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How We Get Paid

We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation when we help you find the best product from one of our lending partners. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort. Some lenders may take traffic sources into account when offering credit terms.

Personal Loans

How We Get Paid

We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation when we help you find the best product from one of our lending partners. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort. Some lenders may take traffic sources into account when offering credit terms.

Personal loans from top lenders. All in one place.

  • Rates from 6.40% - 35.99% APR1

  • Loan amounts from $600 to $200,000

Checking rates won’t affect your credit score

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Best Rate Guarantee
Close with a better rate than you prequalify for on Credible and get a $200 gift card.Terms Apply.

Compare Top Personal Loan Lenders

Top Lenders

Compare personal loan rates from top lenders for December 2023

LenderRates from (APR)Loan termLoan amountCheck Rates

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Loan term

2 - 5 years

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Loan term

3 - 6 years

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Loan term

2 - 5 years

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Loan term

3 - 10 years

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Loan term

3 - 7 years

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Rates from (APR)

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Loan term

2 - 5 years

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 7 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

1 - 5 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 7 years

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Rates from (APR)

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Loan term

3, 5, or 7 years

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Rates from (APR)

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Loan term

2 - 7 years

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Rates from (APR)

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Loan term

3, 5 years

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Rates from (APR)

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Loan term

1 - 5 years

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Advertiser Disclosure
The rates that appear are from companies which Credible receives compensation. This compensation does not impact how or where products appear within the table. The rates and information shown do not include all financial service providers or all of the displayed lender's available services and product offerings.

Credible’s rating criteria incorporates 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more.

Read our full methodology.

Calculate your savings with Credible

Use our debt consolidation calculator to see how different terms and interest rates can change what you pay over time.

1. Enter your current loan details

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2. Choose a rate to compare

Our lender rates vary from 6.40% to 35.99% APR1

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3. Check the results

With an interest rate of 12.00% over 5 years, you will pay per month and in interest over the lifetime of your loan.

Total interest:

New Loan

Current Loan

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Monthly payment:

New Loan

Current Loan

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Checking rates won’t affect your credit score. Calculator results are for illustrative purposes only.

EASY, SIMPLE, FREE

Why Credible?

Find a loan from a reputable lender in minutes

Whether you want to consolidate debt or cover an emergency expense, Credible makes it easy to find a personal loan that works best for you.

application

Your data is safe and secure

Checking your prequalified rates from multiple lenders on Credible is 100% free. We don’t sell your data to lenders.

loan

We are unbiased and transparent

We don’t get paid to rank products higher, and we don’t hide fees. You’ll know exactly what your cost breakdown is before selecting a lender.

Our process

How to get a personal loan online with Credible

Checking rates won’t affect your credit score

Why Trust Credible

Through its marketplace, Credible helps you shop around for personal loans without cost or commitment. We earn money when we help you find the best product, not by selling your data. The blog content we create is deeply researched to help you make an informed decision that’s right for you — our partner lenders have no editorial control over the articles we publish. Check out our blog here.

Our Impact

We're making a difference

With Credible, you can save money while enjoying a simple, intuitive personal loan shopping process.

in 2021 We helped over

55,600 people

save money on their loans

We've saved our customers

over $92 million

in interest on their loans

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Excellent customer service

I was apprehensive when I first started... but the customer service was excellent .. I got a good deal very quickly and they helped me .. totally recommend it

See Manpreet's review
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Great rates for consolidation

Outstanding, competitive rates. It let me shop different vendors without having to go to multiple sources and provide my info. I will be saving a ton ...

See Greg's review
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Easy process

I was able to refinance my student loan and secure a much lower rate than I had with my other servicer. The process was so easy!

See Alicia's review

Individual experience may vary.

For all your goals

Get a personal loan for all your financial needs

Our lender partners support personal loans for many different loan purposes. They offer low interest rates and a variety of loan amounts and loan terms to help you meet your personal and financial goals.