Credible helps borrowers compare personalized offers in less than 2 minutes

Welcome Student Loan Sherpa readers!

Compare offers from MEFA and up to 10+ other top lenders

Student Loan Sherpa readers get a $200 bonus when refinancing with any lender through Credible

This will not affect your credit score

Credible is an online marketplace that provides borrowers with competitive,

personalized loan offers from multiple, vetted lenders in real time.

How Credible Works

One Simple Form

Safe and secure - no sharing of your personal data.

See Personalized Rates

Real rates - not ranges - from multiple lenders in 2 minutes.

Choose Your Option

Our expert Client Success Team is here to help you along the way.

Join thousands of graduates 

who have already requested offers.

Request personalized offers in 3 easy steps

1

Answer a few quick questions to request rates from multiple lenders. This won't impact your credit score.

Request 

prequalified rates

2 Minutes

2

Select your 

preferred lender

Choose a lender and provide a bit more information so your rates can be finalized.

5 Minutes

Choose 

the best offer

Receive personalized offers from multiple lenders. Select the one that's right for you.

3

2 Business Days

Join thousands of others who have already

saved by refinancing

Customers rate us 9.4/10

We offer many benefits for graduates looking

to refinance

Personalized offers 

from top lenders

Reduce your rate, lower your payments, repay faster. You choose.

Refinance federal and private student loans

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

Save thousands by refinancing

Average user saves $13,928 by refinancing through Credible.

Simple and free 

process


Requesting offers can take just minutes and costs you nothing.

No filling out duplicate forms with different lenders.

Compare many 

options in one place

Safe and secure

Bank-grade encryption, SSL technology and other measures keep your data secure. Learn more

Save time and money by refinancing your student loans

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Lower your interest rate or reduce your monthly payment

Average user saves $18,668 when refinancing through our

partner lenders

Request a private student loan as a student or co-signer

Private Student Loan

Private loans for college, graduate and professional degrees

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.