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Process Overview

Get prequalified rates

Select an offer

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Check rates from LightStream & 15 other lenders

Compare rates from LightStream and 15 other lenders

No impact to credit score

Actual prequalified rates – not estimates

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Checking rates won't affect your credit score

Credible in an official prequalification partner of LightStream and these top lenders:

How Credible Works

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It’s free to check rates

Check rates on Credible for free, without getting spam or unwanted phone calls. Your data is secured with TLS encryption.

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Shop multiple lenders

No need to visit each lender individually. Fill out one 3-minute form to check prequalified rates from all our lenders at once.

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Unbiased and transparent

We don’t get paid to rank products higher, and we don’t hide fees. Know your exact cost breakdown before selecting a lender.