Advantage Education Loan Refinancing Page

TYPES OF INTEREST RATES

Fixed

As low as 4.34%*

10, 15, and 20 years

RATES

LOAN TERMS

The Advantage Refinance Loan from KHESLC allows you to consolidate both private and federal education loans into one convenient loan. Advantage Refinance Loans offer fixed interest rates and discounts when paying by auto debit, and there are no origination or other fees.

Citizenship: Be a U.S. citizen or non-citizen with proof of residency

Eligible States: Borrower must be a resident of AL, AR, AZ, CO, CT, FL, GA, HI, IN, KS, KY, LA, MO, MS, NC, NE, NM, OH, OK, PA, SC, TN, TX, UT, VA, WI, WV and WY.

Broad School Range: Eligible programs include any title IV degree-granting college and university

Loan Size: Refinance a minimum of $7,500

Eligibility

*APRs include autopay and loyalty discounts where available

Rates Valid as of September 1, 2018

Products

Fixed Term

Term (Years)

Rate (APR)

10

4.34 - 6.55%

20

5.87 - 7.78%

15

5.12 - 7.48%

  • No application, origination or disbursement fees
  • Enroll in Auto-debit and receive a 0.25% discount

Key Benefits

LOAN SERVICER

LOAN NAME

Advantage Education Loan

Additional Information

Kentucky Higher Education Student Loan Corporation

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668