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Some cards are from Credible partners.

Student cards typically come with low credit limits for new cardholders and allow those with a limited credit history to build and strengthen their credit scores, which makes hitting future milestones, like buying a car or renting their first apartment, a little easier.

Here are Credible’s best credit card offers for students in 2018.

Best cards for students

Best for rotating category bonuses

Discover it® for Students

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on Discover Card's website

Terms apply. Rates and fees.

Summary

The Discover it® Card for College Students allows you to build your credit and earn rewards, even if you have poor credit or no credit history.

The Discover it® Card for College Students offers 5% cash back on up to $1,500 in purchases per quarter in categories that rotate every three months — a reward that is comparable to the Discover it Card. Plus, 1% cash back on all other purchases.

Get it

For those with limited credit histories, looking to strengthen their credit score while earning significant cash back, the Discover it® Card for College Students is an option worth considering.

Key highlights:

  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% – 23.49%.

Skip it

Since the greatest value from the Discover it Card for College Students comes from the 5% cash back (for up to $1,500 in purchases per quarter) in rotating categories, you’ll have to really plan in advance. If planning is not your thing, then this won’t necessarily be the right card for you.

Is the Discover it Card for College Students right for you? Read our full review here.

 

Best cards for students

Best for gas and dining purchases

Discover it® chrome for Students

Apply Now

on Discover Card's website

Terms apply. Rates and fees.

Summary

If you have a car or spend a decent amount of money eating out, the Discover it® Chrome Gas & Restaurant Card for College Students could be a great way for you to earn 2% cash back, while building your credit.

Get it

The Discover it® Chrome Gas & Restaurant Card for College Students allows cardholders to earn 2% cash back on your first $1,000 in combined gas and restaurant spending per quarter — so if this is where you spend most of your money, this could be the card for you. Plus, you’ll get 1% cash back on all other purchases.

Key highlights

  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter – no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% – 23.49%.

Skip it

If you don’t drive or you prefer to eat in the dorms or make a meal in your apartment, you might want to get a card that offers you rewards for the types of purchases you do make often.

Is the Discover it® Chrome Gas & Restaurant Card for College Students right for you? Read our full review here.

 

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