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Rewards calculator

Annual Rewards amounts will change based on the amounts you enter. Default numbers are based on U.S. national average spend.

Card networks

Financial Institutions

Cash Back Credit Cards

Cash back credit cards put money back in your pocket every time you use your card to make a purchase. Cash back cards typically earn you 1% - 2% on your everyday purchases, with some cards offering a higher percentage on category specific spending like gas or groceries. Some cards are from partners of Credible.

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  • Blue Cash Preferred® Card from American Express

    Apply Now

    on American Express's website

    Terms apply. Rates and fees.

    • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
    • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
    • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
    • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
    • $95 annual fee.
    • Terms Apply.
    See more details on Blue Cash Preferred® Card from American Express

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    $95

    $200

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • Discover it® Cash Back

    Apply Now

    on Discover Card's website

    Terms apply. Rates and fees.

    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
    • Earn unlimited 1% cash back on all other purchases – automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • Use your rewards at Amazon.com checkout.
    • Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
    • No annual fee.
    See more details on Discover it® Cash Back

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    $0

    $0

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • NHL® Discover it®

    Apply Now

    on Discover Card's website

    Terms apply. Rates and fees.

    • Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
    • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
    • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
    • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
    • No annual fee.
    See more details on NHL® Discover it®

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    $0

    $0

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • Wells Fargo Cash Wise Visa® Card

    Apply Now

    on Wells Fargo's website

    • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
    • Earn unlimited 1.5% cash rewards on purchases
    • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.74%-26.74% variable APR; balance transfer fees apply
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions
    See more details on Wells Fargo Cash Wise Visa® Card

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    $0

    $200

    1.5% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • Chase Freedom Unlimited®

    Apply Now

    on Chase's website

    • Unlimited 1.5% cash back on every purchase - it's automatic
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee
    See more details on Chase Freedom Unlimited®

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    $0

    $150

    1.5% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • Blue Cash Everyday® Card from American Express

    Apply Now

    on American Express's website

    Terms apply. Rates and fees.

    • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
    • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
    • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
    • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
    • No annual fee.
    • Terms Apply.
    See more details on Blue Cash Everyday® Card from American Express

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    $0

    $150

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • Discover it® chrome

    Apply Now

    on Discover Card's website

    Terms apply. Rates and fees.

    • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
    • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
    • 100% U.S. based customer service.
    • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
    • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
    • No annual fee.
    See more details on Discover it® chrome

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    $0

    $0

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

  • BankAmericard Cash Rewards™ Credit Card

    Apply Now

    on Bank of America's website

    • No annual fee.
    • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • No changing categories and no expiration on rewards.
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    • The information related to BankAmericard Cash Rewards Credit Card credit card has been compiled by Credible and has not been reviewed or provided by the issuer of this card.
    See more details on BankAmericard Cash Rewards™ Credit Card

    Show more

    $0

    $150

    1% Cash Back

    Annual Fee

    Welcome
    Offer Value

    Rewards Rate

Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which Credible receives compensation. This compensation does not impact how or where products appear on the site. Credible does not include all card companies or all card offers available in the marketplace.

Credible's credit card marketplace, like Credible's other product verticals (student loan refinancing, private student loans and personal loans), is designed to provide you a free and transparent platform that allows you to make side-by-side comparisons of financial products so that you can make educated decisions as to what product best suits your needs. Credible is not a bank, lender or credit card issuer. Credible strives to keep the information contained on the site accurate and up-to-date. All information contained in the site is provided without warranty or guarantee. The information on the bank, lender or card issuer's ("financial institution") site may be different than the information on the Credible site. Products and offers are subject to change and the offers and terms displayed may not be available to all consumers. When evaluating products and offers, please review the financial institution's website for current information, as well as all terms of service and the specific terms and conditions of each product and offer prior to applying for the product.