INSURANCE
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& buy insurance online
Our Top Carriers
Average Savings
$406* plus
285 minutes!
Insurance “Comparison” Site
- Spam calls, re-directs
- Sells your information
- No support
- Fake quotes
Credible Insurance
- All online, buy instantly
- Secure, info never sold
- 24/7, at your service
- Buy from 40+ carriers
Local Insurance Agent
- Over the phone/in person
- Poor security, technology
- M-F, 9-5
- Limited options (1-5 carriers)
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Additional Products Offered
Our Process
How Credible works
Tell us about yourself
We analyze over 1.0 billion data points to determine your risks and needs based on geography, similar homes, and your preferences.
View custom-fit recommendations
We highlight the fine print for you. You can edit the recommendations to what you want.
Compare carriers & checkout
We show bindable quotes based on price, rating, and coverage. Save time and sleep well!
What does home insurance cover?
Type of coverage
Coverage amount
Dwelling
Damage to your home's structure
Your choice, but must meet mortgage lender requirements
Ideally 100% of home's replacement cost
Other structures
Damage to detached structures on your property, like a fence or gazebo
Typically 10% of dwelling coverage
Personal property
Damaged or stolen personal items, like electronics, clothing, and furniture
Typically 50% to 70% of dwelling coverage
Additional living expenses
Temporary expenses if your home becomes uninhabitable, like hotels stays and meals
Typically 20% of dwelling coverage
Personal liability
Legal expenses if someone sues you for damage to property or personal injuries
Typically a minimum of $100,000
Ideally at least $300,000 to $500,000
Medical payment to others
Medical expenses if someone who doesn’t live with you injures themselves on your property
Typically between $1,000 and $5,000