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Credible Reviews

Customers are recommending and reviewing Credible very highly overall. Many Credible loan reviews boast about how quick and easy the process was. Some customers say they were previously turned down for a loan with other companies, but qualified for a loan with Credible’s vetted partner lenders.



Highly Recommend

Credible was fast, efficient, and easy to work with!

See Skchad's review

One of the best mortgage experiences I have ever had.

Staff was top notch and very responsive. Would recommend!

See C. Rice's review

Excellent dashboard to view and understand rates.

Out of all the other sites I tried, Credible was the most intuitive and easy to use.

See Wynn's review

Personal Loans


Really helped me consolidate

my high interest credit cards.

See Unknown TX's review

Excellent Experience

Overall, I had an excellent experience utilizing Credible to obtain a Personal Loan...

See Andrew's review

One-Stop-Shop for Loan Shopping

Credible was my one-stop-shop when it came to researching the market for loan rates and monthly payments for...

See Sean's review

Student Loans



You really helped me find the right student loan. After visiting all my local branches and being discouraged you were a big help without the hassle.

See Melissa's review

Great experience

We needed a student loan for the Spring and Summer college sessions. It was very easy to shop for loans that fit our needs with good...

See Suzanne's review

Student Loan Savior!

Really helped me figure out my student loans! Fast, convenient, and easy to understand.

See Madison's review

Student Loan Refinancing


Don’t put it off!

Credible made the process of refinancing very manageable and easy to understand. The customer service and follow up calls from a...

See Abigail's review

Easy and simple way to shop for the best rate!!

I am so glad that I decided to use to search for student loan refinancing options...

See Stephanie's review

Service As Expected

I heard about your company on the radio. I needed to lower the interest rate on an old college loan I've been carrying way too long so I decided to...

See Mike's review

More Reviews

Here’s a more in-depth look at what people are saying about Credible.


Found the personal loan with the best…

Found the personal loan with the best chabce of approval at the lowest rate ava...

See Herman Pagay's review


Service, response, funding

See AM's review

So easy to apply

It was very easy to apply I was able to look at multiple options and the probabi...

See A Turner's review
7,049 reviews on

About Credible

Credible is an online loan origination marketplace and fin-tech company headquartered in San Francisco. It offers users the ability to compare rates from multiple lenders and multiple products, such as:

Student LoansRefinance Student LoansPersonal LoansHome LoansMortgage Refinancing

What makes Credible different from other loan marketplaces

Credible is different from other marketplaces and other mortgage brokers. Here’s how:


You’ll receive personalized rates. Credible derives rates from lenders’ actual underwriting models (unless you're shopping for personal loans, then the lenders themselves do this) to give you the best sense of your loan options. It takes less than 3 minutes to see your prequalified rates on


Your credit score is not impacted. Using Credible, consumers see all the rates for which they prequalify. These rates are based on the information they provide and a soft credit pull (which doesn’t impact their credit) unless you choose to move forward with a loan you’ve chosen, then there will be a hard credit check that can affect your credit score.


Your information is secure and safe. Credible will not contact you unless you choose to move forward with a lender and loan product. With other sites, consumer data is sent or sold to multiple lenders, often resulting in unexpected and unwanted phone calls and texts from these lenders.

Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.