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Enjoy up to a $1,000 bonus* when you refinance with Credible

Pay Less on Student Loans. Get More out of Life.

Compare prequalified student loan refinancing rates from multiple lenders without affecting your credit score. Checking rates is 100% free*!

*Limited time offer: In order to qualify for the $1,000 bonus, the amount refinanced must be equal to or more than $100,000. Borrowers who refinance a balance below $100,000, will receive a $500 bonus. Bonus is paid via e-giftcard.

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How to Refinance Your Student Loans Through Credible


Fill out a quick simple form (2 mins)

One form to access options from top lenders

Checking your rates won’t affect your credit score

Your information is not shared with lenders at this point


Choose an option you like 

Easily compare your prequalified options in one place

Use our comprehensive tools to quickly find a plan for you

Get actual rates based on your credit profile, no estimates

* Actual results may vary. For illustrative purposes only.


Provide your loan details (3 mins)

Use our easy import tools to add the loans you want to refinance

Provide some additional details about yourself

Get your final offer in as little as 1 business day

Join thousands of others who have already saved by refinancing.

Compare Options for Student Loan Consolidation and Refinancing
See personalized rates from multiple lenders in 2 minutes
Checking rates will not affect your credit score
What Our Users Are Saying

One Stop Shop


Winning situation

It was very easy to get a range of offers on student loan refinancing. I'm trying to rebuild my credit and after a dozen "no" answers credible got me several offers…

Amazing! I wished I went to this site sooner, lead me to the loans with the lowest rates, I was able to pick which one is best for me. Thanks Credible!

After my son used Credible to refinance his school loans, I decided to attempt refinancing my parent loans through them. I am very thankful for the opportunity to refinance my loans...

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