As low as 2.37%*
TYPES OF INTEREST RATES
5, 10, 15, and 20 years
Fixed and Variable
Citizens Bank offers student loan consolidation and refinancing at competitive rates across a broad range of loan terms. Citizens Bank's loan eligibility is widespread, and includes graduate school students, for-profit education, and borrowers without a degree. If you are looking for options, Citizens Bank Education Refinance Loan gives you the flexibility to explore a variety of repayment terms, and discounts from a reputable big bank.
High Balance Borrowers: Consolidate and refinance $10,000 - $90,000 (undergraduates) up to $225,000 (graduates) and $300,000 (Dentists, Medical doctors, and Lawyers)
Loan Qualifications: Refinance federal, private, and ParentPLUS loans
Broad School Eligibility: Eligible programs include associate through graduate degrees, as well as degrees from for-profit institutions
Low Minimum Income: Borrower or cosigner must have an annual income of at least $24,000
No Degree Required: Out of school borrowers and borrowers without degrees are eligible
*APRs include autopay and loyalty discounts where available
4.74 - 7.67%
3.01 - 7.61%
3.74 - 7.54%
2.76 - 7.51%
4.24 - 7.61%
5.19 - 7.74%
2.37 - 7.36%
3.21 - 7.66%
Rates Valid as of January 1, 2017
Education Refinance Loan
Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.
Here are some of the most common student loan mistakes graduates make when entering repayment on their student loans.
Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.
Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.
The average graduate who refinances with Credible saves $18,668