Citizens Bank Student Loan Refinancing Profile
TYPES OF INTEREST RATES
5, 10, 15, and 20 years
Fixed and Variable
As low as 3.11%
Citizens Bank offers student loan consolidation and refinancing at competitive rates across a broad range of loan terms. Citizens Bank's loan eligibility is widespread, and includes graduate school students, for-profit education, and borrowers without a degree. If you are looking for options, Citizens Bank Education Refinance Loan gives you the flexibility to explore a variety of repayment terms, and discounts from a reputable big bank. Read full Citizens Bank student loan refinancing review.
Loan Qualifications: Refinance federal, private, and ParentPLUS loans
No Degree Required: Out of school borrowers and borrowers without degrees are eligible
Low Minimum Income: Borrower or cosigner must have an annual income of at least $24,000
High Balance Borrowers: Consolidate and refinance $10,000 - $90,000 (undergraduates), up to $225,000 (graduates), up to $300,000 (Lawyers) and $350,000 (Dentists and Medical doctors)
Broad School Eligibility: Eligible programs include associate through graduate degrees, as well as degrees from for-profit institutions
Rates Valid as of January 1, 2018
5.34 - 8.24%
3.11 - 8.11%
4.31 - 8.46%
5.09 - 8.15%
3.86 - 8.21%
4.11 - 8.26%
*APRs include autopay and loyalty discounts where available
3.35 - 7.92%
4.59 - 8.01%
Education Refinance Loan
Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.
If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.
Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.
Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.
Learn More About Student Loans
The average graduate who refinances with Credible saves $18,668