Student Loan Refinancing Plans Designed for Doctors and Residents

Receive student loan refinancing rates as low as 2.60% variable APR, and get a  $750* White Coat Investor Bonus when you complete your refinancing.


*To receive welcome bonus, WCI readers must refinance a balance over $100K.

Credible is an online marketplace that provides borrowers with competitive,

personalized loan offers from multiple, vetted lenders in real time.

How Credible Works

One Simple Form

Safe and secure - no sharing of your personal data.

Get Personalized Rates

Real rates - not ranges - from multiple lenders in 2 minutes.

Choose Your Option

Our expert Client Success Team is here to help you along the way.

Flexible options during your academic journey and throughout your career.

Affordable Options for Physicians and Residents

For Physicians

Physicians save on average $50,516 when refinancing through Credible

Rates from 3.39% fixed APR and 2.60% variable APR

Credible's service is 100% free

For Residents

Access same benefits as physicians

Plus, option to pay $1/mo. for up to 84 months which can save you $3k-$6k/mo. when in training

Customers rate us 9.5/10

*In order to qualify for the $750 bonus, the amount refinanced must be equal to or more than $100,000. Your loan must be completed through disbursement by the partner lender and not later cancelled. Borrowers who refinance a balance below $100,000, will receive a $300 bonus.

Have any questions? We are only a call, email, or a chat away.

Our Client Success Team is always here to help