{"id":49634,"date":"2021-03-31T11:27:07","date_gmt":"2021-03-31T19:27:07","guid":{"rendered":"https:\/\/www.credible.com\/blog\/?p=49634"},"modified":"2021-10-13T07:26:18","modified_gmt":"2021-10-13T14:26:18","slug":"how-to-get-a-streamlined-pre-approval-letter-with-credible","status":"publish","type":"post","link":"https:\/\/www.credible.com\/blog\/mortgages\/streamlined-preapproval-letter\/","title":{"rendered":"How to Get a Streamlined Pre-Approval Letter With Credible"},"content":{"rendered":"<p>Before you start shopping for homes, you\u2019ll want to get pre-approved for a loan. By getting pre-approved, you\u2019ll demonstrate to the seller that you\u2019re a serious and qualified buyer. You\u2019ll also know how much money you can borrow.<\/p>\n<p>It&#8217;s important to note that getting pre-approved isn\u2019t the same thing as getting approved for a loan; it\u2019s not an offer of credit. It\u2019s more like a really good personalized estimate so both you and the seller have a solid idea of how much house debt you can shoulder and on what terms.<\/p>\n<p>If you\u2019re ready to get pre-approved, <a href=\"https:\/\/www.credible.com\/mortgage\/signup\">Credible\u2019s pre-approval process<\/a> is simple and only takes a few minutes.<\/p>\n<p><b>Here\u2019s what you need to know about Credible\u2019s streamlined pre-approval letter:<\/b><\/p>\n<ul>\n<li><a href=\"#credible-process\">How Credible\u2019s process is different<\/a><\/li>\n<li><a href=\"#get-letter-credible\">How to get a pre-approval letter with Credible<\/a><\/li>\n<li><a href=\"#breaking-down-letter\">Breaking down your pre-approval letter<\/a><\/li>\n<li><a href=\"#after-offer-accepted\">What to do after your offer is accepted<\/a><\/li>\n<\/ul>\n<p><a name=\"credible-process\"><\/a><\/p>\n<h2>How Credible\u2019s process is different<\/h2>\n<p>Getting several pre-approvals from different lenders can be time-consuming. You might have to wait <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-long-does-preapproval-take\/\">a day or two to get pre-approved<\/a> with a single lender.<\/p>\n<p>Credible, on the other hand, allows you to generate a streamlined pre-approval letter in as little as three minutes \u2014 and you\u2019ll be <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/preapproval\/\">pre-approved across multiple lenders<\/a> at once.<\/p>\n\n<table id=\"tablepress-118\" class=\"tablepress tablepress-id-118 table table-border-top table-striped table-rounded tbody-has-connected-cells\">\n<tbody>\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><strong>Traditional lenders<\/strong><\/td><td class=\"column-3\"><strong>Credible<\/strong><\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>How long does it take?<\/strong><\/td><td class=\"column-2\">1 to 3 days<\/td><td class=\"column-3\">3 minutes<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong>Credit check<\/strong><\/td><td class=\"column-2\">Hard credit pull<br \/>\n<small>(negative impact on your credit)<small><\/td><td class=\"column-3\">Soft credit pull<br \/>\n<small>(no impact on your credit)<\/small><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><strong>Online process<\/strong><\/td><td class=\"column-2\">Typically minimal; instead processed via in-person visit at a branch or phone call with a licensed loan officer<\/td><td class=\"column-3\">100% online<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong>Compare multiple lenders?<\/strong><\/td><td class=\"column-2\">No, visit multiple lenders to receive multiple pre-approval letters<\/td><td class=\"column-3\">Yes, pre-approved across multiple lenders at once<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong>Multiple pre-approval letters to make additional property offers?<\/strong><\/td><td class=\"column-2\">No, must submit another request to lender for new pre-approval letter<\/td><td class=\"column-3\">Yes, generate additional letters instantly with a customized loan amount<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"3\" class=\"column-1\"><p style=\"text-align: center;\"><strong>Ready to get pre-approved through Credible?<\/strong><br \/>\nGenerate a pre-approval letter instantly<br><br \/>\n<a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/mortgage\/signup\">Start Now<\/a><\/p><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p>Our process is 100% online and allows you to customize and edit your down payment, purchase price, and address so that you can easily create additional letters instantly for multiple scenarios.<br \/>\n<a name=\"get-letter-credible\"><\/a><\/p>\n<p><em><strong>Keep reading: <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/does-pre-approval-affect-credit-score\/\">Does Mortgage Pre-Approval Affect Your Credit Score?<\/a><\/strong><\/em><\/p>\n<h2>How to get a pre-approval letter with Credible<\/h2>\n<p>With Credible, you can get a streamlined pre-approval letter in as little as three minutes without affecting your credit score. To get started, <a href=\"https:\/\/www.credible.com\/mortgage\/prequal\/property\">click here<\/a>.<\/p>\n<p>Here are the steps you\u2019ll take to get pre-approved and create your first pre-approval letter:<\/p>\n<ol>\n<li><a href=\"#type-property-buy\">Tell us about the type of property you\u2019re looking to buy<\/a><\/li>\n<li><a href=\"#enter-financial-details\">Enter your financial details<\/a><\/li>\n<li><a href=\"#create-profile-info\">Create a profile to save your info<\/a><\/li>\n<li><a href=\"#check-pre-approval-dashboard\">Check out your pre-approval dashboard<\/a><\/li>\n<li><a href=\"#compare-loan-options\">Compare your home loan options<\/a><\/li>\n<li><a href=\"#create-custom-letter\">Create a custom pre-approval letter<\/a><\/li>\n<li><a href=\"#share-with-real-agent\">Share the letter with your real estate agent<\/a><\/li>\n<li><a href=\"#edit-letter-counteroffer\">Come back and edit your letter if you need to make a counteroffer<\/a><\/li>\n<\/ol>\n<p><a name=\"type-property-buy\"><\/a><\/p>\n<h3>1. Tell us about the type of property you\u2019re looking to buy<\/h3>\n<p>After indicating where you are in the homebuying process, you\u2019ll enter in the ZIP code of your new home (you can change this later) and answer a few questions about the type of property you want to buy.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-1-pre-approval-letter-property.gif\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-49637 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-1-pre-approval-letter-property.gif\" alt=\"\" width=\"1564\" height=\"924\" \/><\/a><\/p>\n<p>Select what type of property it is and state how you\u2019ll be using the home. You\u2019ll also have to indicate whether or not there will be a co-borrower on the loan and if you\u2019ll be working with a real estate agent.<br \/>\n<a name=\"enter-financial-details\"><\/a><\/p>\n<h3>2. Enter your financial details<\/h3>\n<p>To provide you with the most accurate results, you\u2019ll need to answer some questions related to your income and assets.<\/p>\n<p>First, check off your various sources of income and indicate the monthly or annual amount in the field that appears. For example, if you select salary, you\u2019ll include your income before tax and, if applicable, the average of any bonuses or commissions.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter.png\"><img decoding=\"async\" class=\"aligncenter wp-image-49638 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter.png\" alt=\"\" width=\"1241\" height=\"889\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter.png 1241w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter-600x430.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter-1200x860.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter-768x550.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter-300x215.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-2-Finances-pre-approval-letter-150x107.png 150w\" sizes=\"(max-width: 1241px) 100vw, 1241px\" \/><\/a><\/p>\n<p>Finally, you\u2019ll input information about your current assets, such as all of your checking accounts and retirement accounts, along with any additional funds you might have. These are just estimates, and you won\u2019t have to provide any documentation at this stage.<br \/>\n<a name=\"create-profile-info\"><\/a><\/p>\n<h3>3. Create a profile to save your info<\/h3>\n<p>The last step you\u2019ll need to take before you can see rates is to create a profile. Here, you\u2019ll include your current address, state whether you rent or own the property, and indicate if you own any additional properties.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter.png\"><img decoding=\"async\" class=\"aligncenter wp-image-49642 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter.png\" alt=\"\" width=\"1119\" height=\"805\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter.png 1119w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter-600x432.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter-768x552.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter-300x216.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-3-Profile-pre-approval-letter-150x108.png 150w\" sizes=\"(max-width: 1119px) 100vw, 1119px\" \/><\/a><\/p>\n<p>After inputting some basic personal information, you\u2019ll then be taken to the dashboard where you can compare your pre-approved rates and create a streamlined pre-approval letter.<\/p>\n<p class=\"featured-box featured-box--isBlue\"><strong>Important:<\/strong> Credible takes your privacy seriously \u2014 we don\u2019t sell your information to third parties, and you won\u2019t receive any spam phone calls from lenders.<\/p>\n<p><a name=\"check-pre-approval-dashboard\"><\/a><\/p>\n<h3>4. Check out your pre-approval dashboard<\/h3>\n<p>Congratulations! You\u2019re ready to <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/making-an-offer-on-house\/\">make an offer<\/a>. At the top of the dashboard, you\u2019ll see the total amount you\u2019re prequalified for along with a couple of options.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49639 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter.png\" alt=\"\" width=\"1101\" height=\"865\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter.png 1101w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter-600x471.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter-768x603.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter-300x236.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-4-Dashboard-pre-approval-letter-150x118.png 150w\" sizes=\"(max-width: 1101px) 100vw, 1101px\" \/><\/a><\/p>\n<p>From here, you can:<\/p>\n<ul>\n<li>See your mortgage options<\/li>\n<li>Prepare for an offer<\/li>\n<li>Let us know that your offer was accepted<\/li>\n<\/ul>\n<p>You\u2019ll also be able to see your team at the bottom of the screen. This is where you\u2019ll find contact information for the Credible team, as well as an option to add your real estate agent.<br \/>\n<a name=\"compare-loan-options\"><\/a><\/p>\n<h3>5. Compare your home loan options<\/h3>\n<p>Before you prepare an offer, you\u2019ll want to see the mortgage options available to you. From the dashboard overview, click \u201cSee My Mortgage Options.\u201d To see your pre-approved rates, you\u2019ll need to input the purchase price (up to the amount you\u2019re pre-approved for) and your <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-much-down-payment\/\">down payment<\/a>.<\/p>\n<p>Once your rates have been generated, you can change the mortgage term, view the cost breakdown of a specific loan, or compare up to three different loans side by side.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-5-pre-approval-letter-Compare-options.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49636 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-5-pre-approval-letter-Compare-options.gif\" alt=\"\" width=\"982\" height=\"850\" \/><\/a><\/p>\n<p>If you like the rates that you see, you can begin to create your streamlined pre-approval letter.<br \/>\n<a name=\"create-custom-letter\"><\/a><\/p>\n<h3>6. Create a custom pre-approval letter<\/h3>\n<p>Start by entering the exact offer amount and down payment. After that, input the property address, property type, and your estimated offer date.<\/p>\n<p class=\"featured-box featured-box--isBlue\"><b>Tip: <\/b>You can edit the letter later if you need to change your offer.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49640 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter.png\" alt=\"\" width=\"1198\" height=\"854\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter.png 1198w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter-600x428.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter-768x547.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter-300x214.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-6-Create-pre-approval-letter-150x107.png 150w\" sizes=\"(max-width: 1198px) 100vw, 1198px\" \/><\/a><\/p>\n<p>To the right will be a box with your estimated monthly payment, showing you a breakdown of how much you can expect to pay in principal and interest, property taxes, and homeowners insurance for a 30-year fixed <a href=\"https:\/\/www.credible.com\/mortgage\">mortgage<\/a>.<\/p>\n<p>You can also adjust the term to see the estimated payment for a 15-year fixed mortgage.<br \/>\n<a name=\"share-with-real-agent\"><\/a><\/p>\n<h3>7. Share the letter with your real estate agent<\/h3>\n<p>Once you\u2019ve created your streamlined pre-approval letter, you\u2019ll have the option of sharing it with your real estate agent. This helps prove that you\u2019re qualified to buy the property and will allow your agent to submit the pre-approval letter to the seller\u2019s agent.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49641 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent.png\" alt=\"\" width=\"1228\" height=\"672\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent.png 1228w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent-600x328.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent-1200x657.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent-768x420.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent-300x164.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-7-Share-pre-approval-letter-with-real-estate-agent-150x82.png 150w\" sizes=\"(max-width: 1228px) 100vw, 1228px\" \/><\/a><\/p>\n<p>Simply enter the agent\u2019s name, email, and phone number (if applicable) in the respective fields. You can skip this step and share the letter with your agent later if you wish.<br \/>\n<a name=\"edit-letter-counteroffer\"><\/a><\/p>\n<h3>8. Come back and edit your letter whenever you like<\/h3>\n<p>After you\u2019ve shared your letter with your real estate agent, you\u2019ll be taken to a copy of your letter complete with the information you input in step 6.<\/p>\n<p>Here you can:<\/p>\n<ul>\n<li>Edit the letter<\/li>\n<li>Share it with your agent<\/li>\n<li>Download it as a PDF<\/li>\n<\/ul>\n<p>You may need to edit your letter if, for example, the seller raises the purchase price on the home or you need to make a counteroffer. The letter will update with any changes you make \u2014 we\u2019ll email you a new copy too \u2014 and you can easily reshare it with your agent.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-8-pre-approval-letter-Edit-letter.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49635 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Step-8-pre-approval-letter-Edit-letter.gif\" alt=\"\" width=\"1174\" height=\"842\" \/><\/a><\/p>\n<p>You may also create a new streamlined pre-approval letter or let us know that your offer has been accepted.<br \/>\n<a name=\"breaking-down-letter\"><\/a><\/p>\n<h2>Breaking down your pre-approval letter<\/h2>\n<p>Your Credible streamlined pre-approval letter demonstrates that you\u2019re qualified to purchase the home based on your stated income, assets, and a soft credit pull. You or your agent will want to provide this letter to the seller when submitting an offer on a home.<\/p>\n<p>The first page of the pre-approval letter provides a quick glance at the purchase price of the home, the loan amount, and the expiration of the pre-approval. If you need to provide your reference number to your Credible loan officer, you can also find that information here.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49766 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1.png\" alt=\"\" width=\"1130\" height=\"950\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1.png 1130w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1-600x504.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1-768x646.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1-300x252.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-pg1-150x126.png 150w\" sizes=\"(max-width: 1130px) 100vw, 1130px\" \/><\/a><\/p>\n<p>If you download a copy of the pre-approval letter, you can see a more detailed personal summary of information on the second page, including when you initially received the pre-approval and the financial information you entered prior to creating your profile.<\/p>\n<p><a href=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-49770 size-full\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2.png\" alt=\"\" width=\"2158\" height=\"1972\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2.png 2158w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-600x548.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-1200x1097.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-768x702.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-1536x1404.png 1536w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-2048x1871.png 2048w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-300x274.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/03\/Pre-approval-letter-example-page-2-150x137.png 150w\" sizes=\"(max-width: 2158px) 100vw, 2158px\" \/><\/a><\/p>\n<p>The third page of the pre-approval letter lists the additional steps you\u2019ll need to take should you find a home and want to move forward with Credible.<br \/>\n<a name=\"after-offer-accepted\"><\/a><\/p>\n<h2>What to do after your offer is accepted<\/h2>\n<p>If your offer has been accepted, and you\u2019re ready to move forward with Credible, click \u201cMy Offer Was Accepted\u201d on the pre-approval dashboard.<\/p>\n<p>From here, simply enter the details of the property, the date your offer was accepted, and the closing date. You\u2019ll then be able to choose a loan option and continue to the full application.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before you start shopping for homes, you\u2019ll want to get pre-approved for a loan. By getting pre-approved, you\u2019ll demonstrate to the seller that you\u2019re a serious and qualified buyer. You\u2019ll also know how much money&hellip; <a class=\"more \" href=\"https:\/\/www.credible.com\/blog\/mortgages\/streamlined-preapproval-letter\/\">Continue reading<\/a><\/p>\n","protected":false},"author":186,"featured_media":49898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[1463],"tags":[1521,1548],"class_list":["post-49634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgages","tag-mortgage-rates-sidebar","tag-mortgage-preapproval","how-to-get-a-streamlined-pre-approval-letter-with-credible","post_tag-mortgage-rates-sidebar","post_tag-mortgage-preapproval"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Get a Streamlined Pre-Approval Letter With Credible - Credible<\/title>\n<meta name=\"description\" content=\"If you\u2019re shopping for homes, Credible can help you generate a streamlined pre-approval letter instantly. 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