Close

LENDER PROFILE

RATES

As low as 3.49%*

TYPES OF INTEREST RATES

5 - 15 years

Fixed and Variable

LOAN TERMS

RISLA offers student loan refinancing for state-based and PLUS loans. Those who have an existing affiliation with RISLA can also refinance Direct Stafford Loans. RISLA offers fixed rates only, as well as optional rate reduction with the addition of a cosigner. 

Fixed Rates Only: Currently offering only fixed rate loans

Eligibility

Limited Loan Eligibility: Refinance your state-based, private, PLUS, and Stafford loans

Apply for Eligibility: Undisclosed loan limits for refinancing and consolidation

4.24-6.49%

Fixed Term with Cosigner

15

Fixed Term without Cosigner

10

Products

3.99-6.39%

*APRs include auto-debt adiscount where available

4.74-6.74%

Term (Years)

3.49-5.74%

Rate (APR)

5

Rate (APR)

4.74-7.39%

Term (Years)

Rates valid as of December 1, 2016

5

15

10

5.24-7.89%

  • Instant credit decision, no prepayment pentalities

Key Benefits

  • 0.25% interest savings when you set up auto-debt for repayment
  • Rate reduction when you add a cosigner to your application

Here are some of the most common student loan mistakes graduates make when entering repayment on their student loans

Learn More About Student Loans

Learn what your deferment and forbearance is and what happens to these benefits if you choose to consolidate or refinance.

Learn about that factors that influence the rate you qualify for when you refinance so you can maximize your offer.

Considering refinancing your student loans? Learn the pros and cons of fixed and variable rate loans.

LOAN SERVICER

Additional Information

RISLA Refinancing Loan

TruStudent

LOAN NAME

The average graduate who refinances with Credible saves $18,668