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iHelp Student Loan Refinancing Profile

TYPES OF INTEREST RATES

Fixed and variable rates

As low as 3.94%*

10, 15, and 20 year loans

RATES

LOAN TERMS

iHelp is a community lender that offers 10, 15, and 20 year loan products. iHelp has a strong interest in helping borrowers with low eligibility requirements by providing deferment and forbearance options with an iHelp Consolidation Loan.  Read full iHelp student loan refinancing review

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

Work Experience Needed: Must be employed for at least two years with a minimum income of $24,000

High Minimum Balance: Refinance a minimum of $10,000 to $150,000 (undergraduates) or up to $250,000 (graduate degrees)

Eligibility

Fixed Term

Term (Years)

20

4.65 - 7.82%

*APRs apply discounts and fees where available

Rates valid as of February 1, 2018

3.94 - 9.80%

Variable Term

Rate

Term (Years)

Rate

10

15

5.41 - 8.84%

Products

  • Forbearance available for qualified borrowers
  • No application or disbursement fees
  • Request up to two years of interest only payments as well as a graduated repayment schedule

Key Benefits

LOAN NAME

iHELP Consolidation Loan

LOAN SERVICER

Student Loan Finance Corporation

Additional Information

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668