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Let’s make refinancing a reality.

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Check your rates

2 min

Answer a few questions that are needed to check your personalized prequalified rates across 9 lenders all at once.


Select an option

If you prequalify, you can compare and choose right on Credible's dashboard.


Finalize your request

We'll guide you through the process of getting your refinance to the finish line.

Best Rate Guarantee

If we can’t find you the best student loan refinancing rate, we’ll give you $200 (Terms Apply)  Learn more

Customers rate us 9.5/10

100% free

We’re free to use, and no additional fees are passed on to you in any form by using Credible.


We don't send any of your information to lenders unless you decide to pick a loan option.

Unbiased support

Contact our knowledgeable team if you have any questions about your loan options.

No impact to credit

We do a soft credit pull to check prequalified rates, which doesn't impact your credit score.