We’re on a mission to help you make better borrowing decisions
We’re on a mission to help you make better borrowing decisions
Our Values
It's good to be different
We set ourselves apart by focusing on what we believe really matters: you!
We don’t sell your information
Checking rates won’t affect your credit score
We earn trust by being transparent & honest
First time refinancing a loan
Credible made it simple and easy for me. Super quick response time for any questions I had during the process!
See Jenna's reviewSmooth and seamless
Within minutes I had a great rate. The best part was I was able to select my rate, length of term and due date. Getting a loan in the past took days.
See Daniel's reviewExcellent
Excellent! Highly recommend using credible! It was so easy and so fast to lower the interest rate on my student loans.
See Samantha's reviewIndividual experience may vary.
Our Story
It all started with an idea
Build an ethical personal finance marketplace that actually works for consumers.
We wanted to help people make better borrowing decisions by simplifying the process of comparing and taking out loans.
Before Credible, consumers had to endure the process of creating accounts and sharing their data with multiple lenders to find the best personalized rate.
Our platform connects with dozens of lenders and all three national credit bureaus. We help you compare personalized rates from multiple lenders, all in one place. We do all this without sharing your data or harming your credit score!
Our Founder and CEO
Meet Stephen Dash
Stephen saw an opportunity to help Americans who are burdened with student debt, something that wasn't a problem for Australians, like himself. And with that, Credible was born.
Stephen has led Credible’s strategy and execution since inception, raising more than US$150 million in capital, launching the Student Loan, Personal Loan and Mortgage Marketplaces, and growing the Credible team to more than 350 people.
Prior to founding Credible, Stephen was an Investment Banker at J.P. Morgan and a Co-founder of Quickcharge Media.
Our Impact
We're making a difference
2021 was a tough year, but we tried to make it a little easier.
In 2021 we helped over
55,690 people
save money on their loans
We saved our customers
over $92 million
in interest on their loans
Leadership
Meet our team
Our Timeline
We've accomplished a lot
2012
Credible was founded in San Francisco.
2013
We did a lot of research, brainstorming, designing, coding, and made a lot of phone calls - all from a tiny apartment. Credible is in the works!
2014
Credible launches the first marketplace for student loan refinancing!
2015
We expand our marketplace to include private student loans to help parents and students achieve the dream of going to college.
2016
Credible leverages its platform to offer personal loans, allowing consumers to request prequalified rates from multiple lenders in 3 minutes!
2017
Credible opens its East Coast headquarters in Durham, NC and in the same year goes public on the Australian Securities Exchange (ASX). It is the largest technology IPO of 2017!
2018
We expand our marketplace to offer mortgages in order to help our customers achieve the dream of home ownership!
2019
In October, Fox Corporation acquires a majority interest in Credible, helping us spread the word about our marketplaces.
2020
Credible's mortgage marketplace starts to grow fast, and we open offices in Kansas City, and Las Vegas. Credible now has mortgage licenses in 47 states.
2021
Credible welcomes team member #350 and expands our marketplace to include home and auto insurance. Very exciting things to come...!
In the press
Looking for Credible news?
Credible is regularly featured in news platforms as a trusted personal finance source. We wanted to list some of our favorites.
Want to make an impact too?
We'd love to have you. Learn more about the wonders of Credible.
Resources
We’ve got a lot more to offer. Explore our blog to learn more about financing or read more about us in the press.
Go ahead, we don’t mind at all.