{"id":41663,"date":"2020-06-05T15:17:40","date_gmt":"2020-06-05T23:17:40","guid":{"rendered":"https:\/\/www.credible.com\/blog\/?p=41663"},"modified":"2023-02-07T10:13:31","modified_gmt":"2023-02-07T18:13:31","slug":"mortgage-origination-fees-how-to-spot-and-avoid-them","status":"publish","type":"post","link":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/","title":{"rendered":"Mortgage Origination Fees: How to Spot and Avoid Them"},"content":{"rendered":"<p>Origination fees are charged by the lender in exchange for processing and originating a <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/what-is-a-mortgage-loan\/\">mortgage loan<\/a>. The exact amount of these fees varies by lender, but you\u2019ll pay them as part of your closing costs when you finalize your home purchase or mortgage refinance.<\/p>\n<p><strong>In this post:<\/strong><\/p>\n<ul>\n<li><a href=\"#what-are-mortgage-origination-fees\">What are mortgage origination fees?<\/a><\/li>\n<li><a href=\"#how-much-can-origination-fee-cost-you\">How much can the origination fee cost you?<\/a><\/li>\n<li><a href=\"#do-you-have-to-pay-origination-fees\">Do you have to pay origination fees?<\/a><\/li>\n<li><a href=\"#ways-to-avoid-paying-mortgage-origination-fee\">Ways to avoid paying the mortgage origination fee<\/a><\/li>\n<\/ul>\n<p><a name=\"what-are-mortgage-origination-fees\"><\/a><\/p>\n<h2>What are mortgage origination fees?<\/h2>\n<p>Origination fees are designed to cover the processing costs associated with your mortgage and usually include costs like:<\/p>\n<ul>\n<li>Underwriting\/processing fees<\/li>\n<li>Discount points<\/li>\n<\/ul>\n<p>As a buyer, you\u2019ll see origination fees listed on Page 2 of any <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/loan-estimate-closing-disclosure\/\">loan estimate<\/a> you receive (under the section titled \u201cOrigination Charges.\u201d You\u2019ll also pay origination fees if you apply to refinance your mortgage.<\/p>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>Tip:<\/b> It\u2019s important to note that while some of your <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-closing-costs\/\">closing costs<\/a> can change between receiving your loan estimate and closing on your mortgage, your origination fee can\u2019t increase except in limited circumstances (e.g. when you change your loan amount, down payment, etc.).<\/div><\/div>\n<p><b><i>Learn More:<\/i><\/b> <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-long-it-takes-to-buy\/\"><b><i>How Long Does It Take to Buy a House?<\/i><\/b><\/a><\/p>\n<p><a name=\"how-much-can-origination-fee-cost-you\"><\/a><\/p>\n<h2>How much can the origination fee cost you?<\/h2>\n<p>Origination fees vary. Generally, though, they average around 0.5% to 1.5% of the total loan amount \u2014 so $1,000 to $3,000 on a $200,000 <a href=\"https:\/\/www.credible.com\/mortgage\">home loan<\/a>.<\/p>\n<p>Keep in mind, origination fees can consist of a number of different charges. Here\u2019s a quick look at typical fees for each of these:<\/p>\n\n<table id=\"tablepress-310\" class=\"tablepress tablepress-id-310 table table-border-top table-rounded table-no-img-margin table-capitalized-column-titles tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><strong>Fee<\/strong><\/th><th class=\"column-2\"><strong>Typical cost<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>Underwriting \/ processing fee<\/strong><\/td><td class=\"column-2\">$895 - $1,145<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong>Discount points (optional)<\/strong><\/td><td class=\"column-2\">1% of your total loan amount per point<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"2\" class=\"column-1\"><small><strong>Note:<\/strong> All numbers here are lender fees on the Credible Operations, Inc. platform.<\/small><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><b><i>Learn More: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-points\/\"><b><i>Mortgage Points: What Are They and Are They Worth It?<\/i><\/b><\/a><b><i> <\/i><\/b><\/p>\n<p><a name=\"do-you-have-to-pay-origination-fees\"><\/a><\/p>\n<h2>Do you have to pay origination fees?<\/h2>\n<p>Origination fees have to be paid \u2014 but not necessarily by you. In some cases, you might be able to ask the home\u2019s seller to cover these costs (called \u201c<a href=\"https:\/\/www.credible.com\/blog\/mortgages\/seller-concessions\/\">seller concessions<\/a>\u201d). Sellers may be willing to foot the bill if:<\/p>\n<ul>\n<li>The home\u2019s been on the market a while<\/li>\n<li>There\u2019s not much demand from other buyers<\/li>\n<li>The property is in disrepair<\/li>\n<li>They simply need to move on and cash out quickly<\/li>\n<\/ul>\n<p>Lenders can also cover origination fees, though you\u2019ll pay for this help down the line. In this scenario, the mortgage lender would give you what\u2019s called \u201clender credits\u201d to cover some or all of your closing costs, and in exchange, you\u2019d agree to a higher interest rate or bigger loan.<\/p>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>Tip:<\/b> If you plan to be in the home for the long haul, \u201clender credits\u201d might not be the best option since that means significantly more paid in interest over the life of your loan.<\/div><\/div>\n<p><b><i>Find Out: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/cost-to-buy-house\/\"><b><i>How Much Does It Cost to Buy a Home?<\/i><\/b><\/a><\/p>\n<p><a name=\"ways-to-avoid-paying-mortgage-origination-fee\"><\/a><\/p>\n<h2>Ways to avoid paying the mortgage origination fee<\/h2>\n<p>There\u2019s no way to avoid mortgage loan origination fees entirely. Whether you pay them with upfront cash or not, the charges will be paid somehow \u2014 either by the seller or through a higher interest rate or bigger loan amount.<\/p>\n<p>There are ways you can lower your origination fees and make your home purchase more affordable, though. To do this, you can:<\/p>\n<ol>\n<li><b>Shop around: <\/b>Origination charges differ greatly from one lender to the next. Make sure you get loan estimates from at least a handful of lenders to ensure you\u2019re getting the best deal on your origination fees.<\/li>\n<li><b>Negotiate:<\/b> Since origination fees are in-house charges, lenders actually have the power to negotiate on these. They might be more likely to do so if you have a great credit score or large <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-much-down-payment\/\">down payment<\/a> (as this means you\u2019re a lower-risk borrower and likely won\u2019t default on your loan).<\/li>\n<li><b>Ask for help:<\/b> Aside from asking the seller or your lender for help, you might also ask friends and family to help offset some of your origination costs if you\u2019re in a bind.<\/li>\n<\/ol>\n<p>In some cases, a lender might not charge any origination fees at all. This is more common with online lenders that have less overhead than bigger banks and financial institutions (and it\u2019s another reason it\u2019s critical you shop around when getting a mortgage pre-approval).<\/p>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>But keep in mind: <\/b>Loans without origination fees aren\u2019t always a win. Always look over your loan estimate to make sure you\u2019re not being charged higher fees or costs elsewhere.<\/div><\/div>\n<p>If you\u2019re ready to start looking for a home loan, Credible is a good place to start. We will help you compare multiple lenders, including their origination fees, all with no obligation.<\/p>\n<p><div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><\/p>\n<h3><span style=\"font-size: x-large;\"><strong>Credible makes finding a mortgage easy<\/strong><\/span><\/h3>\n<h6 class=\"accent--isGrayLight\">Compare prequalified mortgage rates from top lenders in just 3 minutes.<\/h6>\n<ul class=\"list--iconArrow accent--isGreen list--iconCheckmarkSolidCircle\">\n<li>Personalized rates, not generic<\/li>\n<li>One simple, safe TLS-encrypted form<\/li>\n<li>No spam calls from lenders<\/li>\n<li>Checking rates is free, with no commitment<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage?utm_source=wp-credible&amp;utm_medium=mp-box-cta&amp;utm_campaign=seo\" target=\"_blank\" rel=\"noopener\">Find My Rate<\/a><br \/>\n<!-- TrustBox widget - Micro Combo --><\/p>\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"5536ec090000ff00057eebe7\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\"><a href=\"https:\/\/www.trustpilot.com\/review\/www.credible.com\" target=\"_blank\" rel=\"noopener noreferrer\">Trustpilot<\/a><\/div>\n<p><!-- End TrustBox widget --><\/p>\n<p><\/div><\/div><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Origination fees are charged by the lender in exchange for processing and originating a mortgage loan. The exact amount of these fees varies by lender, but you\u2019ll pay them as part of your closing costs&hellip; <a class=\"more \" href=\"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/\">Continue reading<\/a><\/p>\n","protected":false},"author":101,"featured_media":41668,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[1463],"tags":[1540,1524,1528],"class_list":["post-41663","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgages","tag-low-mortgage-rate","tag-mortgage-purchase","tag-mortgage-rates-sidebar-no-table","mortgage-origination-fees-how-to-spot-and-avoid-them","post_tag-low-mortgage-rate","post_tag-mortgage-purchase","post_tag-mortgage-rates-sidebar-no-table"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Origination Fees: How to Spot and Avoid Them<\/title>\n<meta name=\"description\" content=\"When you buy a home, you\u2019ll likely pay origination fees on your mortgage loan. Here\u2019s what you can expect.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Origination Fees: How to Spot and Avoid Them\" \/>\n<meta property=\"og:description\" content=\"When you buy a home, you\u2019ll likely pay origination fees on your mortgage loan. Here\u2019s what you can expect.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/\" \/>\n<meta property=\"og:site_name\" content=\"Credible\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/crediblelabs\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-05T23:17:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-07T18:13:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/06\/what-are-mortgage-origination-fees.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1476\" \/>\n\t<meta property=\"og:image:height\" content=\"590\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Aly J. Yale\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AlyJwriter\" \/>\n<meta name=\"twitter:site\" content=\"@credible\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aly J. Yale\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/\"},\"author\":{\"name\":\"Aly J. Yale\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/person\\\/b4bdc123a67c830fc4a95f9110e21b2b\"},\"headline\":\"Mortgage Origination Fees: How to Spot and Avoid Them\",\"datePublished\":\"2020-06-05T23:17:40+00:00\",\"dateModified\":\"2023-02-07T18:13:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/\"},\"wordCount\":781,\"publisher\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/what-are-mortgage-origination-fees.png\",\"keywords\":[\"low-mortgage-rate\",\"Mortgage Purchase\",\"mortgage rates sidebar no table\"],\"articleSection\":[\"Mortgages\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/\",\"name\":\"Mortgage Origination Fees: How to Spot and Avoid Them\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/what-are-mortgage-origination-fees.png\",\"datePublished\":\"2020-06-05T23:17:40+00:00\",\"dateModified\":\"2023-02-07T18:13:31+00:00\",\"description\":\"When you buy a home, you\u2019ll likely pay origination fees on your mortgage loan. Here\u2019s what you can expect.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/what-are-mortgage-origination-fees.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/what-are-mortgage-origination-fees.png\",\"width\":1476,\"height\":590,\"caption\":\"what are mortgage origination fees?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/origination-fees\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgages\",\"item\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mortgage Origination Fees: How to Spot and Avoid Them\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\",\"name\":\"Credible\",\"description\":\"Getting borrowers connected to the right information for student loan refinancing, student loans, and personal loans.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\",\"name\":\"Credible\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/Picture1.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/Picture1.png\",\"width\":901,\"height\":196,\"caption\":\"Credible\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/crediblelabs\\\/\",\"https:\\\/\\\/x.com\\\/credible\",\"https:\\\/\\\/www.instagram.com\\\/credible\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/crediblelabs\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/person\\\/b4bdc123a67c830fc4a95f9110e21b2b\",\"name\":\"Aly J. Yale\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/c2e3dbd7207faf78a8670d8cab746862-150x150.png\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/c2e3dbd7207faf78a8670d8cab746862-150x150.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/c2e3dbd7207faf78a8670d8cab746862-150x150.png\",\"caption\":\"Aly J. Yale\"},\"description\":\"Aly J. Yale is a personal finance journalist with work featured in Forbes, Fox Business, The Motley Fool, Bankrate, The Balance, and more.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/alyjyale\\\/\",\"https:\\\/\\\/x.com\\\/AlyJwriter\"],\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/author\\\/aly-j-yale\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage Origination Fees: How to Spot and Avoid Them","description":"When you buy a home, you\u2019ll likely pay origination fees on your mortgage loan. Here\u2019s what you can expect.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage Origination Fees: How to Spot and Avoid Them","og_description":"When you buy a home, you\u2019ll likely pay origination fees on your mortgage loan. Here\u2019s what you can expect.","og_url":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/","og_site_name":"Credible","article_publisher":"https:\/\/www.facebook.com\/crediblelabs\/","article_published_time":"2020-06-05T23:17:40+00:00","article_modified_time":"2023-02-07T18:13:31+00:00","og_image":[{"width":1476,"height":590,"url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/06\/what-are-mortgage-origination-fees.png","type":"image\/png"}],"author":"Aly J. Yale","twitter_card":"summary_large_image","twitter_creator":"@AlyJwriter","twitter_site":"@credible","twitter_misc":{"Written by":"Aly J. Yale","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#article","isPartOf":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/"},"author":{"name":"Aly J. Yale","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/person\/b4bdc123a67c830fc4a95f9110e21b2b"},"headline":"Mortgage Origination Fees: How to Spot and Avoid Them","datePublished":"2020-06-05T23:17:40+00:00","dateModified":"2023-02-07T18:13:31+00:00","mainEntityOfPage":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/"},"wordCount":781,"publisher":{"@id":"https:\/\/www.credible.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#primaryimage"},"thumbnailUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/06\/what-are-mortgage-origination-fees.png","keywords":["low-mortgage-rate","Mortgage Purchase","mortgage rates sidebar no table"],"articleSection":["Mortgages"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/","url":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/","name":"Mortgage Origination Fees: How to Spot and Avoid Them","isPartOf":{"@id":"https:\/\/www.credible.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#primaryimage"},"image":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#primaryimage"},"thumbnailUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/06\/what-are-mortgage-origination-fees.png","datePublished":"2020-06-05T23:17:40+00:00","dateModified":"2023-02-07T18:13:31+00:00","description":"When you buy a home, you\u2019ll likely pay origination fees on your mortgage loan. Here\u2019s what you can expect.","breadcrumb":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#primaryimage","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/06\/what-are-mortgage-origination-fees.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/06\/what-are-mortgage-origination-fees.png","width":1476,"height":590,"caption":"what are mortgage origination fees?"},{"@type":"BreadcrumbList","@id":"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.credible.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Mortgages","item":"https:\/\/www.credible.com\/blog\/mortgages\/"},{"@type":"ListItem","position":3,"name":"Mortgage Origination Fees: How to Spot and Avoid Them"}]},{"@type":"WebSite","@id":"https:\/\/www.credible.com\/blog\/#website","url":"https:\/\/www.credible.com\/blog\/","name":"Credible","description":"Getting borrowers connected to the right information for student loan refinancing, student loans, and personal loans.","publisher":{"@id":"https:\/\/www.credible.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.credible.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.credible.com\/blog\/#organization","name":"Credible","url":"https:\/\/www.credible.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/Picture1.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/Picture1.png","width":901,"height":196,"caption":"Credible"},"image":{"@id":"https:\/\/www.credible.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/crediblelabs\/","https:\/\/x.com\/credible","https:\/\/www.instagram.com\/credible\/","https:\/\/www.linkedin.com\/company\/crediblelabs"]},{"@type":"Person","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/person\/b4bdc123a67c830fc4a95f9110e21b2b","name":"Aly J. Yale","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/c2e3dbd7207faf78a8670d8cab746862-150x150.png","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/c2e3dbd7207faf78a8670d8cab746862-150x150.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/c2e3dbd7207faf78a8670d8cab746862-150x150.png","caption":"Aly J. Yale"},"description":"Aly J. Yale is a personal finance journalist with work featured in Forbes, Fox Business, The Motley Fool, Bankrate, The Balance, and more.","sameAs":["https:\/\/www.linkedin.com\/in\/alyjyale\/","https:\/\/x.com\/AlyJwriter"],"url":"https:\/\/www.credible.com\/blog\/author\/aly-j-yale\/"}]}},"_links":{"self":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/41663","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/users\/101"}],"replies":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/comments?post=41663"}],"version-history":[{"count":9,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/41663\/revisions"}],"predecessor-version":[{"id":66595,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/41663\/revisions\/66595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/media\/41668"}],"wp:attachment":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/media?parent=41663"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/categories?post=41663"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/tags?post=41663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}