Personal Loans through Best Egg Profile
TYPES OF INTEREST RATES
5.99% - 29.99%
3 - 5 years
Best Egg offers you an easy, hassle-free way to address your financial needs. Whether you need funds for debt consolidation, home improvement, vacation, a major purchase, or an unexpected expense, Best Egg can help get you the money you need to keep your finances on track. Our online loan application takes just minutes to complete, and checking your rate has no effect on your credit score. Once approved, your money can be in your bank account in as little as one business day. Then you’ll be on a plan to paying off your debt with fixed, fair APRs and no pre-payment penalties.
Residency: Borrower may not be a resident of IA, VT or WV.
Loan Size: Loans through Best Egg can range between $2,000 and $35,000.
Loan Uses: Can be used for credit card refinancing, debt consolidation, home improvement and other purposes.
Citizenship Status: User must be a US Citizen or a Permanent Resident Alien.
3 - 5
5.99 - 29.99%
Rates valid as of November 1, 2018
All rates are APR The Annual Percentage Rate (APR) is the cost of credit as a yearly rate and ranges from 5.99%-29.99%, which may include an origination fee from 0.99%–5.99%. Any origination fee on a 5-year loan will be at least 4.99% and is deducted from loan proceeds. The APR offered will depend on your credit score, income, debt payment obligations, loan amount, loan term, credit usage history and other factors, and therefore may be higher than our lowest advertised rate. Requests for the highest loan amount may resulting an APR higher than our lowest advertised rate. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest rate. Best Egg loans are unsecured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. All uses of "Best Egg" on this site mean and shall refer to "the Best Egg personal loan" and/or "Best Egg on behalf of Cross River Bank, as originator of the Best Egg personal loan," as applicable. Loan amounts generally range from $2,000-$35,000. Offers up to $50,000 may be available for qualified customers who receive offer codes in the mail. The minimum individual annual income needed to qualify for a loan of $50,000 is $130,000. Borrowers may hold no more than two open Best Egg loans at any given time. In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least six months. Total existing Best Egg loan balances must not exceed $50,000. All loans in MA must exceed $6,000; in NM, OH must exceed $5,000; in GA must exceed $3,000. Borrowers should refer to their loan agreement for specific terms and conditions. A loan example: a 5–year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3–year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57. Your verifiable income must support your ability to repay your loan. Upon loan funding, the timing of available funds may vary depending upon your bank's policies.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
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