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How We Get Paid

We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation when we help you find the best product from one of our lending partners. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort. Some lenders may take traffic sources into account when offering credit terms.

Debt consolidation loans

How We Get Paid

We want this to be a “win-win” situation. So we only want to get paid if we bring you value in the form of finding a personal finance option that works for you. Not by selling your data. Credible receives compensation when we help you find the best product from one of our lending partners. The amount of our compensation does not impact how and where lenders appear on our site, and Credible charges you no fees of any sort. Some lenders may take traffic sources into account when offering credit terms.

Easily consolidate your debt into one low-interest monthly payment.

Rates from 7.49% APR1

Loan amounts from $600 to $200,000

Check rates from multiple lenders in just 2 minutes

Checking rates won’t affect your credit score

Best Rate Guarantee
Close with a better rate than you prequalify for on Credible and get a $200 gift card.Terms Apply.

Compare Top Personal Loan Lenders

Top Lenders

Compare debt consolidation loan rates from top lenders for February 2024

LenderRates from (APR)Loan termLoan amountCheck Rates

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Loan term

2 - 5 years

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Loan term

2 - 5 years

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Loan term

3 - 10 years

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Loan term

3 - 7 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 7 years

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Loan term

2 - 5 years

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Loan term

2 - 5 years

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Rates from (APR)

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Loan term

2 - 7 years

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Rates from (APR)

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Loan term

3, 5, or 7 years

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Rates from (APR)

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Loan term

2 - 7 years

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Rates from (APR)

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Loan term

3, 5 years

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Rates from (APR)

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Loan term

1 - 5 years

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Advertiser Disclosure
The rates that appear are from companies which Credible receives compensation. This compensation does not impact how or where products appear within the table. The rates and information shown do not include all financial service providers or all of the displayed lender's available services and product offerings.

Credible’s rating criteria incorporates 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more.

Read our full methodology.

Calculate your savings with Credible

Use our debt consolidation calculator to see how different terms and interest rates can change what you pay over time.

1. Enter your current loan details

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2. Choose a rate to compare

Our lender rates vary from 7.49% to 35.99% APR1

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3. Check the results

With an interest rate of 12.00% over 5 years, you will pay per month and in interest over the lifetime of your loan.

Total interest:

New Loan

Current Loan

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Monthly payment:

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Current Loan

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Checking rates won’t affect your credit score. Calculator results are for illustrative purposes only.

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Checking rates on Credible is 100% free. We earn money by helping you find the best product — not by selling your data.