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Plymouth Rock was founded in 1982 by Jim Stone (the former MA insurance commissioner). While they started in MA doing auto insurance, they now offer home, life, auto, condo, and renters insurance and are available in six states: NJ, MA, PA, CT, NH, and NY. Let’s break down how their home insurance offerings compare to the other options you may have.

Here’s everything you need to know about Plymouth Rock insurance:

What’s protected with Plymouth Rock insurance?

Plymouth Rock policies follow the ISO standard forms, the same forms used by most of the industry, which makes it easy for you to compare coverages. They offer standard add-ons, such as water backup, mold coverage, and scheduled jewelry coverage.

They were one of the first carriers to roll out the one-click purchase for home insurance policies (available in PA). Fast online bind is an exciting improvement over traditional home insurance applications that can ask over 100 questions.

Compare home insurance from top carriers

  • Fully online, buy home insurance coverage instantly
  • Compare quotes from highly rated home insurance carriers in your area
  • No spam, phone calls, upselling, or fake quotes

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How much does Plymouth Rock insurance cost?

Plymouth Rock’s pricing can vary by person and ZIP code. When they like a customer profile, they often are the lowest price for that customer. So if you’re the lucky favorite, you may want to check their rates.

If you live along the coast, one thing to watch for is a high hurricane deductible. It’s not uncommon to see 5% hurricane deductibles for coastal properties, especially along the Jersey shore.

Good to know: If you buy your home & auto policy through Plymouth Rock, they include a bundling discount of around 15%.

Plymouth Rock reviews

Plymouth Rock is rated A- by AM Best with a stable outlook. It’s safe to say they aren’t going away any time soon.

Filing a claim with Plymouth Rock

Policyholders can file a claim in one of two ways:

  • File a claim online
  • Call 844-346-1225

In the event of a loss, customers should take photographs, do the minimal amount necessary to prevent further damage, and save any relevant receipts. While Plymouth Rock has been paying out claims for a long time, it seems that according to specific recent customers they still need to improve turnaround times.

Where is Plymouth Rock insurance available?

Plymouth Rock offers auto, home, life, auto, condo, and renters insurance in six states: New Jersey, Massachusetts, Pennsylvania, Connecticut, New Hampshire, and New York.

Final thoughts

In summary, Plymouth Rock is exceptionally competitive if you fit its target customer profile. Their claims processing can be frustrating for some customers, but outside of that, they offer industry-standard coverages on home, condo, dwelling, and renters insurance.


Need home insurance?
The Credible marketplace, which includes insurance services by Young Alfred, makes it easy to find a carrier and policy that’s right for you.

  • Fully online — Fill out all insurance forms online and buy homeowners coverage without ever picking up the phone. If you have any questions, Young Alfred offers 24/7 customer service.
  • Save time, money, and effort — Compare quotes from highly rated home insurance carriers in your area. It’s fast and easy.
  • Data privacy — Your information is kept safe and secure. We don’t sell your information to third parties, and you won’t get any spam phone calls from us.

Get Insurance Quotes Now

Disclaimer: All insurance-related services are offered through Young Alfred.

About the author
Credible Staff
Credible Staff

The goal of the Credible editorial writers and staff is to help our readers get up to speed on issues surrounding student loans, mortgage, and personal finance, so you can make informed decisions. We’re here to help you stay on top of the latest news, trends, concepts, and changes in policy and regulations.

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