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LENDER PROFILE

RATES

As low as 2.60%*

TYPES OF INTEREST RATES

5, 10, and 15 years

Fixed and Variable

LOAN TERMS

Citizens Bank student loans offers competitive rates across a broad range of loan terms. Citizens loans are widespread, available to students looking ahead to college, graduate school students and parents. If you are looking for options, Citizen's Bank student loan will give you the flexibility to explore a variety of repayment options, multiple term options, and potential benefits. 

Eligibility

International Students: Can apply with a creditworthy U.S. citizen or permanent resident co-signer

Citizenship: Be a U.S. citizen or permanent resident

Multiple Product Offerings:  Unique product offerings for undergraduates, graduate professional degrees and parents

College Enrollment: Be enrolled at least half-time in a degree-granting program at an eligible institution

Loan Amounts: Loans from $1,000 to $170,000 depending on your education level

3.74% - 11.24%

Fixed Term

15

Variable Term

2.60% - 9.84%

Products

5.25% - 11.75%

10

*All rate ranges include immediate payment, interest only, and full deferral repayment

APRs include automatic payments and loyalty discounts where available

Term (Years)

15

Rate (APR)

4.99% - 11.49%

Rate (APR)

5

Term (Years)

2.94% - 9.84%

5

3.09% - 10.09%

10

Rates Valid as of December 1, 2016

Benefits

  • No application, origination or disbursement fees
  • Cosigner release available after 36 months
  • Multiple repayment options including: pay immediately, pay interest only, or defer your payment.
  • 0.25% loyalty discount available as well as 0.25% automatic payment discount

Considering taking out student loans? Learn the pros and cons of fixed and variable rate loans.

See how knowing a little bit more about your student loans can save you thousands on your repayment.

First time taking out a student loan? Learn more about the application process.

Learn the best ways to find the right private student loan to help fund your education.

Learn More About Student Loans

Citizens Bank Student Loan

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