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Citizens Bank Student Loan Lender Profile

Citizens Bank student loans offers competitive rates across a broad range of loan terms. Citizens loans are widespread, available to students looking ahead to college, graduate school students and parents. If you are looking for options, Citizen's Bank student loan will give you the flexibility to explore a variety of repayment options, multiple term options, and potential benefits. 

Citizenship: Be a U.S. citizen or permanent resident

Loan Amounts: Loans from $1,000 to $295,000 depending on your education level

College Enrollment: Be enrolled at least half-time in a degree-granting program at an eligible institution

International Students: Can apply with a creditworthy U.S. citizen or permanent resident co-signer

Multiple Product Offerings:  Unique product offerings for undergraduates, graduate professional degrees and parents

Eligibility

*All rate ranges include immediate payment, interest only, and full deferral repayment

APRs include automatic payments and loyalty discounts where available

Rates Valid as of July 1, 2017

10

Fixed Term

Rate (APR)

1

Term (Years)

3.12% - 9.99%

Rate (APR)

15

1

5

Variable Term

10

15

Term (Years)

5.25% - 10.99%

5.25% - 11.25%

3.12% - 10.24%

5.25% - 11.45%

3.12% - 11.12%

1

Products

5

1

  • Cosigner release available after 36 months

Benefits

  • No application, origination or disbursement fees
  • 0.25% loyalty discount available as well as 0.25% automatic payment discount
  • Multiple repayment options including: pay immediately, pay interest only, or defer your payment.

1

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