Skip to Main Content
A well maintained and attractive two-story home.


The best way to compare
& buy insurance online

  • Save $406* and 285 minutes on average
  • Shop 11 insurance carriers at one time*
Can't find the address? Enter it manually

Our Top Carriers

Average Savings

$406* plus
285 minutes!

Insurance “Comparison” Site

  • Spam calls, re-directs
  • Sells your information
  • No support
  • Fake quotes

Credible Insurance

  • All online, buy instantly
  • Secure, info never sold
  • 24/7, at your service
  • Shop 11 insurance carriers at one time*

Local Insurance Agent

  • Over the phone/in person
  • Poor security, technology
  • M-F, 9-5
  • Limited options (1-5 carriers)

Featured on

  • Yahoo
  • Venture Beat
  • Wall Street Journal
  • Tech Crunch
  • Money

Additional Products Offered

Our Process

How Credible works

  1. Tell us about yourself

    We analyze over 1.0 billion data points to determine your risks and needs based on geography, similar homes, and your preferences.

    Potential environmental risks for a given home address
  2. View custom-fit recommendations

    We highlight the fine print for you. You can edit the recommendations to what you want.

    Our dynamic and customizable online insurance form
  3. Compare carriers & checkout

    We show bindable quotes based on price, rating, and coverage. Save time and sleep well!

    Sample top quotes from the following carriers: Hippo, Progressive, and State Auto

What does home insurance cover?

Type of coverage

Coverage amount


Damage to your home's structure

  • Your choice, but must meet mortgage lender requirements

  • Ideally 100% of home's replacement cost

Other structures

Damage to detached structures on your property, like a fence or gazebo

Typically 10% of dwelling coverage

Personal property

Damaged or stolen personal items, like electronics, clothing, and furniture

Typically 50% to 70% of dwelling coverage

Additional living expenses

Temporary expenses if your home becomes uninhabitable, like hotels stays and meals

Typically 20% of dwelling coverage

Personal liability

Legal expenses if someone sues you for damage to property or personal injuries

  • Typically a minimum of $100,000

  • Ideally at least $300,000 to $500,000

Medical payment to others

Medical expenses if someone who doesn’t live with you injures themselves on your property

Typically between $1,000 and $5,000