{"id":36279,"date":"2019-07-12T10:37:34","date_gmt":"2019-07-12T18:37:34","guid":{"rendered":"https:\/\/www.credible.com\/blog\/?p=36279"},"modified":"2024-03-15T10:13:32","modified_gmt":"2024-03-15T17:13:32","slug":"how-to-improve-your-credit-score-in-just-5-steps","status":"publish","type":"post","link":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/","title":{"rendered":"How to Improve Your Credit Score in Just 5 Steps"},"content":{"rendered":"

To start improving your credit, you\u2019ll need to understand what makes up your credit score and work on building good habits. Here\u2019s how to improve your credit score:<\/p>\n

    \n
  1. Pay all your bills on time<\/a><\/li>\n
  2. Pay off your debt<\/a><\/li>\n
  3. Don\u2019t close credit card accounts<\/a><\/li>\n
  4. Limit new credit<\/a><\/li>\n
  5. Keep an eye on your credit report<\/a><\/li>\n<\/ol>\n

    <\/a><\/p>\n

    1. Pay all your bills on time<\/h2>\n

    First of all, it\u2019s important to always pay all of your bills on time because on-time payments are a big part of what makes up your credit score. On top of that, if you miss just one monthly payment on a credit card or any other loan, that loan could get sent to collections.<\/p>\n

    If you\u2019re already past due on a bill or two, don\u2019t think it\u2019s too late. Focus on getting those past due bills up to date. It\u2019s a good idea to call the creditor if a bill has already been sent to collections, or if it hasn\u2019t been sent to collections yet, call your lender or credit card company and work with them on a payment plan.<\/p>\n

    <\/a><\/p>\n

    2. Pay off your debt<\/h2>\n

    One of the best things you can do to improve your credit is to pay off your debt<\/a>. You should aim to have a credit utilization ratio of 30% or less \u2014 though your score could be affected even before you hit that level. This is the amount of money (or credit) you\u2019re using based on your available credit. The lower your utilization percentage, the better. This tells lenders you\u2019re being responsible and not maxing out all your credit cards and loans.<\/p>\n

    For example, if your combined credit limit on three credit cards is $10,000, but you\u2019re only using $2,000 of that total, your ratio would be just 20% (which is good).<\/p>\n

    Learn More: <\/i><\/b>How to Pay Off Your Debt Fast<\/i><\/b><\/a><\/p>\n

    <\/a><\/p>\n

    3. Don\u2019t close credit card accounts<\/h2>\n

    Sometimes you might think that you should close a credit card account simply because you don\u2019t use the card anymore. But think twice before you do this.<\/p>\n

    Keeping all of your credit card accounts open for more than just a period of time can help your credit score since it adds to the length of credit history. In some cases, however, if a credit card has an annual fee that you can\u2019t justify or afford, you might need to close it. Just know that it can affect your score, but the amount of the impact varies, depending on the account.<\/p>\n

    Keep Reading: How to Build Credit Fast<\/a><\/strong><\/em><\/p>\n

    <\/a><\/p>\n

    4. Limit new credit<\/h2>\n

    Opening up a new credit account, whether a credit card or loan, can bring your score down slightly because they cause hard credit inquiries on your credit report. New accounts will also lower the average age of credit you have, so always keep this in mind when you open a new account.<\/p>\n

    It\u2019s best to limit or not open too many new accounts at once since new credit inquiries can take about five points off your credit score.<\/p>\n

    <\/a><\/p>\n

    5. Keep an eye on your credit report<\/h2>\n

    Always check your credit score and report regularly. You can get a free copy of your credit report once a year from AnnualCreditReport.com<\/a>.<\/p>\n

    In addition to checking your credit for errors, you should also look for anything that could be evidence of identity theft or fraud<\/a> \u2014 like previous addresses of places you\u2019ve never lived or names of employers you didn\u2019t work for.<\/p>\n

    Though not always free, all three of the credit bureaus offer credit monitoring services, as well. But first, be sure to check to see if your bank, credit card issuers, or another financial institution offers this for free \u2014 many do.<\/p>\n

    Once you\u2019ve worked on improving your credit, it\u2019s important that you stick to these good habits. If you continue to nurture your credit, it can continue to grow \u2014 and then you\u2019ll be the proud owner of that shiny, high credit score you\u2019ve always wanted.<\/p>\n

    Find Out: Credit Monitoring: Why You Should Get a Credit Monitoring Service<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    To start improving your credit, you\u2019ll need to understand what makes up your credit score and work on building good habits. Here\u2019s how to improve your credit score: Pay all your bills on time Pay… Continue reading<\/a><\/p>\n","protected":false},"author":88,"featured_media":36281,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[2],"tags":[1526,1515],"class_list":["post-36279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-refinance-student-loans","tag-personal-finance","tag-personal-loan-basics","how-to-improve-your-credit-score-in-just-5-steps","post_tag-personal-finance","post_tag-personal-loan-basics"],"acf":[],"yoast_head":"\nHow to Improve Your Credit Score \u2191 in 5 Steps | Credible<\/title>\n<meta name=\"description\" content=\"Want to learn how to improve your credit score? Understand what makes up your score and follow these five simple steps.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Improve Your Credit Score \u2191 in 5 Steps | Credible\" \/>\n<meta property=\"og:description\" content=\"Want to learn how to improve your credit score? Understand what makes up your score and follow these five simple steps.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/\" \/>\n<meta property=\"og:site_name\" content=\"Credible\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/crediblelabs\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-07-12T18:37:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-15T17:13:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/07\/how-to-improve-credit-score.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1476\" \/>\n\t<meta property=\"og:image:height\" content=\"591\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jamie Young\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@atjamie\" \/>\n<meta name=\"twitter:site\" content=\"@credible\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jamie Young\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/\"},\"author\":{\"name\":\"Jamie Young\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/person\\\/3da1a2d4a773c293214dfe7ae6299ec9\"},\"headline\":\"How to Improve Your Credit Score in Just 5 Steps\",\"datePublished\":\"2019-07-12T18:37:34+00:00\",\"dateModified\":\"2024-03-15T17:13:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/\"},\"wordCount\":689,\"publisher\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/how-to-improve-credit-score.png\",\"keywords\":[\"Personal-Finance\",\"personal-loan-basics\"],\"articleSection\":[\"Student Loan Refinancing\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/\",\"name\":\"How to Improve Your Credit Score \u2191 in 5 Steps | Credible\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/how-to-improve-credit-score.png\",\"datePublished\":\"2019-07-12T18:37:34+00:00\",\"dateModified\":\"2024-03-15T17:13:32+00:00\",\"description\":\"Want to learn how to improve your credit score? Understand what makes up your score and follow these five simple steps.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/how-to-improve-credit-score.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/how-to-improve-credit-score.png\",\"width\":1476,\"height\":591},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/personal-finance\\\/improve-credit-score\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Student Loan Refinancing\",\"item\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/refinance-student-loans\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How to Improve Your Credit Score in Just 5 Steps\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\",\"name\":\"Credible\",\"description\":\"Getting borrowers connected to the right information for student loan refinancing, student loans, and personal loans.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\",\"name\":\"Credible\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/Picture1.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/Picture1.png\",\"width\":901,\"height\":196,\"caption\":\"Credible\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/crediblelabs\\\/\",\"https:\\\/\\\/x.com\\\/credible\",\"https:\\\/\\\/www.instagram.com\\\/credible\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/crediblelabs\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/person\\\/3da1a2d4a773c293214dfe7ae6299ec9\",\"name\":\"Jamie Young\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/Credible-Logo.png\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/Credible-Logo.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/Credible-Logo.png\",\"caption\":\"Jamie Young\"},\"description\":\"Jamie Young is an authority on personal finance. Her work has been featured by Time, Business Insider, Huffington Post, Forbes, CBS News, and more.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/jamieyoung1\\\/\",\"https:\\\/\\\/x.com\\\/atjamie\"],\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/author\\\/jamie-young\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Improve Your Credit Score \u2191 in 5 Steps | Credible","description":"Want to learn how to improve your credit score? Understand what makes up your score and follow these five simple steps.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/","og_locale":"en_US","og_type":"article","og_title":"How to Improve Your Credit Score \u2191 in 5 Steps | Credible","og_description":"Want to learn how to improve your credit score? Understand what makes up your score and follow these five simple steps.","og_url":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/","og_site_name":"Credible","article_publisher":"https:\/\/www.facebook.com\/crediblelabs\/","article_published_time":"2019-07-12T18:37:34+00:00","article_modified_time":"2024-03-15T17:13:32+00:00","og_image":[{"width":1476,"height":591,"url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/07\/how-to-improve-credit-score.png","type":"image\/png"}],"author":"Jamie Young","twitter_card":"summary_large_image","twitter_creator":"@atjamie","twitter_site":"@credible","twitter_misc":{"Written by":"Jamie Young","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#article","isPartOf":{"@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/"},"author":{"name":"Jamie Young","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/person\/3da1a2d4a773c293214dfe7ae6299ec9"},"headline":"How to Improve Your Credit Score in Just 5 Steps","datePublished":"2019-07-12T18:37:34+00:00","dateModified":"2024-03-15T17:13:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/"},"wordCount":689,"publisher":{"@id":"https:\/\/www.credible.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/07\/how-to-improve-credit-score.png","keywords":["Personal-Finance","personal-loan-basics"],"articleSection":["Student Loan Refinancing"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/","url":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/","name":"How to Improve Your Credit Score \u2191 in 5 Steps | Credible","isPartOf":{"@id":"https:\/\/www.credible.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#primaryimage"},"image":{"@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/07\/how-to-improve-credit-score.png","datePublished":"2019-07-12T18:37:34+00:00","dateModified":"2024-03-15T17:13:32+00:00","description":"Want to learn how to improve your credit score? Understand what makes up your score and follow these five simple steps.","breadcrumb":{"@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#primaryimage","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/07\/how-to-improve-credit-score.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/07\/how-to-improve-credit-score.png","width":1476,"height":591},{"@type":"BreadcrumbList","@id":"https:\/\/www.credible.com\/blog\/personal-finance\/improve-credit-score\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.credible.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Student Loan Refinancing","item":"https:\/\/www.credible.com\/blog\/refinance-student-loans\/"},{"@type":"ListItem","position":3,"name":"How to Improve Your Credit Score in Just 5 Steps"}]},{"@type":"WebSite","@id":"https:\/\/www.credible.com\/blog\/#website","url":"https:\/\/www.credible.com\/blog\/","name":"Credible","description":"Getting borrowers connected to the right information for student loan refinancing, student loans, and personal loans.","publisher":{"@id":"https:\/\/www.credible.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.credible.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.credible.com\/blog\/#organization","name":"Credible","url":"https:\/\/www.credible.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/Picture1.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/Picture1.png","width":901,"height":196,"caption":"Credible"},"image":{"@id":"https:\/\/www.credible.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/crediblelabs\/","https:\/\/x.com\/credible","https:\/\/www.instagram.com\/credible\/","https:\/\/www.linkedin.com\/company\/crediblelabs"]},{"@type":"Person","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/person\/3da1a2d4a773c293214dfe7ae6299ec9","name":"Jamie Young","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/10\/Credible-Logo.png","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/10\/Credible-Logo.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/10\/Credible-Logo.png","caption":"Jamie Young"},"description":"Jamie Young is an authority on personal finance. Her work has been featured by Time, Business Insider, Huffington Post, Forbes, CBS News, and more.","sameAs":["https:\/\/www.linkedin.com\/in\/jamieyoung1\/","https:\/\/x.com\/atjamie"],"url":"https:\/\/www.credible.com\/blog\/author\/jamie-young\/"}]}},"_links":{"self":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/36279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/users\/88"}],"replies":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/comments?post=36279"}],"version-history":[{"count":7,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/36279\/revisions"}],"predecessor-version":[{"id":56583,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/36279\/revisions\/56583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/media\/36281"}],"wp:attachment":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/media?parent=36279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/categories?post=36279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/tags?post=36279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}