The following terms and conditions (“Terms”) relate to the Credible Labs Inc.’s (“Credible”) “Best Rate Guarantee” promotion (the “Promotion”). By participating in the Promotion, you (“you” or Participant”) represent and warrant that you have read and agree to these Terms, as well as Credible’s Terms of Use and Privacy Policy. Capitalized terms, unless defined herein, shall take their meaning from the Terms of Use and Privacy Policy. Credible reserves the right to modify or amend the Promotion at any time without prior notice. If we amend these Terms, we will post the modification on the “Credible Website” (at www.credible.com), which Terms are effective upon posting. Continued participation in the Promotion after any amendment will constitute consent to such Terms. Claims will be processed in accordance with the Terms in effect on the date a Claim is made.