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Rewards calculator

Annual Rewards amounts will change based on the amounts you enter. Default numbers are based on U.S. national average spend.

Card networks

Financial Institutions

Cash Back Credit Cards

Cash back credit cards put money back in your pocket every time you use your card to make a purchase. Cash back cards typically earn you 1% - 2% on your everyday purchases, with some cards offering a higher percentage on category specific spending like gas or groceries. Some cards are from partners of Credible.

Advertiser Disclosure

Advertiser Disclosure:

Many of the card offers that appear on this site are from companies from which Credible receives compensation. This compensation does not impact how or where products appear on the site.

Credible does not include all card companies or all card offers available in the marketplace.

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  • Wells Fargo Propel American Express® Card

    Apply Now

    on Wells Fargo's website

    • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months that's a $300 cash redemption value
    • Earn 3X points for eating out and ordering in
    • Earn 3X points for travel including flights, hotels, homestays and car rentals
    • Earn 1X points on other purchases
    • $0 Annual Fee
    • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions
    See more details on Wells Fargo Propel American Express® Card

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    $0

    $300

    1 Point Per Dollar

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

    Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value

    Credible estimates the dollar value of the welcome offer by converting points to dollars when appropriate. View Credible’s Rewards Point Value list and methodology.

  • Chase Freedom Unlimited®

    Apply Now

    on Chase's website

    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee
    See more details on Chase Freedom Unlimited®

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    $0

    $150

    1.5% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Credible estimates the dollar value of the welcome offer by converting points to dollars when appropriate. View Credible’s Rewards Point Value list and methodology.

  • BankAmericard Cash Rewards™ Credit Card

    Apply Now

    on Bank of America's website

    • No annual fee.
    • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • No changing categories and no expiration on rewards.
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    • The information related to BankAmericard Cash Rewards Credit Card credit card has been compiled by Credible and has not been reviewed or provided by the issuer of this card.
    See more details on BankAmericard Cash Rewards™ Credit Card

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    $0

    $150

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

    NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.

    Credible estimates the dollar value of the welcome offer by converting points to dollars when appropriate. View Credible’s Rewards Point Value list and methodology.

  • Chase Freedom®

    Apply Now

    on Chase's website

    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Enjoy new 5% categories each quarter
    • Unlimited 1% cash back on all other purchases - it's automatic
    • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee
    See more details on Chase Freedom®

    Show more

    $0

    $150

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

    Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.

    Credible estimates the dollar value of the welcome offer by converting points to dollars when appropriate. View Credible’s Rewards Point Value list and methodology.

Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which Credible receives compensation. This compensation does not impact how or where products appear on the site. Credible does not include all card companies or all card offers available in the marketplace.

Credible's credit card marketplace, like Credible's other product verticals (student loan refinancing, private student loans and personal loans), is designed to provide you a free and transparent platform that allows you to make side-by-side comparisons of financial products so that you can make educated decisions as to what product best suits your needs. Credible is not a bank, lender or credit card issuer. Credible strives to keep the information contained on the site accurate and up-to-date. All information contained in the site is provided without warranty or guarantee. The information on the bank, lender or card issuer's ("financial institution") site may be different than the information on the Credible site. Products and offers are subject to change and the offers and terms displayed may not be available to all consumers. When evaluating products and offers, please review the financial institution's website for current information, as well as all terms of service and the specific terms and conditions of each product and offer prior to applying for the product.