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We’re on a mission to help you make better borrowing decisions

We’re on a mission to help you make better borrowing decisions

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Our Values

It's good to be different

We set ourselves apart by focusing on what we believe really matters: you!

We don’t sell your information

Checking rates won’t affect your credit score

We earn trust by being transparent & honest


First time refinancing a loan

Credible made it simple and easy for me. Super quick response time for any questions I had during the process!

See Jenna's review

Smooth and seamless

Within minutes I had a great rate. The best part was I was able to select my rate, length of term and due date. Getting a loan in the past took days.

See Daniel's review


Excellent! Highly recommend using credible! It was so easy and so fast to lower the interest rate on my student loans.

See Samantha's review

Individual experience may vary.

Our Story

It all started with an idea

Build an ethical personal finance marketplace that actually works for consumers.

We wanted to help people make better borrowing decisions by simplifying the process of comparing and taking out loans.

Before Credible, consumers had to endure the process of creating accounts and sharing their data with multiple lenders to find the best personalized rate.

Our platform connects with dozens of lenders and all three national credit bureaus. We help you compare personalized rates from multiple lenders, all in one place. We do all this without sharing your data or harming your credit score!

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Our Founder and CEO

Meet Stephen Dash

Stephen saw an opportunity to help Americans who are burdened with student debt, something that wasn't a problem for Australians, like himself. And with that, Credible was born.

Stephen has led Credible’s strategy and execution since inception, raising more than US$150 million in capital, launching the Student Loan, Personal Loan and Mortgage Marketplaces, and growing the Credible team to more than 350 people.

Prior to founding Credible, Stephen was an Investment Banker at J.P. Morgan and a Co-founder of Quickcharge Media.

Our Impact

We're making a difference

2021 was a tough year, but we tried to make it a little easier.

In 2021 we helped over

55,690 people

save money on their loans

We saved our customers

over $92 million

in interest on their loans


Meet our team

Jereme Albin

Chief Operating Officer

Jereme Albin

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Robert Humann

Chief Revenue Officer

Robert Humann

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Colin Bowman

Chief Product Officer

Colin Bowman

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Karim Baki

VP of Business Intelligence

Karim Baki

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Jai Vijan

Chief Technology Officer

Jai Vijan

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Jack Osborn

VP of Partnerships

Jack Osborn

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Bob Flemma

VP of Legal & Compliance

Bob Flemma

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Katie Jones

Senior Director of People Operations

Katie Jones

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Our Timeline

We've accomplished a lot


Credible was founded in San Francisco.


We did a lot of research, brainstorming, designing, coding, and made a lot of phone calls - all from a tiny apartment. Credible is in the works!


Credible launches the first marketplace for student loan refinancing!


We expand our marketplace to include private student loans to help parents and students achieve the dream of going to college.


Credible leverages its platform to offer personal loans, allowing consumers to request prequalified rates from multiple lenders in 3 minutes!


Credible opens its East Coast headquarters in Durham, NC and in the same year goes public on the Australian Securities Exchange (ASX). It is the largest technology IPO of 2017!


We expand our marketplace to offer mortgages in order to help our customers achieve the dream of home ownership!


In October, Fox Corporation acquires a majority interest in Credible, helping us spread the word about our marketplaces.


Credible's mortgage marketplace starts to grow fast, and we open offices in Kansas City, and Las Vegas. Credible now has mortgage licenses in 47 states.


Credible welcomes team member #350 and expands our marketplace to include home and auto insurance. Very exciting things to come...!

In the press

Looking for Credible news?

Credible is regularly featured in news platforms as a trusted personal finance source. We wanted to list some of our favorites.


Want to make an impact too?

We'd love to have you. Learn more about the wonders of Credible.