Compare top lenders and get rates in less than 2 min.

Money Answers Recommended Student Loan Refinancing Solution

Apply through this page to get your $200 bonus when you refinance

Student Loan Refinancing Made Easy

This will not affect your credit score

Real rates - not ranges - from multiple lenders in 2 minutes.

How Credible Works

Credible is an online marketplace that provides borrowers with competitive,

personalized loan offers from multiple, vetted lenders in real time.

Choose Your Option

One Simple Form

Get Personalized Rates

Safe and secure - no sharing of your personal data.

Our expert Client Success Team is here to help you along the way.

Choose a lender and provide a bit more information so your rates can be finalized.

Request personalized offers in 3 easy steps


5 Minutes

Receive personalized offers from multiple lenders. Select the one that's right for you.


Join thousands of graduates 

who have already requested offers.

Answer a few quick questions to request rates from multiple lenders. This won't impact your credit score.

Select your 

preferred lender


prequalified rates

2 Minutes


the best offer


2 Business Days

5, 10, 15 yrs

Compare comprehensive options

from our partner lenders

5 - 20 yrs

5, 10, 15, 20 yrs

10, 15, 20 yrs

Citizens Bank

Rates from (APR)

8-15 yrs

Fixed: 3.74%

15, 20 yrs

Variable: 2.77%

15 yrs

College Ave

All rates reflect autopay and loyalty discounts where available

Rates from (APR)

Undergrad & Graduate

Fixed: 4.65%

Undergrad & Graduate

Variable: 4.01%

Undergrad & Graduate

Undergrad & Graduate


Undergrad & Graduate

Rates from (APR)

Undergrad & Graduate

Fixed: 3.35%

Undergrad & Graduate

Variable: 2.61%


Loan term

Rates from (APR)

Eligible degrees

Fixed: 4.34%

Loan term

Variable: 3.80%

Eligible degrees

Loan term


Eligible degrees

Rates from (APR)

Loan term

Fixed: 4.75%

Eligible degrees

Variable: 3.75%

Loan term

Eligible degrees


Loan term

Rates from (APR)

Eligible degrees

Fixed: 4.95%

Loan term

Variable: 4.02%

Eligible degrees


Rates from (APR)

Fixed: 3.49%

Get personalized rates from up to 6 lenders in 2 minutes

Won’t affect your credit

Join thousands of others who have already

saved by refinancing

Customers rate us 9.4/10

No filling out duplicate forms with different lenders.

We offer many benefits for graduates looking

to refinance

Safe and secure

Requesting offers can take just minutes and costs you nothing.

Personalized offers 

from top lenders

Compare many 

options in one place

Reduce your rate, lower your payments, repay faster. You choose.

Simple and free 


Refinance federal and private student loans

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

Save thousands by refinancing

Average user saves $13,928 by refinancing through Credible.

Bank-grade encryption, SSL technology and other measures keep your data secure. Learn more

Private Student Loan

Save time and money by refinancing your student loans

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Request a private student loan as a student or co-signer

Lower your interest rate or reduce your monthly payment

Private loans for college, graduate and professional degrees

Cover 100% of your school-certified costs after financial aid

Average user saves $18,668 when refinancing through our

partner lenders

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.

© 2017 Credible Labs Inc.