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LENDER PROFILE

LOAN TERMS

10, 15, and 20 year loans

TYPES OF INTEREST RATES

Fixed and variable rates

RATES

As low as 3.25%*

iHelp is a community lender that offers 10, 15, and 20 year loan products. iHelp has a strong interest in helping borrowers with low eligibility requirements by providing deferment and forbearance options with an iHelp Consolidation Loan. 

High Minimum Balance: Refinance a minimum of $10,000 to $150,000 (undergraduates) or up to $250,000 (graduate degrees)

Loan Qualifications: Refinance federal, private, and ParentPLUS loans

Eligibility

Work Experience Needed: Must be employed for at least two years with a minimum income of $24,000

Limited School Eligibility: Must have graduated from an iHELP eligible school

Rate (APR)

Fixed Term

Products

Term (Years)

Rate (APR)

20

15

4.75 - 8.00%

*APRs discounts and fees where available

Rates valid as of December 1, 2016

Term (Years)

3.25 - 9.25%

10

Variable Term

5.50 - 9.00%

  • No application or disbursement fees

Key Benefits

  • Forbearance available for qualified borrowers
  • Request up to two years of interest only payments as well as a graduated repayment schedule

Here are some of the most common student loan mistakes graduates make when entering repayment on their student loans.

Learn More About Student Loans

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

Student Loan Finance Corporation

Additional Information

LOAN NAME

LOAN SERVICER

iHELP Consolidation Loan

The average graduate who refinances with Credible saves $18,668