How do I get my Referral Reward?

You will receive an email notifying you that a friend has refinanced their student loans with Credible. Credible will issue a credit to the referrer and the person who is referred to Credible via You will each receive this credit via email. You can choose the most convenient way to receive the reward: as a gift card in the mail or as a credit to your credit card, debit card, bank account, or PayPal account.

Is there a limit to how many Referral Rewards can get?

You can receive a maximum of 25 Referral Rewards subject to Terms and Conditions. 

Why haven’t I received my Referral Reward, yet?

Reasons for this may vary. Possible reasons include: 

1.Your friend did not apply using your unique referral link, in which case it has not been linked to your referral account. 

2.Your friend did not complete their loan refinancing through Credible.

3.Your friend’s refinancing was not eligible for a Referral Rewards. 

Please see the eligibility in Terms and Conditions.

Referral Program FAQs


Call 866-540-6005 or Email