{"id":47461,"date":"2021-01-25T11:08:23","date_gmt":"2021-01-25T19:08:23","guid":{"rendered":"https:\/\/www.credible.com\/blog\/?p=47461"},"modified":"2023-10-10T19:29:21","modified_gmt":"2023-10-11T02:29:21","slug":"how-much-a-350000-mortgage-will-cost-you-2","status":"publish","type":"post","link":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/","title":{"rendered":"How Much a $350,000 Mortgage Will Cost You"},"content":{"rendered":"<p>A $350,000 mortgage will cover approximately 85% of the median price of an existing home, which currently costs $407,100, according to data from the <a href=\"https:\/\/www.nar.realtor\/blogs\/economists-outlook\/august-2023-existing-home-sales-fall-as-home-prices-increase-with-mortgage-rates\" rel=\"\u201cnofollow\u201d\">National Association of Realtors<\/a>.<\/p>\n<p>If you\u2019re considering a loan of this size, use this guide to understand both the monthly payment and long-term costs you can expect as a borrower.<\/p>\n<p><b>Here\u2019s what you need to know about a $350,000 mortgage loan:<\/b><\/p>\n<ul>\n<li><a href=\"#monthly-payments-250000-mortgage\">Monthly payments for a $350,000 mortgage<\/a><\/li>\n<li><a href=\"#where-get-350000-mortgage\">Where to get a $350,000 mortgage<\/a><\/li>\n<li><a href=\"#consider-applying-350000-mortgage\">What to consider before applying for a $350,000 mortgage<\/a><\/li>\n<li><a href=\"#how-get-350000-mortgage\">How to get a $350,000 mortgage<\/a><\/li>\n<\/ul>\n<p><a name=\"monthly-payments-250000-mortgage\"><\/a><\/p>\n<h2>Monthly payments for a $350,000 mortgage<\/h2>\n<p>Monthly <a href=\"https:\/\/www.credible.com\/mortgage\">mortgage<\/a> payments always contain two things: principal and interest. In some cases, they might include other costs as well.<\/p>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\">Here\u2019s what typically makes up a mortgage payment:<\/p>\n<ul>\n<li><b>Principal:<\/b> This money is applied straight to your loan balance.<\/li>\n<li><b>Interest:<\/b> The cost of borrowing the money. How much you\u2019ll pay is indicated by your interest rate.<\/li>\n<li><b>Escrow costs:<\/b> If you opt to use an <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/what-is-escrow\/\">escrow account<\/a> (or your lender requires it), you\u2019ll also have your property taxes, mortgage insurance, and homeowners insurance rolled into your monthly mortgage payment, too.<\/li>\n<\/ul>\n<\/div><\/div>\n<p>On a $350,000, 30-year mortgage with a 6% <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-apr\/\">APR<\/a>, you can expect a monthly payment of $2,098.43, not including taxes and interest (these vary by location and property, so they can\u2019t be calculated without more detail).<\/p>\n<p>The payment would jump to $2,953.50 for a 15-year loan. Use the below calculator and table to see <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/cost-to-buy-house\/\">what your home will cost you<\/a> every month.<\/p>\n<p><b>Here\u2019s a quick look at what the monthly principal and interest payment would be for a $350,000 mortgage with varying interest rates:<\/b><\/p>\n\n<table id=\"tablepress-536\" class=\"tablepress tablepress-id-536 table table-border-top table-rounded table-no-img-margin table-capitalized-column-titles tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\"><strong>Annual Percentage Rate (APR)<\/strong><\/div><\/th><th class=\"column-2\"><strong>Monthly payment<br \/>\n<small>(15 year)<\/small><\/strong><\/th><th class=\"column-3\"><strong>Monthly payment<br \/>\n<small>(30 year)<\/small><\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">6.00%<\/div><\/td><td class=\"column-2\">$2,953.50<\/td><td class=\"column-3\">$2,098.43<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">6.25%<\/div><\/td><td class=\"column-2\">$3,000.98<\/td><td class=\"column-3\">$2,155.01<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">6.50%<\/div><\/td><td class=\"column-2\">$3,048.88<\/td><td class=\"column-3\">$2,212.24<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">6.75%<\/div><\/td><td class=\"column-2\">$3,097.18<\/td><td class=\"column-3\">$2,270.09<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">7.00%<\/div><\/td><td class=\"column-2\">$3,145.90<\/td><td class=\"column-3\">$2,328.56<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">7.25%<\/div><\/td><td class=\"column-2\">$3,195.02<\/td><td class=\"column-3\">$2,387.62<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">7.50%<\/div><\/td><td class=\"column-2\">$3,244.54<\/td><td class=\"column-3\">$2,447.25<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">7.75%<\/div><\/td><td class=\"column-2\">$3,294.47<\/td><td class=\"column-3\">$2,507.44<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\"><div style=\"text-align: left; padding:0px 25px;\">8.00%<\/div><\/td><td class=\"column-2\">$3,344.78<\/td><td class=\"column-3\">$2,568.18<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td colspan=\"3\" class=\"column-1\"><p><div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><\/p>\n<h3 style=\"text-align: center;\"><span style=\"font-size: x-large;\"><strong>Get a prequalified mortgage quote<\/strong><\/span><\/h3>\n<h6 class=\"accent--isGrayLight\" style=\"text-align: center;\">One form. 3 minutes. No spam calls.<\/h6>\n<p style=\"text-align: center;\"><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage?utm_source=wp-credible&amp;utm_medium=mp-table-cta&amp;utm_campaign=seo\" target=\"_blank\" rel=\"noopener\">Find My Rate<\/a><!-- TrustBox widget - Micro Combo --><\/p>\n<p><!-- End TrustBox widget --><\/p>\n<p><\/div><\/div><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<div class=\"calculator loan\">\n<div class=\"inputs container\">\n\n\t<p>Enter your loan information<span class=\"hidden-md-up\"> to calculate how much you could pay<\/span><\/p>\n\n  <div class=\"row form-groups\">\n  <div class=\"col-xs-8 col-lg\">\n    <div class=\"form-group\">\n  \t\t<label for=\"loan-amount\">Loan amount<\/label>\n  \t\t<span class=\"badge badge-pill\" data-toggle=\"tip\" data-placement=\"top left\">\n  \t\t\t?\t<span class=\"tip \">\n\t\t<span class=\"tip-content\">Enter the total amount borrowed<\/span>\n\t\t<span class=\"tip-arrow\"><\/span>\n\t<\/span>\n\t  \t\t<\/span>\n  \t\t<span class=\"input-group loan-amount\">\n  \t\t\t<span class=\"input-group-addon\">$<\/span>\n  \t\t\t<input type=\"number\" value=\"250000\" step=\"1000\" name=\"loan-amount\" id=\"loan-amount\" aria-label=\"Loan amount\" class=\"form-control\" inputmode=\"numeric\" pattern=\"[0-9]*\">\n  \t\t<\/span>\n    <\/div>\n  <\/div>\n  <div class=\"col-xs-6 col-lg\">\n    <div class=\"form-group\">\n  \t\t<label for=\"interest-rate\">Interest rate<\/label>\n  \t\t<span class=\"badge badge-pill\" data-toggle=\"tip\" data-placement=\"top left\">\n  \t\t\t?\t<span class=\"tip \">\n\t\t<span class=\"tip-content\">Enter your annual interest rate<\/span>\n\t\t<span class=\"tip-arrow\"><\/span>\n\t<\/span>\n\t  \t\t<\/span>\n  \t\t<span class=\"input-group interest-rate\">\n  \t\t\t<input type=\"number\" value=\"6\" step=\".01\" min=\".01\" max=\"100\" name=\"interest-rate\" id=\"interest-rate\" aria-label=\"Interest rate\" class=\"form-control\">\n  \t\t\t<span class=\"input-group-addon\">%<\/span>\n  \t\t<\/span>\n    <\/div>\n\t\t<span class=\"between\">or<\/span>\n  <\/div>\n  <div class=\"col-xs-6 col-lg\">\n    <div class=\"form-group\">\n  \t\t<label for=\"loan-term\">Fixed loan term<\/label>\n  \t\t<span class=\"badge badge-pill\" data-toggle=\"tip\" data-placement=\"top left\">\n  \t\t\t?\t<span class=\"tip \">\n\t\t<span class=\"tip-content\">Enter the amount of time you have to repay your loan<\/span>\n\t\t<span class=\"tip-arrow\"><\/span>\n\t<\/span>\n\t  \t\t<\/span>\n  \t\t<span class=\"input-group loan-term\">\n  \t\t\t<input name=\"loan-term\" value=\"30\" step=\"1\" min=\"1\" max=\"50\" id=\"loan-term\" aria-label=\"Loan term\" type=\"number\" class=\"form-control\" inputmode=\"numeric\" pattern=\"[0-9]*\">\n  \t\t\t<span class=\"input-group-addon\">years<\/span>\n  \t\t<\/span>\n    <\/div>\n\t<\/div>\n\t<\/div>\n\n<\/div>\n<div class=\"outputs container\">\n\n  <div class=\"results row\">\n  <div class=\"col-xs-6 col-sm-4 col-md-6 col-lg-4\">\n  \tTotal Payment\n  \t<big>$<span class=\"total-payment\"><\/span><\/big>\n  <\/div>\n  <div class=\"col-xs-6 col-sm-4 col-md-6 col-lg-4\">\n  \tTotal Interest\n  \t<big>$<span class=\"total-interest\"><\/span><\/big>\n  <\/div>\n  <div class=\"col-xs-12 col-sm-4 col-md-12 col-lg-4\">\n  \tMonthly Payment\n  \t<big>$<span class=\"monthly-payment\"><\/span><\/big>\n  <\/div>\n  <\/div>\n\n  <p class=\"results-sentence\">\n    With a\n    <strong>$<span class=\"output-loan-amount\"><\/span><\/strong>\n    home    loan, you will pay\n    <strong>$<span class=\"monthly-payment\"><\/span><\/strong>\n    monthly and a total of\n    <strong>$<span class=\"total-interest\"><\/span><\/strong>\n    in interest over the life of your loan. You will pay a total of\n    <strong>$<span class=\"total-payment\"><\/span><\/strong>\n    over the life of the\n    mortgage.\n  <\/p>\n\n  \n  <div class=\"cta\">\n    \n  <\/div>\n\n<\/div>\n<\/div>\n\n<p><b><i>Find Out: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-long-it-takes-to-buy\/\"><b><i>How Long It Takes to Buy a House<\/i><\/b><\/a><br \/>\n<a name=\"where-get-350000-mortgage\"><\/a><\/p>\n<h2>Where to get a $350,000 mortgage<\/h2>\n<p>You can get a $350,000 conventional <a href=\"https:\/\/www.credible.com\/mortgage\">mortgage<\/a> from most banks and mortgage lenders. Rates and terms vary by lender, so you should get quotes from multiple lenders to be sure you\u2019re getting the best deal.<\/p>\n<p>To do this, you can contact each lender individually, fill out their application, and wait for a quote, or you can use Credible, which allows you to compare loan options from our partner lenders in the table below.<\/p>\n<p>Credible\u2019s process is simple and safe, and it only takes a few minutes to complete.<\/p>\n<div id=\"credible-rate-table\"><\/div>\n<p><script>\n      window.credibleAsyncInit = function() {\n        CredibleSDK.initWidget('#credible-rate-table', {\n               environment: 'production',\n  \t    product: {\n  \t       marketplace: 'mortgage-combined',\n  \t       type: 'rate-table',\n  \t       variation: 'shortened',\n               loantype: 'purchase',\n  \t    },\n          analytics: {\n             source: 'credible_blog',\n          },\n  \t    });\n        CredibleSDK.initWidget('#mortgage-combined-rate-widget-simple', {\n               environment: 'production',\n  \t    product: {\n  \t       marketplace: 'mortgage-combined',\n  \t       type: 'rate-tracking',\n  \t       variation: 'simple',\n  \t    },\n          analytics: {\n             source: 'credible_blog',\n          },\n  \t    });\n      };\n<\/script> <script async defer src=\"https:\/\/sdk.credible.com\/sdk.js\"><\/script><br \/>\n<a name=\"consider-applying-350000-mortgage\"><\/a><\/p>\n<h2>What to consider before applying for a $350,000 mortgage<\/h2>\n<p>Before taking out a $350,000 mortgage loan, you should consider the big picture. Not only do mortgages come with a monthly payment, but there are also both upfront costs and <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/origination-fees\/\">origination fees<\/a> to take into account.<\/p>\n<p>Understanding these is critical before you apply for a mortgage of this size.<\/p>\n<h3>Total interest paid on a $350,000 mortgage<\/h3>\n<p>You\u2019ll pay more in interest the longer your loan term is.<\/p>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>For example: <\/b>On a 30-year, $350,000 loan with a 6% APR, your total interest cost would be $405,433.66.<\/p>\n<p>If you took out a 15-year loan at those same terms, your interest would total $2,953.50.<\/div><\/div>\n<p>Your rate can also heavily play into your long-term interest costs as well, which is why it\u2019s important to use Credible and compare lender options.<\/p>\n<p><div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><\/p>\n<h3><span style=\"font-size: x-large;\"><strong>Credible makes finding a mortgage easy<\/strong><\/span><\/h3>\n<h6 class=\"accent--isGrayLight\">Compare prequalified mortgage rates from top lenders in just 3 minutes.<\/h6>\n<ul class=\"list--iconArrow accent--isGreen list--iconCheckmarkSolidCircle\">\n<li>Personalized rates, not generic<\/li>\n<li>One simple, safe TLS-encrypted form<\/li>\n<li>No spam calls from lenders<\/li>\n<li>Checking rates is free, with no commitment<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage?utm_source=wp-credible&amp;utm_medium=mp-box-cta&amp;utm_campaign=seo\" target=\"_blank\" rel=\"noopener\">Find My Rate<\/a><br \/>\n<!-- TrustBox widget - Micro Combo --><\/p>\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"5419b6ffb0d04a076446a9af\" data-businessunit-id=\"5536ec090000ff00057eebe7\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\"><a href=\"https:\/\/www.trustpilot.com\/review\/www.credible.com\" target=\"_blank\" rel=\"noopener noreferrer\">Trustpilot<\/a><\/div>\n<p><!-- End TrustBox widget --><\/p>\n<p><\/div><\/div><\/p>\n\n<p><b><i>Learn More: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-points\/\"><b><i>Mortgage Points: What Are They and Are They Worth It?<\/i><\/b><\/a><\/p>\n<h3>Amortization schedule on a $350,000 mortgage<\/h3>\n<p>An <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-amortization\/\">amortization schedule<\/a> breaks down your payments, interest costs, and principal balance for every year of the loan.<\/p>\n<p><b>Here\u2019s an example of what one might look like for a $350,000, 30-year mortgage loan with a 6% APR:<\/b><\/p>\n\n<table id=\"tablepress-537\" class=\"tablepress tablepress-id-537 table table-border-top table-rounded table-no-img-margin table-capitalized-column-titles tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><strong>Year<\/strong<\/th><th class=\"column-2\"><strong>Beginning balance<\/strong><\/th><th class=\"column-3\"><strong>Monthly payment<\/strong><\/th><th class=\"column-4\"><strong>Total interest paid<\/strong><\/th><th class=\"column-5\"><strong>Total principal paid<\/strong><\/th><th class=\"column-6\"><strong>Remaining balance<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1<\/td><td class=\"column-2\">$350,000.00<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$20,883.08<\/td><td class=\"column-5\">$4,298.04<\/td><td class=\"column-6\">$345,701.96<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">2<\/td><td class=\"column-2\">$345,701.96<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$20,617.99<\/td><td class=\"column-5\">$4,563.13<\/td><td class=\"column-6\">$341,138.82<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">3<\/td><td class=\"column-2\">$341,138.82<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$20,336.54<\/td><td class=\"column-5\">$4,844.58<\/td><td class=\"column-6\">$336,294.25<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">4<\/td><td class=\"column-2\">$336,294.25<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$20,037.74<\/td><td class=\"column-5\">$5,143.38<\/td><td class=\"column-6\">$331,150.86<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">5<\/td><td class=\"column-2\">$331,150.86<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$19,720.51<\/td><td class=\"column-5\">$5,460.61<\/td><td class=\"column-6\">$325,690.25<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">6<\/td><td class=\"column-2\">$325,690.25<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$19,383.71<\/td><td class=\"column-5\">$5,797.41<\/td><td class=\"column-6\">$319,892.84<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">7<\/td><td class=\"column-2\">$319,892.84<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$19,026.14<\/td><td class=\"column-5\">$6,154.99<\/td><td class=\"column-6\">$313,737.85<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">8<\/td><td class=\"column-2\">$313,737.85<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$18,646.51<\/td><td class=\"column-5\">$6,534.61<\/td><td class=\"column-6\">$307,203.24<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">9<\/td><td class=\"column-2\">$307,203.24<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$18,243.47<\/td><td class=\"column-5\">$6,937.65<\/td><td class=\"column-6\">$300,265.59<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">10<\/td><td class=\"column-2\">$300,265.59<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$17,815.57<\/td><td class=\"column-5\">$7,365.55<\/td><td class=\"column-6\">$292,900.04<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">11<\/td><td class=\"column-2\">$292,900.04<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$17,361.28<\/td><td class=\"column-5\">$7,819.84<\/td><td class=\"column-6\">$285,080.20<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\">12<\/td><td class=\"column-2\">$285,080.20<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$16,878.97<\/td><td class=\"column-5\">$8,302.15<\/td><td class=\"column-6\">$276,778.04<\/td>\n<\/tr>\n<tr class=\"row-14\">\n\t<td class=\"column-1\">13<\/td><td class=\"column-2\">$276,778.04<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$16,366.91<\/td><td class=\"column-5\">$8,814.21<\/td><td class=\"column-6\">$267,963.83<\/td>\n<\/tr>\n<tr class=\"row-15\">\n\t<td class=\"column-1\">14<\/td><td class=\"column-2\">$267,963.83<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$15,823.27<\/td><td class=\"column-5\">$9,357.85<\/td><td class=\"column-6\">$258,605.98<\/td>\n<\/tr>\n<tr class=\"row-16\">\n\t<td class=\"column-1\">15<\/td><td class=\"column-2\">$258,605.98<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$15,246.10<\/td><td class=\"column-5\">$9,935.02<\/td><td class=\"column-6\">$248,670.96<\/td>\n<\/tr>\n<tr class=\"row-17\">\n\t<td class=\"column-1\">16<\/td><td class=\"column-2\">$248,670.96<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$14,633.33<\/td><td class=\"column-5\">$10,547.79<\/td><td class=\"column-6\">$238,123.16<\/td>\n<\/tr>\n<tr class=\"row-18\">\n\t<td class=\"column-1\">17<\/td><td class=\"column-2\">$238,123.16<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$13,982.76<\/td><td class=\"column-5\">$11,198.36<\/td><td class=\"column-6\">$226,924.80<\/td>\n<\/tr>\n<tr class=\"row-19\">\n\t<td class=\"column-1\">18<\/td><td class=\"column-2\">$226,924.80<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$13,292.07<\/td><td class=\"column-5\">$11,889.05<\/td><td class=\"column-6\">$215,035.75<\/td>\n<\/tr>\n<tr class=\"row-20\">\n\t<td class=\"column-1\">19<\/td><td class=\"column-2\">$215,035.75<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$12,558.78<\/td><td class=\"column-5\">$12,622.34<\/td><td class=\"column-6\">$202,413.41<\/td>\n<\/tr>\n<tr class=\"row-21\">\n\t<td class=\"column-1\">20<\/td><td class=\"column-2\">$202,413.41<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$11,780.26<\/td><td class=\"column-5\">$13,400.86<\/td><td class=\"column-6\">$189,012.55<\/td>\n<\/tr>\n<tr class=\"row-22\">\n\t<td class=\"column-1\">21<\/td><td class=\"column-2\">$189,012.55<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$10,953.73<\/td><td class=\"column-5\">$14,227.39<\/td><td class=\"column-6\">$174,785.16<\/td>\n<\/tr>\n<tr class=\"row-23\">\n\t<td class=\"column-1\">22<\/td><td class=\"column-2\">$174,785.16<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$10,076.21<\/td><td class=\"column-5\">$15,104.91<\/td><td class=\"column-6\">$159,680.25<\/td>\n<\/tr>\n<tr class=\"row-24\">\n\t<td class=\"column-1\">23<\/td><td class=\"column-2\">$159,680.25<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$9,144.58<\/td><td class=\"column-5\">$16,036.55<\/td><td class=\"column-6\">$143,643.70<\/td>\n<\/tr>\n<tr class=\"row-25\">\n\t<td class=\"column-1\">24<\/td><td class=\"column-2\">$143,643.70<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$8,155.48<\/td><td class=\"column-5\">$17,025.65<\/td><td class=\"column-6\">$126,618.06<\/td>\n<\/tr>\n<tr class=\"row-26\">\n\t<td class=\"column-1\">25<\/td><td class=\"column-2\">$126,618.06<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$7,105.37<\/td><td class=\"column-5\">$18,075.75<\/td><td class=\"column-6\">$108,542.30<\/td>\n<\/tr>\n<tr class=\"row-27\">\n\t<td class=\"column-1\">26<\/td><td class=\"column-2\">$108,542.30<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$5,990.50<\/td><td class=\"column-5\">$19,190.62<\/td><td class=\"column-6\">$89,351.68<\/td>\n<\/tr>\n<tr class=\"row-28\">\n\t<td class=\"column-1\">27<\/td><td class=\"column-2\">$89,351.68<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$4,806.86<\/td><td class=\"column-5\">$20,374.26<\/td><td class=\"column-6\">$68,977.42<\/td>\n<\/tr>\n<tr class=\"row-29\">\n\t<td class=\"column-1\">28<\/td><td class=\"column-2\">$68,977.42<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$3,550.22<\/td><td class=\"column-5\">$21,630.90<\/td><td class=\"column-6\">$47,346.52<\/td>\n<\/tr>\n<tr class=\"row-30\">\n\t<td class=\"column-1\">29<\/td><td class=\"column-2\">$47,346.52<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$2,216.08<\/td><td class=\"column-5\">$22,965.05<\/td><td class=\"column-6\">$24,381.48<\/td>\n<\/tr>\n<tr class=\"row-31\">\n\t<td class=\"column-1\">30<\/td><td class=\"column-2\">$24,381.48<\/td><td class=\"column-3\">$2,098.43<\/td><td class=\"column-4\">$799.64<\/td><td class=\"column-5\">$24,381.48<\/td><td class=\"column-6\">$0.00<\/td>\n<\/tr>\n<tr class=\"row-32\">\n\t<td colspan=\"6\" class=\"column-1\"><p><div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><\/p>\n<h3 style=\"text-align: center;\"><span style=\"font-size: x-large;\"><strong>Get a prequalified mortgage quote<\/strong><\/span><\/h3>\n<h6 class=\"accent--isGrayLight\" style=\"text-align: center;\">One form. 3 minutes. No spam calls.<\/h6>\n<p style=\"text-align: center;\"><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage?utm_source=wp-credible&amp;utm_medium=mp-table-cta&amp;utm_campaign=seo\" target=\"_blank\" rel=\"noopener\">Find My Rate<\/a><!-- TrustBox widget - Micro Combo --><\/p>\n<p><!-- End TrustBox widget --><\/p>\n<p><\/div><\/div><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><b><i>Learn More: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-long-it-takes-to-buy\/\"><b><i>How Long It Takes to Buy a House<\/i><\/b><\/a><\/p>\n<p><b>Here\u2019s what an amortization schedule might look like for a 15-year, $350,000 mortgage with a 6% APR:<\/b><\/p>\n\n<table id=\"tablepress-538\" class=\"tablepress tablepress-id-538 table table-border-top table-rounded table-no-img-margin table-capitalized-column-titles tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><strong>Year<\/strong<\/th><th class=\"column-2\"><strong>Beginning balance<\/strong><\/th><th class=\"column-3\"><strong>Monthly payment<\/strong><\/th><th class=\"column-4\"><strong>Total interest paid<\/strong><\/th><th class=\"column-5\"><strong>Total principal paid<\/strong><\/th><th class=\"column-6\"><strong>Remaining balance<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1<\/td><td class=\"column-2\">$350,000.00<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$10,243.43<\/td><td class=\"column-5\">$18,761.00<\/td><td class=\"column-6\">$331,239.00<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">2<\/td><td class=\"column-2\">$331,239.00<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$9,672.80<\/td><td class=\"column-5\">$19,331.63<\/td><td class=\"column-6\">$311,907.37<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">3<\/td><td class=\"column-2\">$311,907.37<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$9,084.81<\/td><td class=\"column-5\">$19,919.62<\/td><td class=\"column-6\">$291,987.75<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">4<\/td><td class=\"column-2\">$291,987.75<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$8,478.93<\/td><td class=\"column-5\">$20,525.50<\/td><td class=\"column-6\">$271,462.26<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">5<\/td><td class=\"column-2\">$271,462.26<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$7,854.63<\/td><td class=\"column-5\">$21,149.80<\/td><td class=\"column-6\">$250,312.46<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">6<\/td><td class=\"column-2\">$250,312.46<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$7,211.3<\/td><td class=\"column-5\">$21,793.09<\/td><td class=\"column-6\">$228,519.37<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">7<\/td><td class=\"column-2\">$228,519.37<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$6,548.48<\/td><td class=\"column-5\">$22,455.95<\/td><td class=\"column-6\">$206,063.42<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">8<\/td><td class=\"column-2\">$206,063.42<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$5,865.46<\/td><td class=\"column-5\">$23,138.97<\/td><td class=\"column-6\">$182,924.46<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">9<\/td><td class=\"column-2\">$182,924.46<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$5,161.67<\/td><td class=\"column-5\">$23,842.76<\/td><td class=\"column-6\">$159,081.70<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">10<\/td><td class=\"column-2\">$159,081.70<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$4,436.47<\/td><td class=\"column-5\">$24,567.96<\/td><td class=\"column-6\">$134,513.74<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">11<\/td><td class=\"column-2\">$134,513.74<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$3,689.21<\/td><td class=\"column-5\">$25,315.22<\/td><td class=\"column-6\">$109,198.52<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\">12<\/td><td class=\"column-2\">$109,198.52<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$2,919.22<\/td><td class=\"column-5\">$26,085.20<\/td><td class=\"column-6\">$83,113.32<\/td>\n<\/tr>\n<tr class=\"row-14\">\n\t<td class=\"column-1\">13<\/td><td class=\"column-2\">$83,113.32<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$2,125.82<\/td><td class=\"column-5\">$26,878.61<\/td><td class=\"column-6\">$56,234.70<\/td>\n<\/tr>\n<tr class=\"row-15\">\n\t<td class=\"column-1\">14<\/td><td class=\"column-2\">$56,234.70<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$1,308.28<\/td><td class=\"column-5\">$27,696.15<\/td><td class=\"column-6\">$28,538.55<\/td>\n<\/tr>\n<tr class=\"row-16\">\n\t<td class=\"column-1\">15<\/td><td class=\"column-2\">$28,538.55<\/td><td class=\"column-3\">$2,417.04<\/td><td class=\"column-4\">$465.87<\/td><td class=\"column-5\">$28,538.55<\/td><td class=\"column-6\">$0.00<\/td>\n<\/tr>\n<tr class=\"row-17\">\n\t<td colspan=\"6\" class=\"column-1\"><p><div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><\/p>\n<h3 style=\"text-align: center;\"><span style=\"font-size: x-large;\"><strong>Get a prequalified mortgage quote<\/strong><\/span><\/h3>\n<h6 class=\"accent--isGrayLight\" style=\"text-align: center;\">One form. 3 minutes. No spam calls.<\/h6>\n<p style=\"text-align: center;\"><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage?utm_source=wp-credible&amp;utm_medium=mp-table-cta&amp;utm_campaign=seo\" target=\"_blank\" rel=\"noopener\">Find My Rate<\/a><!-- TrustBox widget - Micro Combo --><\/p>\n<p><!-- End TrustBox widget --><\/p>\n<p><\/div><\/div><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<a name=\"how-get-350000-mortgage\"><\/a><\/p>\n<h2>How to get a $350,000 mortgage<\/h2>\n<p>Applying for a mortgage can be quite simple. When filling your <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-to-apply-for-mortgage\/\">mortgage application<\/a> out, you\u2019ll want to have some financial details on hand, including your income, estimated credit score, homebuying budget, and info regarding your assets and savings.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-48654 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square.png\" alt=\"\" width=\"1200\" height=\"1200\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square-600x600.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square-200x200.png 200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square-768x768.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square-300x300.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/how-to-get-a-mortgage-flowchart-square-150x150.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>Once you\u2019re ready to apply for your $350,000 mortgage, you\u2019ll follow these nine simple steps:<\/p>\n<ol>\n<li><b>Estimate your homebuying budget:<\/b> Before starting your home search, take a look at your income, monthly debts, and household expenses, and run the numbers. You\u2019ll need to determine what you can afford both for a down payment and your monthly mortgage.<\/li>\n<li><b>Review your credit report: <\/b>Pull your credit report and look for any overdue accounts, late payments, or accounts in collections. These could all hurt your mortgage application. You\u2019ll also want to look at your credit score. The higher your score, the better the interest rate you\u2019ll qualify for.<\/li>\n<li><b>Get pre-approved:<\/b> A pre-approval will give you a good idea of what you\u2019ll be eligible to borrow and what price range you should be shopping in.<\/li>\n<li><b>Shop around for mortgage rates: <\/b>Compare the <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/loan-estimate-closing-disclosure\/\">loan estimates<\/a> you were given by each lender that pre-approved you. Look at the interest rate on each loan, as well as the closing costs, fees, and total cash to close, too.<\/li>\n<li><b>Negotiate the purchase details: <\/b>Use your pre-approval letters to make any offers you submit more attractive. Once a seller accepts, you\u2019re one step closer to owning a home.<\/li>\n<li><b>Complete the full application:<\/b> Fill out the full application for the mortgage lender you\u2019ve chosen. You\u2019ll likely need a number of documents for this, including W-2s, pay stubs, tax returns, bank account statements, and more. Your loan officer will direct you on what paperwork to submit.<\/li>\n<li><b>Get approved by an underwriter: <\/b>Your lender\u2019s underwriter will verify all your information and ensure you have the capabilities to repay the loan. Once approved, you\u2019ll be scheduled a closing appointment.<\/li>\n<li><b>Prepare for closing:<\/b> While you await your closing date, you\u2019ll need to secure a <a href=\"https:\/\/www.credible.com\/blog\/insurance\/homeowners-insurance\/\">homeowners insurance<\/a> policy. You should also review your final closing disclosure form to understand how much cash to bring to closing.<\/li>\n<li><b>Close on your mortgage:<\/b> Attend your closing appointment, pay your closing costs and down payment, and sign the final paperwork. Once the funds have been transferred, you\u2019ll be a bona fide homeowner.<\/li>\n<\/ol>\n<p>If you have questions along the way, your real estate agent and loan officer should be able to help.<\/p>\n<p><b><i>Keep Reading: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/when-to-buy-house\/\"><b><i>How to Know If You Should Buy a House<\/i><\/b><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A $350,000 mortgage will cover approximately 85% of the median price of an existing home, which currently costs $407,100, according to data from the National Association of Realtors. If you\u2019re considering a loan of this&hellip; <a class=\"more \" href=\"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/\">Continue reading<\/a><\/p>\n","protected":false},"author":101,"featured_media":47462,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[1463],"tags":[1561,1547,1524,1521],"class_list":["post-47461","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgages","tag-cro-test-1","tag-homebuying-costs","tag-mortgage-purchase","tag-mortgage-rates-sidebar","how-much-a-350000-mortgage-will-cost-you-2","post_tag-cro-test-1","post_tag-homebuying-costs","post_tag-mortgage-purchase","post_tag-mortgage-rates-sidebar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Much a $350,000 Mortgage Will Cost You - Credible<\/title>\n<meta name=\"description\" content=\"The costs of a $350,000 house loan depend on several factors, including your APR, loan term, lender, and more. Here\u2019s what you can expect to pay.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much a $350,000 Mortgage Will Cost You - Credible\" \/>\n<meta property=\"og:description\" content=\"The costs of a $350,000 house loan depend on several factors, including your APR, loan term, lender, and more. Here\u2019s what you can expect to pay.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Credible\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/crediblelabs\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-25T19:08:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-11T02:29:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/01\/350000-mortgage.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1416\" \/>\n\t<meta property=\"og:image:height\" content=\"566\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Aly J. Yale\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AlyJwriter\" \/>\n<meta name=\"twitter:site\" content=\"@credible\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aly J. Yale\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/\"},\"author\":{\"name\":\"Aly J. Yale\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/person\\\/b4bdc123a67c830fc4a95f9110e21b2b\"},\"headline\":\"How Much a $350,000 Mortgage Will Cost You\",\"datePublished\":\"2021-01-25T19:08:23+00:00\",\"dateModified\":\"2023-10-11T02:29:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/\"},\"wordCount\":1040,\"publisher\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/350000-mortgage.png\",\"keywords\":[\"cro-test-1\",\"homebuying-costs\",\"Mortgage Purchase\",\"Mortgage Rates Sidebar\"],\"articleSection\":[\"Mortgages\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/\",\"name\":\"How Much a $350,000 Mortgage Will Cost You - Credible\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/350000-mortgage.png\",\"datePublished\":\"2021-01-25T19:08:23+00:00\",\"dateModified\":\"2023-10-11T02:29:21+00:00\",\"description\":\"The costs of a $350,000 house loan depend on several factors, including your APR, loan term, lender, and more. Here\u2019s what you can expect to pay.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/350000-mortgage.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/350000-mortgage.png\",\"width\":1416,\"height\":566},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/350000-mortgage\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgages\",\"item\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/mortgages\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How Much a $350,000 Mortgage Will Cost You\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\",\"name\":\"Credible\",\"description\":\"Getting borrowers connected to the right information for student loan refinancing, student loans, and personal loans.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#organization\",\"name\":\"Credible\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/Picture1.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/01\\\/Picture1.png\",\"width\":901,\"height\":196,\"caption\":\"Credible\"},\"image\":{\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/crediblelabs\\\/\",\"https:\\\/\\\/x.com\\\/credible\",\"https:\\\/\\\/www.instagram.com\\\/credible\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/crediblelabs\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/#\\\/schema\\\/person\\\/b4bdc123a67c830fc4a95f9110e21b2b\",\"name\":\"Aly J. Yale\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/c2e3dbd7207faf78a8670d8cab746862-150x150.png\",\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/c2e3dbd7207faf78a8670d8cab746862-150x150.png\",\"contentUrl\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/02\\\/c2e3dbd7207faf78a8670d8cab746862-150x150.png\",\"caption\":\"Aly J. Yale\"},\"description\":\"Aly J. Yale is a personal finance journalist with work featured in Forbes, Fox Business, The Motley Fool, Bankrate, The Balance, and more.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/alyjyale\\\/\",\"https:\\\/\\\/x.com\\\/AlyJwriter\"],\"url\":\"https:\\\/\\\/www.credible.com\\\/blog\\\/author\\\/aly-j-yale\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Much a $350,000 Mortgage Will Cost You - Credible","description":"The costs of a $350,000 house loan depend on several factors, including your APR, loan term, lender, and more. Here\u2019s what you can expect to pay.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"How Much a $350,000 Mortgage Will Cost You - Credible","og_description":"The costs of a $350,000 house loan depend on several factors, including your APR, loan term, lender, and more. Here\u2019s what you can expect to pay.","og_url":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/","og_site_name":"Credible","article_publisher":"https:\/\/www.facebook.com\/crediblelabs\/","article_published_time":"2021-01-25T19:08:23+00:00","article_modified_time":"2023-10-11T02:29:21+00:00","og_image":[{"width":1416,"height":566,"url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/01\/350000-mortgage.png","type":"image\/png"}],"author":"Aly J. Yale","twitter_card":"summary_large_image","twitter_creator":"@AlyJwriter","twitter_site":"@credible","twitter_misc":{"Written by":"Aly J. Yale","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#article","isPartOf":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/"},"author":{"name":"Aly J. Yale","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/person\/b4bdc123a67c830fc4a95f9110e21b2b"},"headline":"How Much a $350,000 Mortgage Will Cost You","datePublished":"2021-01-25T19:08:23+00:00","dateModified":"2023-10-11T02:29:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/"},"wordCount":1040,"publisher":{"@id":"https:\/\/www.credible.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#primaryimage"},"thumbnailUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/01\/350000-mortgage.png","keywords":["cro-test-1","homebuying-costs","Mortgage Purchase","Mortgage Rates Sidebar"],"articleSection":["Mortgages"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/","url":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/","name":"How Much a $350,000 Mortgage Will Cost You - Credible","isPartOf":{"@id":"https:\/\/www.credible.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#primaryimage"},"image":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#primaryimage"},"thumbnailUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/01\/350000-mortgage.png","datePublished":"2021-01-25T19:08:23+00:00","dateModified":"2023-10-11T02:29:21+00:00","description":"The costs of a $350,000 house loan depend on several factors, including your APR, loan term, lender, and more. Here\u2019s what you can expect to pay.","breadcrumb":{"@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#primaryimage","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/01\/350000-mortgage.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/01\/350000-mortgage.png","width":1416,"height":566},{"@type":"BreadcrumbList","@id":"https:\/\/www.credible.com\/blog\/mortgages\/350000-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.credible.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Mortgages","item":"https:\/\/www.credible.com\/blog\/mortgages\/"},{"@type":"ListItem","position":3,"name":"How Much a $350,000 Mortgage Will Cost You"}]},{"@type":"WebSite","@id":"https:\/\/www.credible.com\/blog\/#website","url":"https:\/\/www.credible.com\/blog\/","name":"Credible","description":"Getting borrowers connected to the right information for student loan refinancing, student loans, and personal loans.","publisher":{"@id":"https:\/\/www.credible.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.credible.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.credible.com\/blog\/#organization","name":"Credible","url":"https:\/\/www.credible.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/Picture1.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/Picture1.png","width":901,"height":196,"caption":"Credible"},"image":{"@id":"https:\/\/www.credible.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/crediblelabs\/","https:\/\/x.com\/credible","https:\/\/www.instagram.com\/credible\/","https:\/\/www.linkedin.com\/company\/crediblelabs"]},{"@type":"Person","@id":"https:\/\/www.credible.com\/blog\/#\/schema\/person\/b4bdc123a67c830fc4a95f9110e21b2b","name":"Aly J. Yale","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/c2e3dbd7207faf78a8670d8cab746862-150x150.png","url":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/c2e3dbd7207faf78a8670d8cab746862-150x150.png","contentUrl":"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/c2e3dbd7207faf78a8670d8cab746862-150x150.png","caption":"Aly J. Yale"},"description":"Aly J. Yale is a personal finance journalist with work featured in Forbes, Fox Business, The Motley Fool, Bankrate, The Balance, and more.","sameAs":["https:\/\/www.linkedin.com\/in\/alyjyale\/","https:\/\/x.com\/AlyJwriter"],"url":"https:\/\/www.credible.com\/blog\/author\/aly-j-yale\/"}]}},"_links":{"self":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/47461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/users\/101"}],"replies":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/comments?post=47461"}],"version-history":[{"count":27,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/47461\/revisions"}],"predecessor-version":[{"id":69144,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/posts\/47461\/revisions\/69144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/media\/47462"}],"wp:attachment":[{"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/media?parent=47461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/categories?post=47461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.credible.com\/blog\/wp-json\/wp\/v2\/tags?post=47461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}