Compare top lenders and get rates in less than 2 minutes

Student Loan Refinancing Made Easy

Apply through this page to get a $300 welcome bonus when you refinance

This will not affect your credit score

Welcome members!

Credible is an online marketplace that provides borrowers with competitive,

personalized loan offers from multiple, vetted lenders in real time.

How Credible Works

One Simple Form

Safe and secure - no sharing of your personal data.

See Personalized Rates

Real rates - not ranges - from multiple lenders in 2 minutes.

Choose Your Option

Our expert Client Success Team is here to help you along the way.

Join thousands of graduates 

who have already requested offers.

Request personalized offers in 3 easy steps


Answer a few quick questions to request rates from multiple lenders. This won't impact your credit score.


prequalified rates

2 Minutes


Select your 

preferred lender

Choose a lender and provide a bit more information so your rates can be finalized.

5 Minutes


the best offer

Receive personalized offers from multiple lenders. Select the one that's right for you.


2 Business Days

Save time and money by refinancing your student loans

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Lower your interest rate or reduce your monthly payment

Compare prequalified rates from up to 8 lenders in 2 minutes without impacting your credit score

Request a private student loan as a student or co-signer

Private Student Loan

Private loans for college, graduate and professional degrees

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Customers rate us 4.8/5

Join thousands of others who have already saved by refinancing

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.