Reina Marszalek

Pause your loan payments: A deferment can allow you to pause your loan payments, providing relief during a financial hardship.
Avoid a default: When you miss payments and default, it can impact your credit score. A deferment allows you to pause and resume payments, keeping your loan account intact.
Avoid credit score damage: A loan deferment is not considered a negative mark by FICO, so it won’t hurt your credit score.

10+ years in editing and writing.
Work has appeared on Forbes Advisor, USA TODAY Blueprint, Buy Side WSJ, and Policygenius.

Bio and experience

Reina Marszalek is a writer and editor with more than 10 years of experience in SEO content, marketing copy, and editorial strategy.

Before joining Credible as the senior editor for mortgages, she was the managing editor and life insurance expert at Policygenius, overseeing life and disability insurance content and senior editor at DoctorOz.com, where she created health and wellness content.

Education

Reina earned a bachelor’s degree in English from Binghamton University (SUNY) and a master’s degree in creative writing from Kingston University London.