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Let’s make refinancing a reality.

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Check your rates

2 min

Answer a few questions that are needed to check your personalized prequalified rates across 7 lenders all at once.


Select an option

If you prequalify, you can compare and choose right on Credible's dashboard.


Finalize your request

We'll guide you through the process of getting your refinance to the finish line.

Best Rate Guarantee

Close with a better rate than you prequalify for on Credible and get a $200 gift card. Terms Apply.

Customers rate us 9.5/10

100% free

Credible is free to use, and our lender partners charge no origination fees or prepayment penalties.


We don't send any of your information to lenders unless you decide to pick a loan option.

Unbiased support

Contact our knowledgeable team if you have any questions about your loan options.

No impact to credit

We do a soft credit pull to check prequalified rates, which doesn't impact your credit score.