Compare student loan refinancing options from multiple lenders with Credible

This will not affect your credit score

Credible is an online marketplace that provides borrowers with competitive, personalized, prequalified rates from top lenders

How Credible Works

One Simple Form

Quick and easy to complete and your info is protected.

See Personalized Rates

Real rates - not ranges - from multiple lenders in 2 minutes.

Choose Your Option

Our expert Client Success Team is here to help you along the way.

ELFI

Rates from (APR)

Fixed: 3.29%

Variable: 2.39%

Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Compare comprehensive options

from our partner lenders

See personalized rates from multiple lenders in 2 minutes

Checking rates will not affect your credit score

EDvestinU

Rates from (APR)

Fixed: 4.93%

Variable: 4.90%

Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

MEFA

Rates from (APR)

Fixed: 3.60%

Variable: 3.58%

Loan term

7, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

RISLA

Rates from (APR)

Fixed: 3.49%

Loan term

5, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

Advantage Education Loans

Rates from (APR)

Fixed: 4.54%

Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank

Rates from (APR)

Fixed: 3.45%

Variable: 2.25%

Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

1

1

1

Brazos

Rates from (APR)

Fixed: 3.90%

Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Variable: 3.00%

PenFed

Rates from (APR)

Fixed: 3.48%

Variable: 2.67%

Loan term

5, 8, 12, 15 yrs

Eligible degrees

Undergrad & Graduate

2

1

All APRs reflect autopay and loyalty discounts where available

2

2

College Ave

Rates from (APR)

Fixed: 3.54%

Variable: 2.62%

Loan term

5 - 20 yrs

Eligible degrees

Undergrad & Graduate

3

3

3

SoFi

Rates from (APR)

Fixed: 3.46%

Variable: 2.05%

Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

3

Save time and money by refinancing your student loans

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Lower your interest rate

Compare prequalified rates from 8 vetted lenders in 2 minutes

Reduce your monthly payment

Request a private student loan as a student or co-signer

Private Student Loan

Private loans for college, graduate and professional degrees

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Customers rate us 4.8/5

Join thousands of others who have already saved by refinancing

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.