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Compare rates from multiple lenders in minutes.

Select a product to get started – with no impact to your credit score.

Actual Prequalified Rates

If it's not a real rate, it's not Credible.

No mysteries. No bait-and-switch. You see real prequalified rates for loans that are available to you with no impact to your credit score. Checking rates on Credible is 100% free.

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Illustrative purposes, actual results may vary.

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No Spam, No Surprises

Designed to protect your privacy.

Our marketplace is built to defend you from unwanted marketing and pushy sales calls. We limit the personal data we collect and only share it with lenders with your permission.

Unbiased and transparent

The only favorite we have is you.

We're not comfortable with getting paid to rank products higher, sell your data, or hide fees. Know exactly what your cost breakdown is before selecting a lender.

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We helped Over

8.9 million users

compare prequalified rates

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Excellent rate and terms

Simple application process. Interest rate and terms better than my bank, credit union, and another lending company that I have used twice...

See Angela's review
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Great service

I was feeling overwhelmed with loan options and deciding which one was best for me. This service gave me the confidence I needed in an easy way...

See Jessica's review
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Could not believe how easy

I received a very quick response and the money was in my account the very next day. I would recommend this company to anybody.

See K.R.'s review

Individual experience may vary.

We’re here to help you save on interest. Interested?

OUR PRODUCTS

Consolidate credit cards and other debt to a lower rate. Or fund a home improvement, wedding, vacation, and many other financial goals.1

Refinance federal, private, and Parent PLUS loans to lower your interest rate or reduce your monthly payment.

Comparing lenders is the smart way to pay for school. Cover up to 100% of your school-certified costs after financial aid.

Home Purchase

Compare multiple mortgage lenders in minutes. Our lenders are here to help you every step of your home buying journey.

Home Refinance

See accurate and transparent pricing from multiple refinancing lenders in minutes. Apply online to the lender that is right for you.

Insurance

Insurance is not “One Size Fits All”. Compare custom fit options to find home coverage that best suits your needs.

money plan
Money Plan

Kick-start your payoff strategy, optimize your payments, and find new ways to save. We’ll even calculate your chances of prequalifying.

Support and resources

Frequently asked questions

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Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank or a credit card issuer — we partner with top financial service providers so that they can provide you with a variety of competitive options, enabling you to quickly find the right financial product for your needs. Best of all, comparing rates on Credible is completely free and won't impact your credit score!

You can find out more about our company on our About Us page.

Nope! Credible performs a "soft credit inquiry" to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.

Once you choose a loan product on your Credible Dashboard, and once you decide to move forward with a particular lender, a hard credit inquiry will be performed, which will impact your score. Likewise, if you apply for a credit card, the credit card issuer will perform a hard credit inquiry when you apply for a credit card.

With Credible’s lending marketplace, you can fill out a simple, streamlined form, and instantly see which lenders you prequalify for and at what rates. These are personalized, prequalified rates based on your credit history. Checking your prequalified rates with Credible will not affect your credit score.

Many other comparison sites will only provide you with generic information about a given financial service provider — the rates and informati