{"id":50448,"date":"2021-04-28T06:44:19","date_gmt":"2021-04-28T14:44:19","guid":{"rendered":"https:\/\/www.credible.com\/blog\/?p=50448"},"modified":"2023-12-14T13:00:41","modified_gmt":"2023-12-14T21:00:41","slug":"3-of-the-best-mortgage-lenders","status":"publish","type":"post","link":"https:\/\/www.credible.com\/blog\/mortgages\/best-mortgage-lenders\/","title":{"rendered":"3 Best Mortgage Lenders of December 2023"},"content":{"rendered":"<p>Buying a home is stressful. Fortunately, choosing the right mortgage lender can help alleviate that stress.<\/p>\n<p>A mortgage lender known for its good service, low rates, and a variety of loan options, can ensure your home purchase goes both smoothly and affordably.<\/p>\n<p>Credible is partnered with some of the best <a href=\"https:\/\/www.credible.com\/mortgage\">home loan<\/a> lenders in the country. As you shop around for your upcoming home purchase, make sure to use Credible and compare loan options from our partner lenders below.<\/p>\n<div id=\"purchase-rate-table\">\n  Loading widget - purchase-rate-table\n<\/div>\n\n<p><b>Let\u2019s take a look at Credible\u2019s partner lenders:<\/b><\/p>\n<ol>\n<li><a href=\"#caliber\">Caliber Home Loans<\/a><\/li>\n<li><a href=\"#loan-depot\">LoanDepot<\/a><\/li>\n<li><a href=\"#rocket-mortgage\">Rocket Mortgage<\/a><\/li>\n<\/ol>\n<p><a name=\"caliber\"><\/a><\/p>\n<h2>1. Caliber Home Loans<\/h2>\n<ul class=\"accent--isBlue list--iconArrow\">\n<li><b>Best for:<\/b> A variety of loan products<\/li>\n<\/ul>\n<div class=\"lender-rating__container-width\">\n    <div class=\"lender-rating__divider\"><\/div>\n    <div class=\"lender-rating__container\">\n        <div class=\"left-rating-col__wrap\">\n            <div class=\"lender-rating__ratings\">\n    <div class=\"logo__container\">\n                    <img fetchpriority=\"high\" decoding=\"async\" width=\"380\" height=\"143\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/Caliber-Home-Loans.png\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/Caliber-Home-Loans.png 380w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/Caliber-Home-Loans-300x113.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/Caliber-Home-Loans-150x56.png 150w\" sizes=\"(max-width: 380px) 100vw, 380px\" \/>            <\/div>\n    <div class=\"editorial__container\">\n        <div class=\"number-rating__container\">\n            <span class=\"feat-branch\"><\/span>\n            <span class=\"feat-number\">4.3<\/span>\n            <span class=\"feat-branch right\"><\/span>\n        <\/div>\n        <div class=\"heading__container\">\n            <span class=\"heading\">\n                                    <a href=\"https:\/\/www.credible.com\/lenders\/caliber\/\">Credible rating<\/a>\n                            <\/span>\n                            <div data-toggle=\"tip\" data-placement=\"top left\">\n                    <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                    <span class=\"tip\">\n                        <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                        <span class=\"tip-arrow\"><\/span>\n                    <\/span>\n                <\/div>\n                    <\/div>\n        <div class=\"star-rating__container\">\n            <div class=\"star-rating__background\">\n                <div class=\"star-rating\">\n                                <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A one-quarter star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-quarter.svg\">\n                            <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"star-rating-list__container\">\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Rates and terms<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <img decoding=\"async\" class=\"dark-star\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-empty.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-empty.svg\">\n                            <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Fees and Discounts<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Customer Experience<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>        <\/div>\n        <div class=\"right-rating-col__wrap\">\n                <div class=\"at-glance__container\">\n        <div class=\"heading\">\n            <span>Caliber Home Loans<\/span>\n        <\/div>\n        <div class=\"categories__container\">\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-types-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Loan types                                                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Types of loans the lender offers<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Conventional, FHA, VA, USDA, jumbo<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-amount-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Origination fee                                                                    <div class=\"odd\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Whether or not the lender has an origination fee<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Yes<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/min-credit-score-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Online prequalification                                                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Whether or not the lender offers online prequalification on their site<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Yes<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-terms-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Min. down payment                                                                    <div class=\"odd\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">The minimum down payment that is required<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">3.0%<\/div>\n                        <\/div>\n                    <\/div>\n                    <\/div>\n    <\/div>\n            <div class=\"cta__container\">\n    <div class=\"cta__text\">\n        <p><b>Credible makes getting a mortgage easy<\/b><br \/>\nCompare rates from top mortgage lenders today.<\/p>\n    <\/div>\n    <a href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage\" class=\"cta_btn\">Find Rates Now<\/a>\n    <div class=\"disclaimer-text\">\n        <span>Checking rates will not affect your credit<\/span>\n    <\/div>\n<\/div>        <\/div>\n    <\/div>\n            <div class=\"lender-rating-details__container\">\n    <div class=\"details-heading\">\n        <a role=\"button\" class=\"details-toggle collapsed\" data-toggle=\"collapse\" data-target=\"#lender_details_58944\" aria-expanded=\"false\" aria-controls=\"collapseExample\">\n            <span>View Details<\/span>\n        <\/a>\n    <\/div>\n    <div class=\"collapse collapse__section\" id=\"lender_details_58944\">\n        <div class=\"intro-paragraph\">\n            <span><\/span>\n        <\/div>\n        <div class=\"details__list row\">\n            <div class=\"col-md-6 p-a-0\">\n                <ul>\n                                            <li><span class=\"font-weight-bold\">Loan types:<\/span> Conventional, FHA, VA, USDA, jumbo<\/li>\n                                            <li><span class=\"font-weight-bold\">Shows rates:<\/span> No<\/li>\n                                            <li><span class=\"font-weight-bold\">Origination fee:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Availability:<\/span> All 50 states<\/li>\n                                            <li><span class=\"font-weight-bold\">Different servicer:<\/span> No<\/li>\n                                    <\/ul>\n            <\/div>\n            <div class=\"col-md-6 p-a-0\">\n                <ul>\n                                            <li><span class=\"font-weight-bold\">Customer service:<\/span> Email, phone<\/li>\n                                            <li><span class=\"font-weight-bold\">Mobile app:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Online review score:<\/span> 2.4\/5 Trustpilot score<\/li>\n                                            <li><span class=\"font-weight-bold\">Online prequalification:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Min. down payment:<\/span> 3.0%<\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>    <\/div>\n<p>If you\u2019re looking for a wide range of <a href=\"https:\/\/www.credible.com\/mortgage\">mortgage options<\/a>, Caliber Home Loans can help. The lender offers everything from conventional loans to FHA, USDA, VA, and even renovation-specific mortgages.<\/p>\n<h3>Pros<\/h3>\n<ul>\n<li>Lots of loan options<\/li>\n<li>Handy mobile app<\/li>\n<li>Brick-and-mortar branches for those who need more assistance<\/li>\n<\/ul>\n<h3>Cons<\/h3>\n<ul>\n<li>No publicly available rates<\/li>\n<li>No HELOCs or home equity loans<\/li>\n<\/ul>\n<p>Read Credible\u2019s full review of <a href=\"https:\/\/www.credible.com\/lenders\/caliber\/\">Caliber Home Loans<\/a> for more details.<br \/>\n<a name=\"loan-depot\"><\/a><\/p>\n<h2>2. LoanDepot<\/h2>\n<ul class=\"accent--isBlue list--iconArrow\">\n<li><b>Best for:<\/b> A quick closing<\/li>\n<\/ul>\n<div class=\"lender-rating__container-width\">\n    <div class=\"lender-rating__divider\"><\/div>\n    <div class=\"lender-rating__container\">\n        <div class=\"left-rating-col__wrap\">\n            <div class=\"lender-rating__ratings\">\n    <div class=\"logo__container\">\n                    <img decoding=\"async\" width=\"768\" height=\"307\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14-768x307.png\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14-768x307.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14-600x240.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14-1200x480.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14-300x120.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14-150x60.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/12\/loan-depot-transparent-14.png 1476w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n    <div class=\"editorial__container\">\n        <div class=\"number-rating__container\">\n            <span class=\"feat-branch\"><\/span>\n            <span class=\"feat-number\">3.9<\/span>\n            <span class=\"feat-branch right\"><\/span>\n        <\/div>\n        <div class=\"heading__container\">\n            <span class=\"heading\">\n                                    <a href=\"https:\/\/www.credible.com\/lenders\/loandepot\/\">Credible rating<\/a>\n                            <\/span>\n                            <div data-toggle=\"tip\" data-placement=\"top left\">\n                    <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                    <span class=\"tip\">\n                        <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                        <span class=\"tip-arrow\"><\/span>\n                    <\/span>\n                <\/div>\n                    <\/div>\n        <div class=\"star-rating__container\">\n            <div class=\"star-rating__background\">\n                <div class=\"star-rating\">\n                                <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A three-quarter star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-three-quarter.svg\">\n                        <img decoding=\"async\" class=\"star-light\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-empty.svg\">\n                            <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"star-rating-list__container\">\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Rates and terms<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <img decoding=\"async\" class=\"dark-star\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-empty.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-empty.svg\">\n                            <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Fees and Discounts<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Customer Experience<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <img decoding=\"async\" class=\"dark-star\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-empty.svg\">\n                            <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>        <\/div>\n        <div class=\"right-rating-col__wrap\">\n                <div class=\"at-glance__container\">\n        <div class=\"heading\">\n            <span>loanDepot<\/span>\n        <\/div>\n        <div class=\"categories__container\">\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-types-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Loan types                                                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Types of loans the lender offers<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Conventional, FHA, VA, jumbo<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-amount-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Origination fee                                                                    <div class=\"odd\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Whether or not the lender has an origination fee<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Yes<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/min-credit-score-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Online prequalification                                                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Whether or not the lender offers online prequalification on their site<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Yes<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-terms-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Min. down payment                                                                    <div class=\"odd\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">The minimum down payment that is required<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">5.0%<\/div>\n                        <\/div>\n                    <\/div>\n                    <\/div>\n    <\/div>\n            <div class=\"cta__container\">\n    <div class=\"cta__text\">\n        <p><b>Credible makes getting a mortgage easy<\/b><br \/>\nCompare rates from top mortgage lenders today.<\/p>\n    <\/div>\n    <a href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage\" class=\"cta_btn\">Find Rates Now<\/a>\n    <div class=\"disclaimer-text\">\n        <span>Checking rates will not affect your credit<\/span>\n    <\/div>\n<\/div>        <\/div>\n    <\/div>\n            <div class=\"lender-rating-details__container\">\n    <div class=\"details-heading\">\n        <a role=\"button\" class=\"details-toggle collapsed\" data-toggle=\"collapse\" data-target=\"#lender_details_58949\" aria-expanded=\"false\" aria-controls=\"collapseExample\">\n            <span>View Details<\/span>\n        <\/a>\n    <\/div>\n    <div class=\"collapse collapse__section\" id=\"lender_details_58949\">\n        <div class=\"intro-paragraph\">\n            <span><\/span>\n        <\/div>\n        <div class=\"details__list row\">\n            <div class=\"col-md-6 p-a-0\">\n                <ul>\n                                            <li><span class=\"font-weight-bold\">Loan types:<\/span> Conventional, FHA, VA, jumbo<\/li>\n                                            <li><span class=\"font-weight-bold\">Shows rates:<\/span> No<\/li>\n                                            <li><span class=\"font-weight-bold\">Origination fee:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Availability:<\/span> All 50 states<\/li>\n                                            <li><span class=\"font-weight-bold\">Different servicer:<\/span> Depends<\/li>\n                                    <\/ul>\n            <\/div>\n            <div class=\"col-md-6 p-a-0\">\n                <ul>\n                                            <li><span class=\"font-weight-bold\">Customer service:<\/span> Email, phone<\/li>\n                                            <li><span class=\"font-weight-bold\">Mobile app:<\/span> No<\/li>\n                                            <li><span class=\"font-weight-bold\">Online review score:<\/span> 3.6\/5 Trustpilot score<\/li>\n                                            <li><span class=\"font-weight-bold\">Online prequalification:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Min. down payment:<\/span> 5.0%<\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>    <\/div>\n<p>LoanDepot is an online mortgage lender that specializes in fast closings \u2014 it claims to be up to 50% quicker than the industry average. It\u2019s also the No. 8 VA mortgage lender in the country, issuing nearly 32,000 VA loans just last year.<\/p>\n<h3>Pros<\/h3>\n<ul>\n<li>Fast closings<\/li>\n<li>Lots of VA experience<\/li>\n<li>Online-based process<\/li>\n<\/ul>\n<h3>Cons<\/h3>\n<ul>\n<li>No USDA loans available<\/li>\n<li>Can\u2019t see rates or fees without creating an account<\/li>\n<\/ul>\n<p>Read Credible\u2019s full review of <a href=\"https:\/\/www.credible.com\/lenders\/loandepot\/\">LoanDepot<\/a> for more details.<br \/>\n<a name=\"rocket-mortgage\"><\/a><\/p>\n<h2>3. Rocket Mortgage<\/h2>\n<ul class=\"accent--isBlue list--iconArrow\">\n<li><b>Best for: <\/b>An online experience<\/li>\n<\/ul>\n<div class=\"lender-rating__container-width\">\n    <div class=\"lender-rating__divider\"><\/div>\n    <div class=\"lender-rating__container\">\n        <div class=\"left-rating-col__wrap\">\n            <div class=\"lender-rating__ratings\">\n    <div class=\"logo__container\">\n                    <img decoding=\"async\" width=\"600\" height=\"240\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Rocket-mortgage-review-transparent-600x240-1.png\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Rocket-mortgage-review-transparent-600x240-1.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Rocket-mortgage-review-transparent-600x240-1-300x120.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Rocket-mortgage-review-transparent-600x240-1-150x60.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>            <\/div>\n    <div class=\"editorial__container\">\n        <div class=\"number-rating__container\">\n            <span class=\"feat-branch\"><\/span>\n            <span class=\"feat-number\">4.5<\/span>\n            <span class=\"feat-branch right\"><\/span>\n        <\/div>\n        <div class=\"heading__container\">\n            <span class=\"heading\">\n                                    <a href=\"https:\/\/www.credible.com\/lenders\/rocket-mortgage\/\">Credible rating<\/a>\n                            <\/span>\n                            <div data-toggle=\"tip\" data-placement=\"top left\">\n                    <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                    <span class=\"tip\">\n                        <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                        <span class=\"tip-arrow\"><\/span>\n                    <\/span>\n                <\/div>\n                    <\/div>\n        <div class=\"star-rating__container\">\n            <div class=\"star-rating__background\">\n                <div class=\"star-rating\">\n                                <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                        <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"star-rating-list__container\">\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Rates and terms<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Fees and Discounts<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                            <img decoding=\"async\" class=\"dark-star\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-half.svg\">\n                        <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"star-rating-group\">\n            <div class=\"star-rating-row\">\n                <span class=\"heading\">Customer Experience<\/span>\n                <div>\n                                <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                    <img decoding=\"async\" class=\"dark-star\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-dark-full.svg\">\n                                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>        <\/div>\n        <div class=\"right-rating-col__wrap\">\n                <div class=\"at-glance__container\">\n        <div class=\"heading\">\n            <span>Rocket Mortgage<\/span>\n        <\/div>\n        <div class=\"categories__container\">\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-types-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Loan types                                                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Types of loans the lender offers<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Conventional, FHA, VA, USDA, jumbo<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-amount-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Origination fee                                                                    <div class=\"odd\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Whether or not the lender has an origination fee<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Yes<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/min-credit-score-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Online prequalification                                                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">Whether or not the lender offers online prequalification on their site<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">Yes<\/div>\n                        <\/div>\n                    <\/div>\n                                <div class=\"col-md-6 col-xs-6 item__container p-x-0\">\n                        <img decoding=\"async\" class=\"glance-icon\" role=\"presentation\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/loan-terms-icon.svg\">\n                        <div class=\"item__details\">\n                            <span class=\"item-label--bold icon\">\n                                Min. down payment                                                                    <div class=\"odd\" data-toggle=\"tip\" data-placement=\"top left\">\n                                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help.svg\">\n                                        <span class=\"tip\">\n                                            <span class=\"tip-content\">The minimum down payment that is required<\/span>\n                                            <span class=\"tip-arrow\"><\/span>\n                                        <\/span>\n                                    <\/div>\n                                                            <\/span>\n                            <div class=\"item-label\">3.0%<\/div>\n                        <\/div>\n                    <\/div>\n                    <\/div>\n    <\/div>\n            <div class=\"cta__container\">\n    <div class=\"cta__text\">\n        <p><b>Credible makes getting a mortgage easy<\/b><br \/>\nCompare rates from top mortgage lenders today.<\/p>\n    <\/div>\n    <a href=\"https:\/\/www.credible.com\/mortgage\/form\/property-stage\" class=\"cta_btn\">Find Rates Now<\/a>\n    <div class=\"disclaimer-text\">\n        <span>Checking rates will not affect your credit<\/span>\n    <\/div>\n<\/div>        <\/div>\n    <\/div>\n            <div class=\"lender-rating-details__container\">\n    <div class=\"details-heading\">\n        <a role=\"button\" class=\"details-toggle collapsed\" data-toggle=\"collapse\" data-target=\"#lender_details_58965\" aria-expanded=\"false\" aria-controls=\"collapseExample\">\n            <span>View Details<\/span>\n        <\/a>\n    <\/div>\n    <div class=\"collapse collapse__section\" id=\"lender_details_58965\">\n        <div class=\"intro-paragraph\">\n            <span><\/span>\n        <\/div>\n        <div class=\"details__list row\">\n            <div class=\"col-md-6 p-a-0\">\n                <ul>\n                                            <li><span class=\"font-weight-bold\">Loan types:<\/span> Conventional, FHA, VA, USDA, jumbo<\/li>\n                                            <li><span class=\"font-weight-bold\">Shows rates:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Origination fee:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Availability:<\/span> All 50 states<\/li>\n                                            <li><span class=\"font-weight-bold\">Different servicer:<\/span> No<\/li>\n                                    <\/ul>\n            <\/div>\n            <div class=\"col-md-6 p-a-0\">\n                <ul>\n                                            <li><span class=\"font-weight-bold\">Customer service:<\/span> Email, phone, chat<\/li>\n                                            <li><span class=\"font-weight-bold\">Mobile app:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Online review score:<\/span> 3.9\/5 Trustpilot score<\/li>\n                                            <li><span class=\"font-weight-bold\">Online prequalification:<\/span> Yes<\/li>\n                                            <li><span class=\"font-weight-bold\">Min. down payment:<\/span> 3.0%<\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>    <\/div>\n<p>Rocket Mortgage is a tech-driven mortgage lender that lets you apply for your mortgage wholly online or via its mobile app. Its parent company, Quicken Loans (which services Rocket\u2019s mortgages), was ranked the top mortgage servicer for customer satisfaction last year by J.D. Power.<\/p>\n<h3>Pros<\/h3>\n<ul>\n<li>Transparent about rates<\/li>\n<li>Easy, online-based application process<\/li>\n<li>Good customer service<\/li>\n<\/ul>\n<h3>Cons<\/h3>\n<ul>\n<li>Online-based application process may not be ideal for non-salaried borrowers<\/li>\n<li>No ARMs (adjustable-rate mortgages)<\/li>\n<\/ul>\n<p>Read Credible\u2019s full review of <a href=\"https:\/\/www.credible.com\/lenders\/rocket-mortgage\/\">Rocket Mortgage<\/a> for more details.<\/p>\n<h2>Other mortgage lenders to consider<\/h2>\n<p>These aren\u2019t the only <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-to-find-best-mortgage-lenders\/\">mortgage lenders<\/a> you can consider by any means. For more potential mortgage options, see below.<\/p>\n<p>Keep in mind that these lenders are not Credible partners.<\/p>\n\n<table id=\"tablepress-669\" class=\"tablepress tablepress-id-669 table table-border-top table-rounded table-no-img-margin table-capitalized-column-titles tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\"><strong> Lender<\/strong><\/th><th class=\"column-2\"><strong> Details<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"170\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo-768x170.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo-768x170.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo-600x133.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo-1200x266.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo-300x66.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo-150x33.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2022\/01\/JMAC_HomeLoans_Logo.png 1500w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            Credible Rating\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"3 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A one-quarter star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-quarter.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-empty.svg\">\n                        <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#jmac-home-loans-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types:<\/b> Conventional, FHA, USDA, jumbo, non-QM<br \/>\n<b>Credit score:<\/b> 620 (FHA, conventional), 680 (jumbo)<br \/>\n<b>Down payment:<\/b> 3% (conventional), 3.5% (FHA), 10% (jumbo)<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"jmac-home-loans-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                26 states<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Email, phone, chat<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"362\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/united-wholesale-mortgage-768x362.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/united-wholesale-mortgage-768x362.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/united-wholesale-mortgage-600x283.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/united-wholesale-mortgage-300x141.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/united-wholesale-mortgage-150x71.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/02\/united-wholesale-mortgage.png 1021w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/united-wholesale-mortgage\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"4 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A three-quarter star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-three-quarter.svg\">\n                    <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#united-wholesale-mortgage-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types:<\/b> Conventional, FHA, VA, USDA, jumbo<br \/>\n<b>Credit score: <\/b>620<br \/>\n<b>Down payment: <\/b>Contact lender<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"united-wholesale-mortgage-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, USDA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                All 50 states<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Email, phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                3.7\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"97\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-768x97.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-768x97.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-600x76.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-1200x152.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-1536x195.png 1536w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-2048x260.png 2048w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-300x38.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/bank-of-america-brand-png-logo-3-150x19.png 150w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/bank-of-america\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"4 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                    <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#bank-of-america-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types:<\/b> Conventional, FHA, VA, jumbo<br \/>\n<b>Credit score:<\/b> Contact lender<br \/>\n<b>Down payment: <\/b>3% (conventional), 3.5% (FHA), 0% (VA), contact lender for jumbo requirements<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"bank-of-america-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                Does not disclose<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                1.4\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"141\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/chase-logo-1200x221-1-768x141.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/chase-logo-1200x221-1-768x141.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/chase-logo-1200x221-1-600x111.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/chase-logo-1200x221-1-300x55.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/chase-logo-1200x221-1-150x28.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/04\/chase-logo-1200x221-1.png 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/chase\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"3 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                        <img decoding=\"async\" class=\"star-light\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-empty.svg\">\n                        <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#chase-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types: <\/b>Conventional, FHA, VA, jumbo, Chase DreaMaker<br \/>\n<b>Credit score: <\/b>Contact lender<br \/>\n<b>Down payment: <\/b>5% to 20% (conventional), 3.5% (FHA), 20% (jumbo), 0% (VA), 3% (Chase DreaMaker)<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"chase-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                Does not disclose<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                1.3\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"555\" height=\"57\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/wells-fargo-mortgage-review-1.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/wells-fargo-mortgage-review-1.png 555w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/wells-fargo-mortgage-review-1-300x31.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/wells-fargo-mortgage-review-1-150x15.png 150w\" sizes=\"(max-width: 555px) 100vw, 555px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/wells-fargo\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"3 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                        <img decoding=\"async\" class=\"star-light\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-empty.svg\">\n                        <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#wells-fargo-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types: <\/b>Conventional, FHA, VA, USDA, jumbo <br \/>\n<b>Credit score: <\/b>Contact lender<br \/>\n<b>Down payment: <\/b>3% (conventional), 3.5% (FHA), 0% (USDA, VA)<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"wells-fargo-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, USDA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                Does not disclose<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                1.4\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"267\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank-768x267.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank-768x267.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank-600x208.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank-1200x417.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank-300x104.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank-150x52.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/10\/pnc_bank.png 1521w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            Credible Rating\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"3 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                        <img decoding=\"async\" class=\"star-light\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-empty.svg\">\n                        <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#pnc-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types:<\/b> Conventional, FHA, VA, jumbo, USDA <br \/>\n<b>Credit score:<\/b> Contact lender<br \/>\n<b>Down payment: <\/b>3% (conventional), FHA (3.5%), 0% (USDA, VA)<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"pnc-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, USDA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                Does not disclose<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                2\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-14\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"307\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent-768x307.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent-768x307.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent-600x240.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent-1200x480.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent-300x120.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent-150x60.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/Veterans-united-home-loans-review-transparent.png 1476w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/veterans-united\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"3 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                        <img decoding=\"async\" class=\"star-light\" alt=\"An empty star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-empty.svg\">\n                        <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#veterans-united-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types: <\/b>VA, VA jumbo loans<br \/>\n<b>Credit score:<\/b> 640<br \/>\n<b>Down payment:<\/b> 0%<\/td>\n<\/tr>\n<tr class=\"row-15\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"veterans-united-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, USDA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                All 50 states<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                Depends<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Email, phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                4.9\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.5%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-16\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"307\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/navy-federal-student-loan-consolidation-review-trans-1200x480-1-768x307.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/navy-federal-student-loan-consolidation-review-trans-1200x480-1-768x307.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/navy-federal-student-loan-consolidation-review-trans-1200x480-1-600x240.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/navy-federal-student-loan-consolidation-review-trans-1200x480-1-300x120.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/navy-federal-student-loan-consolidation-review-trans-1200x480-1-150x60.png 150w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/navy-federal-student-loan-consolidation-review-trans-1200x480-1.png 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            Credible Rating\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"4 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                    <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#navy-federal-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types:<\/b> Conventional, VA<br \/>\n<b>Credit score: <\/b>N\/A<br \/>\n<b>Down payment: <\/b>5% (conventional), 0% (VA), 0 to 10% (ARMs)<\/td>\n<\/tr>\n<tr class=\"row-17\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"navy-federal-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, VA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                Does not disclose<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Phone, chat<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                4.7\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                5.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-18\">\n\t<td class=\"column-1\"><center><br \/>\n<br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/sofi-mortgage\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"4 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A half star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-half.svg\">\n                    <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#sofi-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types: <\/b>Conventional (fixed-rate only)<br \/>\n<b>Credit score: <\/b>Contact lender<br \/>\n<b>Down payment: <\/b>5%<\/td>\n<\/tr>\n<tr class=\"row-19\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"sofi-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                44 states<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                Does not disclose<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Email, phone, chat<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                3.1\/5 Trustpilot score<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                5.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-20\">\n\t<td class=\"column-1\"><center><br \/>\n            <div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"240\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/stearns-mortgage-reviews-trans-600x240-1.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/stearns-mortgage-reviews-trans-600x240-1.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/stearns-mortgage-reviews-trans-600x240-1-300x120.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/02\/stearns-mortgage-reviews-trans-600x240-1-150x60.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>            <\/div>\n        <br \/>\n        <div class=\"tablepress-rating-shortcode\">\n            <div class=\"heading__container\">\n                <span class=\"heading\">\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/stearns-lending\/\">Credible Rating<\/a>\n                                    <\/span>\n                                    <div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img decoding=\"async\" class=\"icon-help\" alt=\"Question mark icon to show more information\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\">\n                        <span class=\"tip\">\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span>\n                            <span class=\"tip-arrow\"><\/span>\n                        <\/span>\n                    <\/div>\n                            <\/div>\n            <div class=\"star-rating__container\" role=\"img\" aria-label=\"4 star rating\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                    <img decoding=\"async\" class=\"star-light\" alt=\"A full star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-full.svg\">\n                            <img decoding=\"async\" class=\"star-light\" alt=\"A one-quarter star\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/star-light-quarter.svg\">\n                        <\/div>\n            <div class=\"details-link\">\n                <a href=\"#\" class=\"collapsed\" data-target=\"#stearns-mp\" data-toggle=\"collapse\" role=\"button\">View details<\/a>\n            <\/div>\n        <\/div>\n        <\/td><td class=\"column-2\"><b>Loan types:<\/b> Conventional, FHA, VA, USDA, jumbo<br \/>\n<b>Credit score:<\/b> Contact lender<br \/>\n<b>Down payment:<\/b> 3%<\/td>\n<\/tr>\n<tr class=\"row-21\">\n\t<td colspan=\"2\" class=\"column-1\">            <div id=\"stearns-mp\" class=\"collapse tablepress-lender-details__container\">\n                <ul>\n                                                <li><span class=\"font-weight-bold\">Loan types:<\/span>\n                                Conventional, FHA, VA, USDA, jumbo<\/li>\n                                                <li><span class=\"font-weight-bold\">Shows rates:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Origination fee:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Availability:<\/span>\n                                49 states<\/li>\n                                                <li><span class=\"font-weight-bold\">Different servicer:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Customer service:<\/span>\n                                Email, phone<\/li>\n                                                <li><span class=\"font-weight-bold\">Mobile app:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Online review score:<\/span>\n                                No<\/li>\n                                                <li><span class=\"font-weight-bold\">Online prequalification:<\/span>\n                                Yes<\/li>\n                                                <li><span class=\"font-weight-bold\">Min. down payment:<\/span>\n                                3.0%<\/li>\n                                    <\/ul>\n                            <\/div>\n        <\/td>\n<\/tr>\n<tr class=\"row-22\">\n\t<td colspan=\"2\" class=\"column-1\">[mp-lenderlist-cta]<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><em><strong>See: <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/working-with-mortgage-broker\/\">What You Need to Know About Working With a Mortgage Broker<\/a><\/strong><\/em><\/p>\n<h2>Frequently Asked Questions<\/h2>\n<h3>Is now a good time to buy a home?<\/h3>\n<p>The <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/best-time-to-buy\/\">best time to buy a house<\/a> will vary from person to person. Generally, it\u2019s a good time to buy if your finances are healthy and you\u2019re in a relatively steady place in life.<\/p>\n<p>This might mean you:<\/p>\n<ul>\n<li>Have decent credit<\/li>\n<li>Have a handle on your debt<\/li>\n<li>Are clear on where you want to live for the next few years<\/li>\n<li>Are in a steady job or have other stable income<\/li>\n<\/ul>\n<p>These conditions all lend themselves to a more successful \u2014 and affordable \u2014 home purchase.<\/p>\n<p><b><i>Learn More: <\/i><\/b><a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-to-buy-a-house\/\"><b><i>How to Buy a House: Step-by-Step Guide<\/i><\/b><\/a><\/p>\n<h3>How much home can I afford?<\/h3>\n<p>Properly estimating your budget is critical if you want to ensure you can afford your home. Experts generally recommend spending no more than 30% of your monthly income on housing, so tally up your earnings and work backward.<\/p>\n<p>You\u2019ll also want to factor in things like insurance, maintenance, HOA dues, and other fees that come with buying a home. And, of course, don\u2019t forget the savings you\u2019ll need for your <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-much-down-payment\/\">down payment<\/a> and closing costs.<\/p>\n<p>Use Credible\u2019s monthly payment calculator below to see how much home you can afford:<\/p>\n<div class=\"calculator loan\">\n<div class=\"inputs container\">\n\n\t<p>Enter your loan information<span class=\"hidden-md-up\"> to calculate how much you could pay<\/span><\/p>\n\n  <div class=\"row form-groups\">\n  <div class=\"col-xs-8 col-lg\">\n    <div class=\"form-group\">\n  \t\t<label for=\"loan-amount\">Loan amount<\/label>\n  \t\t<span class=\"badge badge-pill\" data-toggle=\"tip\" data-placement=\"top left\">\n  \t\t\t?\t<span class=\"tip \">\n\t\t<span class=\"tip-content\">Enter the total amount borrowed<\/span>\n\t\t<span class=\"tip-arrow\"><\/span>\n\t<\/span>\n\t  \t\t<\/span>\n  \t\t<span class=\"input-group loan-amount\">\n  \t\t\t<span class=\"input-group-addon\">$<\/span>\n  \t\t\t<input type=\"number\" value=\"250000\" step=\"1000\" name=\"loan-amount\" id=\"loan-amount\" aria-label=\"Loan amount\" class=\"form-control\" inputmode=\"numeric\" pattern=\"[0-9]*\">\n  \t\t<\/span>\n    <\/div>\n  <\/div>\n  <div class=\"col-xs-6 col-lg\">\n    <div class=\"form-group\">\n  \t\t<label for=\"interest-rate\">Interest rate<\/label>\n  \t\t<span class=\"badge badge-pill\" data-toggle=\"tip\" data-placement=\"top left\">\n  \t\t\t?\t<span class=\"tip \">\n\t\t<span class=\"tip-content\">Enter your annual interest rate<\/span>\n\t\t<span class=\"tip-arrow\"><\/span>\n\t<\/span>\n\t  \t\t<\/span>\n  \t\t<span class=\"input-group interest-rate\">\n  \t\t\t<input type=\"number\" value=\"6\" step=\".01\" min=\".01\" max=\"100\" name=\"interest-rate\" id=\"interest-rate\" aria-label=\"Interest rate\" class=\"form-control\">\n  \t\t\t<span class=\"input-group-addon\">%<\/span>\n  \t\t<\/span>\n    <\/div>\n\t\t<span class=\"between\">or<\/span>\n  <\/div>\n  <div class=\"col-xs-6 col-lg\">\n    <div class=\"form-group\">\n  \t\t<label for=\"loan-term\">Fixed loan term<\/label>\n  \t\t<span class=\"badge badge-pill\" data-toggle=\"tip\" data-placement=\"top left\">\n  \t\t\t?\t<span class=\"tip \">\n\t\t<span class=\"tip-content\">Enter the amount of time you have to repay your loan<\/span>\n\t\t<span class=\"tip-arrow\"><\/span>\n\t<\/span>\n\t  \t\t<\/span>\n  \t\t<span class=\"input-group loan-term\">\n  \t\t\t<input name=\"loan-term\" value=\"30\" step=\"1\" min=\"1\" max=\"50\" id=\"loan-term\" aria-label=\"Loan term\" type=\"number\" class=\"form-control\" inputmode=\"numeric\" pattern=\"[0-9]*\">\n  \t\t\t<span class=\"input-group-addon\">years<\/span>\n  \t\t<\/span>\n    <\/div>\n\t<\/div>\n\t<\/div>\n\n<\/div>\n<div class=\"outputs container\">\n\n  <div class=\"results row\">\n  <div class=\"col-xs-6 col-sm-4 col-md-6 col-lg-4\">\n  \tTotal Payment\n  \t<big>$<span class=\"total-payment\"><\/span><\/big>\n  <\/div>\n  <div class=\"col-xs-6 col-sm-4 col-md-6 col-lg-4\">\n  \tTotal Interest\n  \t<big>$<span class=\"total-interest\"><\/span><\/big>\n  <\/div>\n  <div class=\"col-xs-12 col-sm-4 col-md-12 col-lg-4\">\n  \tMonthly Payment\n  \t<big>$<span class=\"monthly-payment\"><\/span><\/big>\n  <\/div>\n  <\/div>\n\n  <p class=\"results-sentence\">\n    With a\n    <strong>$<span class=\"output-loan-amount\"><\/span><\/strong>\n    home    loan, you will pay\n    <strong>$<span class=\"monthly-payment\"><\/span><\/strong>\n    monthly and a total of\n    <strong>$<span class=\"total-interest\"><\/span><\/strong>\n    in interest over the life of your loan. You will pay a total of\n    <strong>$<span class=\"total-payment\"><\/span><\/strong>\n    over the life of the\n    mortgage.\n  <\/p>\n\n  \n  <div class=\"cta\">\n    \n  <\/div>\n\n<\/div>\n<\/div>\n\n<h3>What do I need to qualify for a mortgage?<\/h3>\n<p>Exact <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-qualifications\/\">mortgage qualifications<\/a> vary by program and lender. Typically, lenders will look at your credit, debts, down payment, and the property you\u2019re buying to determine eligibility.<\/p>\n<p>Here\u2019s a general look at what you may need to qualify for a mortgage loan:<\/p>\n<ul>\n<li><b>Credit score: <\/b>FHA loans require between a 500 to 580 <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/credit-score-for-home-loan\/\">credit score<\/a>, depending on your down payment. With conventional loans, you can expect to need at least a 620 credit score or higher.<\/li>\n<li><b>DTI: <\/b>Your <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/dti-for-mortgage\/\">debt-to-income ratio<\/a>, or how much of your income goes toward debt payments, will usually need to be 43% or less.<\/li>\n<li><b>Down payment: <\/b>You\u2019ll typically need anywhere between 3% and 20%, depending on your loan program.<\/li>\n<\/ul>\n<p><em><strong>Find Out: <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/how-to-choose-a-mortgage\/\">How to Choose a Mortgage: Tips for Getting the Best Loan<\/a><\/strong><\/em><\/p>\n<h3>How much should I put down for a down payment?<\/h3>\n<p>Again, down payment requirements depend on your loan program and mortgage lender, but in some cases, you may not even need one. USDA and <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/va-loan-requirements\/\">VA loans<\/a>, for example, have no down payment requirement.<\/p>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>Tip: <\/b>Keep in mind that the bigger your down payment is, the more affordable your monthly payment will be. With a 20% down payment or higher, you can avoid <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-insurance\/\">private mortgage insurance<\/a> (PMI) and potentially qualify for a lower interest rate.<\/div><\/div>\n<h3>How can I get pre-approved for a mortgage?<\/h3>\n<p>If you\u2019re serious about buying a home, you\u2019ll want to <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/preapproval\/\">get pre-approved<\/a>. A mortgage pre-approval lets you know what you can afford, and it also instills confidence in sellers and could give you a leg up in a bidding war.<\/p>\n<p>To get pre-approved for a mortgage, you\u2019ll have to fill out the lender\u2019s application. Some of the <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/mortgage-preapproval-documents\/\">documents you\u2019ll need for a pre-approval<\/a> include:<\/p>\n<ul>\n<li>Recent pay stubs<\/li>\n<li>Recent bank statements<\/li>\n<li>W-2s<\/li>\n<li>Tax returns<\/li>\n<\/ul>\n<div class=\"basic-box\" style=\"border: 1px solid #E2E4E6;\"><div class=\"basic-box__inside\"><b>Good to know:<\/b> Most mortgage companies also require a credit check at some point in the process, which can cause your credit score to drop by a few points. However, the credit inquiry will be removed from your credit report and your score will recover within two years.<\/div><\/div>\n<h3>How do I choose the best mortgage lender?<\/h3>\n<p>Comparing several mortgage lenders is critical \u2014 to getting the best rate and to ensuring you receive great service. Credible makes this easy. With Credible, you can compare lender options in just a few minutes.<\/p>\n<p>When comparing lenders, you\u2019ll want to look at:<\/p>\n<ul>\n<li>Past customer reviews and ratings<\/li>\n<li>Interest rates and APRs (annual percentage rate)<\/li>\n<li>Loan products and available terms<\/li>\n<li>Application process (online vs. paper)<\/li>\n<li>Closing times and rate lock periods<\/li>\n<\/ul>\n<p>You might also consider evaluating the educational content they have available. If you\u2019re a first-time homebuyer, having these sorts of resources on hand can be extremely helpful.<\/p>\n<p><em><strong>Find Out: <a href=\"https:\/\/www.credible.com\/blog\/mortgages\/types-of-mortgage-lenders\/\">The Types of Mortgage Lenders and How to Choose Between Them<\/a><\/strong><\/em><\/p>\n<p><small><em><strong>Methodology<\/strong>: Credible evaluated loan and lender data points in seven categories to identify \"best companies\" for mortgages. We looked at each lender's interest rates, fees, and the availability of repayment terms and discounts. We also considered each company's eligibility requirements, minimum down payment (for purchase), and the level of customer service provided. Because every lender has its own system for evaluating borrowers, the best loan or lender will depend on an individual's unique circumstance, the loan features that are most important to them, and the interest rate and terms they qualify for.<\/em><\/small><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Buying a home is stressful. Fortunately, choosing the right mortgage lender can help alleviate that stress. A mortgage lender known for its good service, low rates, and a variety of loan options, can ensure your&hellip; <a class=\"more \" href=\"https:\/\/www.credible.com\/blog\/mortgages\/best-mortgage-lenders\/\">Continue reading<\/a><\/p>\n","protected":false},"author":101,"featured_media":50449,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[1463],"tags":[1524,1521,1517],"class_list":["post-50448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgages","tag-mortgage-purchase","tag-mortgage-rates-sidebar","tag-mortgage-basics","3-of-the-best-mortgage-lenders","post_tag-mortgage-purchase","post_tag-mortgage-rates-sidebar","post_tag-mortgage-basics"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3 Best Mortgage Lenders of June 2026 - Credible<\/title>\n<meta name=\"description\" content=\"If you want to get a great rate and customer service, shopping around for a mortgage lender is critical. Consider these options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.credible.com\/blog\/mortgages\/best-mortgage-lenders\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Best Mortgage Lenders of June 2026 - Credible\" \/>\n<meta property=\"og:description\" content=\"If you want to get a great rate and customer service, shopping around for a mortgage lender is critical. 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