RISLA Student Loan Refinancing Profile

TYPES OF INTEREST RATES

Fixed and Variable

As low as 3.49%*

5 - 15 years

RATES

LOAN TERMS

RISLA offers student loan refinancing for state-based and PLUS loans. Those who have an existing affiliation with RISLA can also refinance Direct Stafford Loans. RISLA offers fixed rates only, as well as optional rate reduction with the addition of a cosigner. Read full RISLA student loan refinancing review.

Limited Loan Eligibility: Refinance your state-based, private, PLUS, and Stafford loans

Fixed Rates Only: Currently offering only fixed rate loans

Apply for Eligibility: Undisclosed loan limits for refinancing and consolidation

Eligibility

Fixed Term with Cosigner

Fixed Term without Cosigner

Term (Years)

Rate (APR)

Rate (APR)

Term (Years)

5

10

3.49-5.74%

4.24-6.49%

5

3.99-6.14%

10

4.74-7.14%

*Low APRs include auto-debt and Rhode Island residency discounts where available

Rates valid as of September 1, 2018

15

15

4.74-6.99%

5.24-7.64%

Products

  • 0.25% interest savings when you set up auto-debt for repayment
  • Instant credit decision, no prepayment pentalities
  • Rate reduction when you add a cosigner to your application

Key Benefits

RISLA Refinancing Loan

LOAN NAME

RISLA

LOAN SERVICER

Additional Information

If you’re feeling overwhelmed with student loan debt, refinancing your student loans could be the solution you've been searching for.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

Learn More About Student Loans

The average graduate who refinances with Credible saves $18,668