As low as 3.49%*
TYPES OF INTEREST RATES
5 - 15 years
Fixed and Variable
RISLA offers student loan refinancing for state-based and PLUS loans. Those who have an existing affiliation with RISLA can also refinance Direct Stafford Loans. RISLA offers fixed rates only, as well as optional rate reduction with the addition of a cosigner.
Fixed Rates Only: Currently offering only fixed rate loans
Limited Loan Eligibility: Refinance your state-based, private, PLUS, and Stafford loans
Apply for Eligibility: Undisclosed loan limits for refinancing and consolidation
Fixed Term with Cosigner
Fixed Term without Cosigner
*APRs include auto-debt adiscount where available
Rates valid as of January 1, 2017
Here are some of the most common student loan mistakes graduates make when entering repayment on their student loans
Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.
Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.
Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.
The average graduate who refinances with Credible saves $18,668