Some cards are from Credible partners.
In order to choose the best travel credit card, you need to first figure out what you’re looking to get out of it. Are you wedded to a particular airline or hotel brand? Or, do you like to keep your options open and play the field? Be prepared to ask yourself these very important questions. But don’t worry — we’ve done the analysis for you.
We compared a variety of different cards, evaluating them based on their annual fees, rewards rates, APRs, travel perks, and other details, to bring you some of the best travel credit cards of 2018.
Best for frequent flyers looking to earn miles
$95 Annual Fee
Fee waived the first year
$625 Welcome Offer Value
As of 05/2018
1 Point Per Dollar
Chase Sapphire Preferred® Card
on Chase's website
Offering 2x points on travel and dining purchases, no foreign transaction fees, and 25% more in value when rewards points are redeemed for travel, the Chase Sapphire Preferred® is a frequent traveler’s dream card.
Come for the 50,000 point sign-up bonus (as long as you spend $4,000 in the first three months), and stay for the 2X points on travel and dining, and 1 point per dollar spent on all other purchases. Also, the Chase Sapphire Preferred® waives the $95 annual fee for the first year.
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
The Chase Sapphire Preferred® is a great general travel rewards card, but it doesn’t offer benefits like free checked bags and priority boarding, which some airline specific cards offer. And if you don’t spend much money on travel and dining, that $95 annual fee might not be worth it for you.
Want to know more about the Chase Sapphire Preferred®? Read our full review here.
Best for no annual fee
$0 Annual Fee
Fee for maintaining card
$160 Welcome Offer Value
As of 05/2018
1.5 Points Per Dollar
BankAmericard Travel Rewards® Credit Card
on Bank of America's website
The BankAmericard Travel Rewards® credit card helps cardholders earn 1.5X points per $1 spent, with annual fee of $0.
Further good news for Bank of America, Merrill Lynch, or Merrill Edge customers — you can earn a bonus of 10% to 75% when you redeem, depending on how much you have in your accounts.
If you’re looking for an easy way to earn rewards on everyday spending, and earn 20,000 bonus points when you spend $1,000 within 90 days of opening your account, the BankAmericard Travel Rewards® credit card might be the credit card for you.
- No annual fee, no foreign transaction fees
- Unlimited points, earned at a rate of 1.5 points per $1 spent
- 20,000 bonus points, or $200 back, when you spend at least $1,000 on the card within 90 days of opening the account
Those who want to redeem their points for non-travel related rewards may want to look elsewhere, as will big spenders who stand to earn rewards at a greater rate.
Is the BankAmericard Travel Rewards® card right for you? Read our full review here.