Customers are recommending and reviewing Credible very highly overall. Many Credible loan reviews boast about how quick and easy the process was. Some customers say they were previously turned down for a loan with other companies, but qualified for a loan with Credible’s vetted partner lenders.
Student Loan Refinancing
Here’s a more in-depth look at what people are saying about Credible.
What makes Credible different from other loan marketplaces
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
You’ll receive personalized rates. Credible derives rates from lenders’ actual underwriting models (unless you're shopping for personal loans, then the lenders themselves do this) to give you the best sense of your loan options. It takes less than 3 minutes to see your prequalified rates on Credible.com.
Your credit score is not impacted. Using Credible, consumers see all the rates for which they prequalify. These rates are based on the information they provide and a soft credit pull (which doesn’t impact their credit) unless you choose to move forward with a loan you’ve chosen, then there will be a hard credit check that can affect your credit score.
Your information is secure and safe. Credible will not contact you unless you choose to move forward with a lender and loan product. With other sites, consumer data is sent or sold to multiple lenders, often resulting in unexpected and unwanted phone calls and texts from these lenders.
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.