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This will not affect your credit score

 For full details of Credible’s average savings analysis, visit: www.credible.com/savings

Graduates who refinance save an average of

*

$18,668

*

Real rates - not ranges - from multiple lenders in 2 minutes.

How Credible Works

Credible is an online marketplace that provides borrowers

with competitive, personalized, prequalified rates, from top lenders

Choose Your Option

One Simple Form

Get Personalized Rates

Safe and secure - no sharing of your personal data.

Our expert Client Success Team is here to help you along the way.

5, 10, 15 yrs

Compare comprehensive options

from our partner lenders

5 - 20 yrs

5, 10, 15, 20 yrs

10, 15, 20 yrs

Citizens Bank

Rates from (APR)

8-15 yrs

Fixed: 3.74%

15, 20 yrs

Variable: 2.58%

15 yrs

College Ave

All rates reflect autopay and loyalty discounts where available


Rates from (APR)

Undergrad & Graduate

Fixed: 4.65%

Undergrad & Graduate

Variable: 3.88%

Undergrad & Graduate

Undergrad & Graduate

Earnest

Undergrad & Graduate

Rates from (APR)

Undergrad & Graduate

Fixed: 3.37%

Undergrad & Graduate

Variable: 2.80%

EDvestinU

Loan term

Rates from (APR)

Eligible degrees

Fixed: 4.34%

Loan term

Variable: 3.80%

Eligible degrees

Loan term

iHELP

Eligible degrees

Rates from (APR)

Loan term

Fixed: 4.75%

Eligible degrees

Variable: 3.63%

Loan term

Eligible degrees

MEFA

Loan term

Rates from (APR)

Eligible degrees

Fixed: 4.95%

Loan term

Variable: 3.84%

Eligible degrees

RISLA

Rates from (APR)

Fixed: 3.49%

Get prequalified rates from multiple lenders in 2 minutes

Won’t affect your credit

Join thousands of others who have already

saved by refinancing

Customers rate us 9.4/10

We offer many benefits for graduates looking

to refinance

Simple and free 

process

Bank-grade encryption, SSL technology and other measures keep your data secure.

Get prequalified

rates

Reduce your rate, lower your payments, repay faster. You choose.

Refinance federal** and private student loans

Requesting offers can take just minutes and costs you nothing.

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

No filling out duplicate forms with different lenders.

Save thousands by refinancing

Compare many 

options in one place

Average user saves $18,668 by refinancing through Credible.

Safe and

secure

** Federal student loans come with certain benefits such as deferment and forbearance. While some private lenders may provide similar benefits, not all do. Please take this into consideration when determining if refinancing is right for you.

Save time and money by refinancing your student loans

Private Student Loan

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Reduce your monthly payment

Request a private student loan as a student or co-signer

Lower your interest rate

Private loans for college, graduate and professional degrees

Average user saves $18,668 when refinancing through our

partner lenders

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.