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Some cards are from Credible partners.

Student cards typically come with low credit limits for new cardholders and allow those with a limited credit history to build and strengthen their credit scores, which makes hitting future milestones, like buying a car or renting their first apartment, a little easier.

Here are Credible’s best credit card offers for students in 2017.

Best cards for students

Best for rotating category bonuses

Discover it® for Students

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on Discover Card's website

Summary

The Discover it® Card for College Students allows you to build your credit and earn rewards, even if you have poor credit or no credit history.

The Discover it® Card for College Students offers 5% cash back on up to $1,500 in purchases per quarter in categories that rotate every three months — a reward that is comparable to the Discover it Card.

Get it

For those with limited credit histories, looking to strengthen their credit score while earning significant cash back, the Discover it® Card for College Students is an option worth considering.

Key highlights:

  • No annual fee, no foreign transaction fee, and no fee for your first late payment
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases
  • A $20 cash back bonus each year your GPA is 3.0 or higher, for up to 5 consecutive years. Students must apply to receive their good grade bonus each year
  • Cash back match at the end of your first year for new cardmembers
  • 0% APR on purchases for you first 6 months with the card (13.99% to 22.99% APR applies thereafter)
  • 10.99% balance transfer APR for you first 6 months with the card (13.99% to 22.99% APR applies thereafter)
  • No minimum credit requirements.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more
  • New! Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up

Skip it

Since the greatest value from the Discover it Card for College Students comes from the 5% cash back (for up to $1,500 in purchases per quarter) in rotating categories, you’ll have to really plan in advance. If planning is not your thing, then this won’t necessarily be the right card for you.

Is the Discover it Card for College Students right for you? Read our full review here.

 

Best cards for students

Best for gas and dining purchases

Discover it® chrome for Students

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on Discover Card's website

Summary

If you have a car or spend a decent amount of money eating out, the Discover it® Chrome Gas & Restaurant Card for College Students could be a great way for you to earn 2% cash back, while building your credit.

Get it

The Discover it® Chrome Gas & Restaurant Card for College Students allows cardholders to earn 2% cash back on your first $1,000 in combined gas and restaurant spending per quarter — so if this is where you spend most of your money, this could be the card for you.

Key highlights

  • No annual fee, no foreign transaction fees, no fee for your first late payment
  • 2% cash back on up to a quarterly cap of $1,000 in combined spending on gas and at restaurants (excluding purchases from warehouse clubs, wholesale distributors, and discount stores); 1% cash back on all other purchases
  • No minimum credit requirements
  • Cash back match for every dollar of cash back you’ve received in your first year
  • Apply to receive $20 cash back for every school year you maintain a GPA of 3.0 or above, for up to 5 years
  • 0% purchase APR for 6 months after opening your account, after which the APR increases to between 13.99% and 22.99%
  • 10.99% balance transfer APR for 6 months after opening your account, after which the APR increases to between 13.99% and 22.99%
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more
  • New! Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up

Skip it

If you don’t drive or you prefer to eat in the dorms or make a meal in your apartment, you might want to get a card that offers you rewards for the types of purchases you do make often.

Is the Discover it® Chrome Gas & Restaurant Card for College Students right for you? Read our full review here.

 

Best cards for students

Best for dining and entertainment spending

Citi ThankYou® Preferred Card for College Students

Apply Now

on Citibank's website

Summary

The Citi Thankyou Preferred Card for College Students comes with similar features to the Discover it® Chrome Gas & Restaurant Card for College Students — if you often tend to dine out, or attend movies and concerts, the Citi Thankyou Preferred Card for College Students will reward you with 2 Thank You reward points for every $1 you spend in these categories, and 1 Thank You point on all other purchases.

Get it

Along with the chance to earn rewards, the Citi Thankyou Preferred Card for College Students also offers cardholders a bonus of 2,500 points after they make $500 in purchases with the card in the first 3 months of account opening.

Key highlights

  • 2X reward points for every $1 spent on dining and entertainment and 1 reward point per dollar spent on all other purchases
  • 2,500 bonus points after making $500 in purchases with the card in the first 3 months of account opening
  • No annual fee

Skip it

If you’re too busy studying and don’t have a lot of time to eat out or take in some entertainment, then this probably won’t be your best bet. Students who plan to study abroad may also be disappointed with the Citi Thankyou Preferred for College Students card’s 3% foreign transaction fee.

Is the Citi Thankyou Preferred Card for College Students right for you? Read our full review here.

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