{"id":39977,"date":"2020-03-11T14:24:12","date_gmt":"2020-03-11T22:24:12","guid":{"rendered":"https:\/\/www.credible.com\/blog\/?p=39977"},"modified":"2022-10-24T09:06:55","modified_gmt":"2022-10-24T16:06:55","slug":"college-scholarships","status":"publish","type":"post","link":"https:\/\/www.credible.com\/blog\/refinance-student-loans\/college-scholarships\/","title":{"rendered":"How to Get a College Scholarship"},"content":{"rendered":"\r\n<p>If you\u2019re figuring out how to pay for college, scholarships are a great place to start since you don\u2019t have to pay them back (unlike student loans). But you might wonder how to get a scholarship in the first place.<\/p>\r\n<p>Don\u2019t worry \u2014 with over 1.5 million scholarships available in the U.S. worth more than $6 billion per year, there\u2019s likely some perfect scholarships out there for you.<\/p>\r\n<p><b>Here\u2019s what you should know about scholarships and how to get them:<\/b><\/p>\r\n<ul>\r\n<li><a href=\"#there-are-many-different-kinds-of-scholarships\">There are many different kinds of scholarships<\/a><\/li>\r\n<li><a href=\"#how-to-find-a-scholarship\">How to find a scholarship<\/a><\/li>\r\n<li><a href=\"#finding-scholarships-can-take-some-time\">Finding scholarships can take some time<\/a><\/li>\r\n<\/ul>\r\n<p><a name=\"there-are-many-different-kinds-of-scholarships\"><\/a><\/p>\r\n<h2>There are many different kinds of scholarships<\/h2>\r\n<p>When searching for scholarships, start by focusing on the scholarships that could be a good fit for you based on your academic background, financial need, and other factors. Here are the main types of scholarships to look for:<\/p>\r\n<ul>\r\n<li><b>Need-based scholarships:<\/b> These scholarships are designed for students who can\u2019t afford the high cost of college. They range from a small award to a full-ride scholarship that covers your <a href=\"https:\/\/www.credible.com\/blog\/statistics\/average-cost-of-college\/\">entire cost of attendance<\/a>. Many top universities offer generous need-based scholarship programs.<\/li>\r\n<li><b>Merit scholarships:<\/b> Students who have a history of good grades, submit winning scholarship essays, or demonstrate community involvement like volunteering might qualify for merit scholarships. These scholarships are awarded based on qualifications rather than financial need.<\/li>\r\n<li><strong>Athletic scholarships:<\/strong> If you played a sport in high school, you might be able to join a team at your school, which could qualify you for an athletic scholarship. Over 180,000 student-athletes earn more than $3.6 billion in athletic scholarships each year, according to the <a href=\"https:\/\/www.ncaa.org\/sports\/2014\/10\/6\/scholarships.aspx\">National Collegiate Athletic Association (NCAA)<\/a>.<\/li>\r\n<li><strong>Specialty scholarships:<\/strong> Businesses and nonprofits fund a long list of scholarships geared toward students from various backgrounds. This means you might qualify for a scholarship based on your race, religion, work experience, volunteering, military service, location, college major, and more. There\u2019s a scholarship out there for just about everyone!<\/li>\r\n<\/ul>\r\n<p><a name=\"how-to-find-a-scholarship\"><\/a><\/p>\r\n<h2>How to find a scholarship<\/h2>\r\n<p>Now that you know how many unique scholarships are out there, it\u2019s time to start searching for your best fit. Keep in mind that you can apply to as many scholarships as you want, so don\u2019t be discouraged if you\u2019re turned down by some. Here\u2019s how to find a scholarship that\u2019s right for you:<\/p>\r\n<ul>\r\n<li><strong>Complete the FAFSA for need-based scholarships:<\/strong> Start by filling out the <a href=\"https:\/\/www.credible.com\/blog\/student-loans\/applying-for-fafsa\/\">Free Application for Federal Student Aid (FAFSA)<\/a>. Your school will use your FAFSA results to put together a <a href=\"https:\/\/www.credible.com\/blog\/student-loans\/financial-aid-award-letters\/\">financial aid award offer<\/a> for you. This might include need-based scholarships, grants, and federal student loan options to help you pay for school.<\/li>\r\n<li><strong>Meet with a guidance counselor or your school\u2019s financial aid office:<\/strong> High school and college counselors often have extensive resources for scholarships and <a href=\"https:\/\/www.credible.com\/blog\/student-loans\/college-grants\/\">college grants<\/a>, and they might be able to make specific suggestions for your situation. The financial aid office at your school will also likely have scholarship recommendations for you.<\/li>\r\n<li><strong>Search your local community:<\/strong> Next, explore scholarship opportunities in your local community. Churches, businesses, and nonprofits might have scholarship funds available to local high school or college students.<\/li>\r\n<li><strong>Scour scholarship search engines and databases:<\/strong> Scholarship search websites list thousands of scholarships for just about every background. Not all scholarships are worth your time, but you never know what you\u2019ll find. <a href=\"https:\/\/thescholarshipsystem.com\/\">The Scholarship System<\/a> is a great resource to help navigate your scholarship options.<\/li>\r\n<\/ul>\r\n<p><b><i>Learn More: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/student-loans\/how-to-take-out-a-student-loan\/\"><b><i>How to Take Out a Student Loan<\/i><\/b><\/a><b><i> <\/i><\/b><\/p>\r\n<p><a name=\"finding-scholarships-can-take-some-time\"><\/a><\/p>\r\n<h2>Finding scholarships can take some time<\/h2>\r\n<p>There are inspiring stories of students who earned enough scholarships to pay for their entire cost of college. In fact, I did just that for my undergraduate degree. A combination of scholarships from my local Boy Scout council, university, and my high school employer added up to enough for a full-ride to the University of Colorado at Boulder.<\/p>\r\n<p>There\u2019s no limit on how many <a href=\"https:\/\/www.credible.com\/blog\/student-loans\/scholarships-for-adults\/\">scholarships you can apply for<\/a>, so be sure to apply for as many as you might qualify for to help you <a href=\"https:\/\/www.credible.com\/a\/how-to-pay-for-college\">pay for college<\/a>. And don\u2019t overlook smaller awards \u2014 even a couple hundred dollars here and there adds up fast.<\/p>\r\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>Watch out for scholarship scams! <\/b>You should never have to pay to apply for a scholarship or have to provide your financial information with an application. Stick to reputable sources and avoid any websites or applications that seem fishy or pushy.<\/div><\/div>\r\n<p>If you exhaust both your scholarship and federal student aid options, you might need <a href=\"https:\/\/www.credible.com\/student-loans\">private student loans<\/a> to fill the gap. With Credible, you can check your rates with multiple lenders in as little as three minutes, all without affecting your credit score.<\/p>\r\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><span style=\"font-size: x-large;\"><strong>Compare student loan rates from top lenders<\/strong><\/span>\r\n<ul class=\"list--iconArrow accent--isGreen\">\r\n<li>Multiple lenders compete to get you the best rate<\/li>\r\n<li>Get actual rates, not estimated ones<\/li>\r\n<li>Finance almost any degree<\/li>\r\n<\/ul>\r\n<p style=\"text-align: center;\"><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/student-loans\">See Your Rates<\/a>\r\n<br><small>Checking rates will not affect your credit<\/small><\/p>\r\n<!-- TrustBox widget - Micro Combo -->\r\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"5536ec090000ff00057eebe7\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\"><a href=\"https:\/\/www.trustpilot.com\/review\/www.credible.com\" target=\"_blank\" rel=\"noopener noreferrer\">Trustpilot<\/a><\/div>\r\n<!-- End TrustBox widget -->\r\n\r\n<\/div><\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re figuring out how to pay for college, scholarships are a great place to start since you don\u2019t have to pay them back (unlike student loans). But you might wonder how to get a&hellip; <a class=\"more \" href=\"https:\/\/www.credible.com\/blog\/refinance-student-loans\/college-scholarships\/\">Continue reading<\/a><\/p>\n","protected":false},"author":96,"featured_media":39986,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[2],"tags":[1512],"class_list":["post-39977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-refinance-student-loans","tag-scholarships-grants","college-scholarships","post_tag-scholarships-grants"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Get a College Scholarship - Credible<\/title>\n<meta name=\"description\" content=\"If you need to pay for college, you might wonder how to find a scholarship. 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