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Checking rates will not affect your credit score

Graduates who refinance save an average of

$18,668

*

 For full details of Credible’s average savings analysis, visit: www.credible.com/savings

*

Credible is an online marketplace that provides borrowers with competitive, personalized, prequalified rates from top lenders

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Real rates - not ranges - from multiple lenders in 2 minutes.

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Our expert Client Success Team is here to help you along the way.

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from our partner lenders

See personalized rates from multiple lenders in 2 minutes

Checking rates will not affect your credit score

Earnest

Rates from (APR)

Fixed: 3.25%

Variable: 2.57%

Loan term

5 - 20 yrs

Eligible degrees

Undergrad & Graduate

EDvestinU

Rates from (APR)

Fixed: 4.69%

Variable: 4.83%

Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

iHELP

Rates from (APR)

Fixed: 4.75%

Variable: 4.63%

Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

MEFA

Rates from (APR)

Fixed: 4.45%

Variable: 4.38%

Loan term

10, 15 yrs

Eligible degrees

Undergrad & Graduate

RISLA

Rates from (APR)

Fixed: 3.49%

Loan term

5, 10, 15 yrs

Eligible degrees

Undergrad & Graduate

Advantage Education Loans

Rates from (APR)

Fixed: 4.34%

Loan term

10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

Citizens Bank

Rates from (APR)

Fixed: 3.50%

Variable: 2.75%

Loan term

5, 10, 15, 20 yrs

Eligible degrees

Undergrad & Graduate

1

1

1

Brazos

Rates from (APR)

Fixed: 3.15%

Loan term

10, 15, 20, 25 yrs

Eligible degrees

Undergrad & Graduate

Variable: 3.05%

Splash Financial

Rates from (APR)

Fixed: 5.54%

Loan term

5, 7, 10, 15, 20 yrs

Eligible degrees

Graduate

4

4

College Ave

Rates from (APR)

Fixed: 3.25%

Variable: 2.88%

Loan term

5 - 15 yrs

Eligible degrees

Undergrad & Graduate

2

2

2

All APRs reflect autopay and loyalty discounts where available

1

4

2

PenFed

Rates from (APR)

Fixed: 3.25%

Variable: 2.72%

Loan term

5, 8, 12, 15 yrs

Eligible degrees

Undergrad & Graduate

Join thousands of others who have already

saved by refinancing

Customers rate us 9.5/10

We offer many benefits for graduates looking

to refinance

** Federal student loans come with certain benefits such as deferment and forbearance. While some private lenders may provide similar benefits, not all do. Please take this into consideration when determining if refinancing is right for you.

Get prequalified

rates

Reduce your rate, lower your payments, repay faster. You choose.

Refinance federal** and private student loans

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

Save thousands by refinancing

Average user saves $18,668 by refinancing through Credible.

Simple and free 

process

Requesting offers can take just minutes and costs you nothing.

No filling out duplicate forms with different lenders.

Compare many 

options in one place

Safe and

secure

Bank-grade encryption, SSL technology and other measures keep your data secure.

Save time and money by refinancing your student loans

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Lower your interest rate

Average user saves $18,668 when refinancing through our

partner lenders

Reduce your monthly payment

Request a private student loan as a student or co-signer

Private Student Loan

Private loans for college, graduate and professional degrees

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.