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State Licenses and Disclosures


Credible Operations, Inc. (“we” or “us”) is a Delaware corporation with its principal place of business located at 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701. We provide information and tools related to loans and mortgages accessible online at www.credible.com (the “Site”).

Credible Nationwide Mortgage Licensing System Number 1681276.

Loan pricing data, rates, and fees are provided by third-party lenders (“Providers”).

Please review our Terms of Use and Privacy Policy for additional information as these documents govern your use of the Site. These documents describe how your information will be used and shared, and include other important provisions, such as one providing for arbitration of disputes.
 

Credible Operations, Inc. currently conducts business in the following states:


 

 

Alabama

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Alabama Mortgage Brokers License No. 22579


 

 

Alaska

Credible Operations, Inc. (d/b/a Credible), 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Alaska Mortgage Broker/Lender License No. AK1681276


 

Arizona

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Arizona Mortgage Broker License MB-1008754


 

 

Arkansas

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Arkansas Mortgage Brokers License No. 116139


 

 

California

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 60DBO78870/NMLS No. 1681276


 

 

Colorado

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Colorado Mortgage Company Registration Regulated by the Division of Real Estate, NMLS # 1681276


 

 

Connecticut

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Connecticut Mortgage Brokers License No. MB-1681276, Small Loan Company License No. SLC-1681276

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER


 

 

Delaware

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Licensed Mortgage Broker, Delaware Broker License No. 027531


 

 

District of Columbia

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Government of the District of Columbia Mortgage Broker License No. MLB 1681276


 

 

Florida

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Broker License MBR2582


 

 

Georgia

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Broker/Processor License/Registration No. 59409


 

Hawaii (Inactive)

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, 500 Ala Moana Boulevard, Suite 7400; Office 433, Honolulu, HI 96813, Hawaii Loan Originator Company License No. HI-1681276


 

 

Idaho

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Idaho Mortgage Broker/Lender License MBL-2081681276


Illinois

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701,

Residential Mortgage License No. MB.6761309

Department of Financial and Professional Regulation Division of Banking

555 West Monroe Street, 5th Floor

Chicago, IL 60661



General Inquiry Inquiries: 1-888-473-4858

Division of Banking Direct: 1-844-768-1713

TYY: 1-866-325-4949

Indiana

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Indiana Loan Brokers License No. 1681276

Iowa

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Broker License No. 0144


Kansas

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Kansas Mortgage Company License No. MC.0025523


Kentucky

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Kentucky Mortgage Loan Broker License No. MB700278


Louisiana

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Louisiana Residential Mortgage Lending License


Maine

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Loan Broker License No. 1681276


Maryland

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Lender License No. 23122


Massachusetts

Credible Operations, Inc.,110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Broker License No. MB1681276.

 

Michigan

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, First Mortgage Broker License No. FL0021898 and Second Mortgage Broker Registrant, No. SR0021899


Minnesota

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Minnesota Residential Mortgage Originator License No. MN-MO-1681276

CREDIBLE OPERATIONS, INC. IS NOT ACTING AS YOUR AGENT IN CONNECTION WITH OBTAINING A RESIDENTIAL MORTGAGE LOAN. WHILE CREDIBLE OPERATIONS, INC. WILL SEEK TO ASSIST YOU IN MEETING YOUR FINANCIAL NEEDS, WE CANNOT GUARANTEE THE LOWEST OR BEST TERMS AVAILABLE IN THE MARKET.

The information on this Website may not be considered by any person to be an offer to enter an interest rate lock-in agreement under Minnesota law.


Mississippi

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mississippi Mortgage Brokers License No. 1681276


Montana

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Montana Mortgage Broker License 1681276


Nebraska

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage banker License


Nevada

Credible Operations, Inc., 9205 W. Russell Road, Suite 240, Office 282, Las Vegas, NV 89148. Toll Free Ph. 855-413-9441, Local Ph. 702-839-4118, Nevada Mortgage Company License 5121. Credible Operations, Inc. operates as a licensed mortgage broker that works with consumers to identify loan options they may qualify for, accept loan requests and transmit them to lenders, assist in negotiating credit terms, and coordinate the loan process with the lender, borrower, and other parties or service providers if necessary.


 

Credible Operations, Inc. is a loan solicitor with an installment loan license issued by the Nevada Department of Business and Industry’s Financial Institutions Division. Our office at 110 Corcoran Street, Suite 151, Durham, NC 27701 operates under license number IL11139. Our office at 9205 Russell Road, Suite 240, Office 287; Las Vegas, NV 89148 operates under license number IL11138.


New Hampshire

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, New Hampshire Mortgage Brokers License No. 22876-MBR, Small Loan Lender License No. 22877-SM


New Jersey

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Licensed by the New Jersey Department of Banking and Insurance Residential Mortgage Broker License 1681276

New Jersey Consumer Finance Company License Number L072049


New Mexico

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, New Mexico Mortgage Loan Company License, NMLS No. 1681276


North Carolina

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Broker License No. B-177231

Loan Broker Registration No. 260


North Dakota

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Money Broker License MB103242


NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS, 2000 SCHAFER STREET, SUITE G, BISMARCK, NORTH DAKOTA 58501-1204.THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS HAS NOT PASSED ON THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER’S ABILITY TO ARRANGE ANY LOAN. COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS.


 

Ohio

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Ohio Residential Mortgage Lending Act Certificate of Registration, RM.804380.000


 

Oklahoma

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Oklahoma Mortgage Brokers License No. MB012194


 

Oregon

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701,

Oregon Mortgage Lending License No. ML 5648

Oregon Consumer Finance License 0456-001-C


Rhode Island

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Rhode Island Licensed Loan Broker, Rhode Island Loan Broker License No. 20204070LB


 

 

Pennsylvania

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Licensed by the Pennsylvania Department of Banking Mortgage Broker License No. 64682


 

Licensed by the Department of Banking and Securities as a Consumer Discount Company, License No. 81942


 

 

South Carolina

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, South Carolina DCA Mortgage Broker License


South Dakota

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, South Dakota Mortgage brokerage License No. MB.00055


 

Tennessee

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701,

Tennessee Mortgage License 143276

Tennessee Industrial Loan and Thrift Company Registration Number 167126


 

Texas (Mortgage)

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701,

NMLS No. 1681276


 

 

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST CREDIBLE OPERATIONS, INC OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

 

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.


 

Texas (Consumer Loans Regulated under Texas Finance Code Chapter 342)

Credible Operations, Inc., d/b/a Credible, 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Regulated Lender License Number 1700059795-164641


 

Utah

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Mortgage Entity Licenses 11082189 and 11351380

 


 

Vermont

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Licensed by the Vermont Banking Division - Mortgage Broker License No. 1428 MB

Loan Solicitation License LSO-1681276


 

 

Virginia

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Licensed by the Virginia Bureau of Financial Institutions – Broker License No. MC-6815


 

Washington

Credible Operations, Inc. (d/b/a Credible), 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Washington Consumer Loan Company License CL-1681276


 

West Virginia

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, West Virginia Mortgage Broker License No. MB-1681276


 

West Virginia Credit Services Organization License Number 481138


 

 

Wisconsin

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Wisconsin Mortgage Broker License No. 1681276BR


 

Wisconsin Consumer Act Registration Number 54510


Wyoming

Credible Operations, Inc., 110 Corcoran St. 5th Floor Suite 151, Durham, NC 27701, Wyoming Mortgage Broker License No. 3334


 

 

Credible Operations, Inc. does not act as a lender or credit provider. Credible Operations, Inc. will forward your loan request to participating Lenders and one or more Lenders may provide you with their loan product offers. Credible Operations, Inc. does not have relationships with all lenders in the market and cannot guarantee the lowest price or best terms available in the market.


 

 

Credible Operations, Inc. receives fees from participating Providers and may be paid for services performed or provided by us to the Provider.