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Checking rates will not affect your credit score

 For full details of Credible’s average savings analysis, visit: www.credible.com/savings

Graduates who refinance save an average of

*

$18,668

*

Real rates - not ranges - from multiple lenders in 2 minutes.

How Credible Works

Credible is an online marketplace that provides borrowers with competitive, personalized, prequalified rates from top lenders

Choose Your Option

One Simple Form

See Personalized Rates

Quick and easy to complete and your info is protected.

Our expert Client Success Team is here to help you along the way.

Compare comprehensive options

from our partner lenders

Eligible degrees

Variable: 2.85%

All APRs reflect autopay and loyalty discounts where available

See personalized rates from multiple lenders in 2 minutes

Undergrad & Graduate

Checking rates will not affect your credit score

Variable: 2.75%

PenFed

Earnest

Undergrad & Graduate

Rates from (APR)

Loan term

Fixed: 3.25%

Variable: 3.97%

Variable: 2.57%

Rates from (APR)

Loan term

5 - 20 yrs

Undergrad & Graduate

Eligible degrees

4

Undergrad & Graduate

Loan term

5, 10, 15, 20 yrs

EDvestinU

1

Rates from (APR)

Rates from (APR)

Fixed: 4.69%

Eligible degrees

Variable: 4.65%

Rates from (APR)

Loan term

5, 10, 15, 20  yrs

10, 15, 20 yrs

Eligible degrees

Loan term

Undergrad & Graduate

4

Rates from (APR)

iHELP

5 - 15 yrs

Rates from (APR)

2

Fixed: 4.75%

1

Variable: 4.63%

2

Loan term

Fixed: 3.50%

10, 15, 20 yrs

Eligible degrees

Eligible degrees

Loan term

Undergrad & Graduate

Eligible degrees

1

MEFA

1

Rates from (APR)

Brazos

Fixed: 4.95%

Fixed: 3.15%

Variable: 4.70%

10, 15, 20, 25 yrs

Loan term

Undergrad & Graduate

15 yrs

Eligible degrees

Fixed: 4.25%

Undergrad & Graduate

Loan term

Eligible degrees

RISLA

Connext

Rates from (APR)

Splash Financial

Fixed: 3.49%

Fixed: 3.25%

Loan term

5, 7, 10, 15, 20 yrs

5, 10, 15 yrs

Graduate

Eligible degrees

4

Undergrad & Graduate

College Ave

Fixed: 3.25%

Advantage Education Loans

Loan term

Rates from (APR)

Eligible degrees

Fixed: 4.34%

2

Loan term

2

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank

Rates from (APR)

Rates from (APR)

Variable: 3.48%

Fixed: 3.50%

5, 8, 12, 15 yrs

Variable: 2.90%

Undergrad & Graduate

Join thousands of others who have already

saved by refinancing

Customers rate us 9.5/10

No filling out duplicate forms with different lenders.

We offer many benefits for graduates looking

to refinance

** Federal student loans come with certain benefits such as deferment and forbearance. While some private lenders may provide similar benefits, not all do. Please take this into consideration when determining if refinancing is right for you.

Safe and

secure

Requesting offers can take just minutes and costs you nothing.

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rates

Compare many 

options in one place

Reduce your rate, lower your payments, repay faster. You choose.

Simple and free 

process

Refinance federal** and private student loans

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

Save thousands by refinancing

Average user saves $18,668 by refinancing through Credible.

Bank-grade encryption, SSL technology and other measures keep your data secure.

Save time and money by refinancing your student loans

Private Student Loan

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Reduce your monthly payment

Request a private student loan as a student or co-signer

Lower your interest rate

Private loans for college, graduate and professional degrees

Average user saves $18,668 when refinancing through our

partner lenders

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.