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RISLA Student Loan Refinancing Profile

RATES

As low as 3.49%*

TYPES OF INTEREST RATES

5 - 15 years

Fixed and Variable

LOAN TERMS

RISLA offers student loan refinancing for state-based and PLUS loans. Those who have an existing affiliation with RISLA can also refinance Direct Stafford Loans. RISLA offers fixed rates only, as well as optional rate reduction with the addition of a cosigner. Read full RISLA student loan refinancing review.

Apply for Eligibility: Undisclosed loan limits for refinancing and consolidation

Limited Loan Eligibility: Refinance your state-based, private, PLUS, and Stafford loans

Fixed Rates Only: Currently offering only fixed rate loans

Eligibility

5

Fixed Term without Cosigner

15

4.74-7.14%

Fixed Term with Cosigner

Rates valid as of April 1, 2017

Term (Years)

5.24-7.64%

Rate (APR)

4.24-6.49%

Rate (APR)

3.99-6.14%

10

Term (Years)

*Low APRs include auto-debt and Rhode Island residency discounts where available

5

15

10

4.74-6.99%

3.49-5.74%

Products

  • Rate reduction when you add a cosigner to your application
  • 0.25% interest savings when you set up auto-debt for repayment
  • Instant credit decision, no prepayment pentalities

Key Benefits

RISLA

RISLA Refinancing Loan

LOAN NAME

LOAN SERVICER

Additional Information

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668