This will not affect your credit score

Graduates who refinance save an average of



 For full details of Credible’s average savings analysis, visit:


Credible is an online marketplace that provides borrowers

with competitive, personalized, prequalified rates, from top lenders

How Credible Works

One Simple Form

Safe and secure - no sharing of your personal data.

Get Personalized Rates

Real rates - not ranges - from multiple lenders in 2 minutes.

Choose Your Option

Our expert Client Success Team is here to help you along the way.

Join thousands of others who have already

saved by refinancing

Customers rate us 9.4/10

We offer many benefits for graduates looking

to refinance

** Federal student loans come with certain benefits such as deferment and forbearance. While some private lenders may provide similar benefits, not all do. Please take this into consideration when determining if refinancing is right for you.

Get prequalified


Reduce your rate, lower your payments, repay faster. You choose.

Refinance federal** and private student loans

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

Save thousands by refinancing

Average user saves $18,668 by refinancing through Credible.

Simple and free 


Requesting offers can take just minutes and costs you nothing.

No filling out duplicate forms with different lenders.

Compare many 

options in one place

Safe and


Bank-grade encryption, SSL technology and other measures keep your data secure.

Save time and money by refinancing your student loans

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Lower your interest rate

Average user saves $18,668 when refinancing through our

partner lenders

Reduce your monthly payment

Request a private student loan as a student or co-signer

Private Student Loan

Private loans for college, graduate and professional degrees

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.