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$18,668 Average Savings

Referral Bonus: Get $200* when you register through this page.

Credible starts with just one easy, 2 minute form. 

132,240 People We've Helped

Start saving by refinancing your student loans

This will not affect your credit score

*$100 bonus for friends who refinance a balance under $30,000

Real rates - not ranges - from multiple lenders in 2 minutes.

How Credible Works

Credible is an online marketplace that provides borrowers with competitive,

personalized loan offers from multiple, vetted lenders in real time.

Choose Your Option

One Simple Form

Get Personalized Rates

Safe and secure - no sharing of your personal data.

Our expert Client Success Team is here to help you along the way.

Customers rate us 9.4/10

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Compare comprehensive options

from our partner lenders

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MEFA

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All rates reflect autopay and loyalty discounts where available


Get personalized rates from up to 6 lenders in 2 minutes

Fixed: 4.95%

Rates from (APR)

Won’t affect your credit

Eligible degrees

Eligible degrees

Citizens Bank

Eligible degrees

Rates from (APR)

Eligible degrees

Fixed: 3.74%

Eligible degrees

Variable: 2.77%

Eligible degrees

Eligible degrees

College Ave

Rates from (APR)

Rates from (APR)

Fixed: 4.65%

Variable: 4.02%

Variable: 4.01%

RISLA

Fixed: 3.49%

Earnest

5, 10, 15, 20 yrs

Rates from (APR)

Undergrad & Graduate

Fixed: 3.35%

8-15 yrs

Variable: 2.61%

Undergrad & Graduate

5 - 20 yrs

EDvestinU

Undergrad & Graduate

Rates from (APR)

15, 20 yrs

Fixed: 4.34%

Undergrad & Graduate

Variable: 3.80%

10, 15, 20 yrs

Undergrad & Graduate

iHELP

15 yrs

Rates from (APR)

Undergrad & Graduate

Fixed: 4.75%

5, 10, 15 yrs

Variable: 3.75%

Undergrad & Graduate

Check your rate today in just 90 seconds

Don't forget! 

You get $250 when you refinance!

It's free and will not affect your credit score

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or a chat away.

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