friend didn’t use my unique referral link when filling out the pre-qualification application. Am I still eligible for a Referral Reward?

Have your friend email from the email address they used in their Credible submission with the following information to see if you may still be eligible: 

1. Your friend’s full name and the email address used in their Credible application. 

2. Your full name, email address, and unique referral link. 

3. Details of how and when you referred them to Credible. 

Exceptions are not guaranteed and will be determined on a case-by-case basis.

Referral Program FAQs


Call 866-540-6005 or Email