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iHelp Student Loan Refinancing Profile

LOAN TERMS

10, 15, and 20 year loans

TYPES OF INTEREST RATES

Fixed and variable rates

RATES

As low as 3.63%*

iHelp is a community lender that offers 10, 15, and 20 year loan products. iHelp has a strong interest in helping borrowers with low eligibility requirements by providing deferment and forbearance options with an iHelp Consolidation Loan.  Read full iHelp student loan refinancing review

Limited School Eligibility: Must have graduated from an iHELP eligible school

Work Experience Needed: Must be employed for at least two years with a minimum income of $24,000

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

High Minimum Balance: Refinance a minimum of $10,000 to $150,000 (undergraduates) or up to $250,000 (graduate degrees)

Eligibility

Rate (APR)

5.50 - 9.00%

Term (Years)

Rate (APR)

20

4.75 - 8.00%

Fixed Term

*APRs discounts and fees where available

Rates valid as of April 1, 2017

Term (Years)

3.63 - 9.63%

10

Variable Term

15

Products

  • Request up to two years of interest only payments as well as a graduated repayment schedule
  • Forbearance available for qualified borrowers
  • No application or disbursement fees

Key Benefits

LOAN SERVICER

LOAN NAME

iHELP Consolidation Loan

Student Loan Finance Corporation

Additional Information

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668