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Citizens Bank Student Loan Lender Profile

TYPES OF INTEREST RATES

Fixed and Variable

As low as 4.19%

5, 10, 15 years

RATES

LOAN TERMS

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Citizens Bank student loans offers competitive rates across a broad range of loan terms. Citizens loans are widespread, available to students looking ahead to college, graduate school students and parents. If you are looking for options, Citizen's Bank student loan will give you the flexibility to explore a variety of repayment options, multiple term options, and potential benefits. 

Citizenship: Be a U.S. citizen or permanent resident

College Enrollment: Be enrolled at least half-time in a degree-granting program at an eligible institution

Multiple Product Offerings:  Unique product offerings for undergraduates, graduate professional degrees and parents

International Students: Can apply with a creditworthy U.S. citizen or permanent resident co-signer

Loan Amounts: Loans from $1,000 to $295,000 depending on your education level

Eligibility

*All rate ranges include immediate payment, interest only, and full deferral repayment

APRs include automatic payments and loyalty discounts where available

Rates Valid as of October 1, 2018

Fixed Term

Term (Years)

Rate (APR)

5

10

15

5.25% - 11.89%

5.70% - 12.15%

5.74% - 12.19%

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5

Variable Term

Rate (APR)

Term (Years)

4.19% - 11.76%

10

5.57% - 12.02%

15

5.61% - 12.16%

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Products

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  • Cosigner release available after 36 months
  • No application, origination or disbursement fees
  • Multiple repayment options including: pay immediately, pay interest only, or defer your payment.
  • 0.25% loyalty discount available as well as 0.25% automatic payment discount

Benefits

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If you're looking to pay for school with a private student loan, compare your options with these lenders.

Learn the best ways to find the right private student loan to help fund your education.

First time taking out a student loan? Learn more about the application process.

Considering taking out student loans? Learn the pros and cons of fixed and variable rate loans.

Learn More About Student Loans

LOAN SERVICER

Firstmark Services

LOAN NAME

Citizens Bank Student Loan

Additional Information

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