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Some cards are from Credible partners.

Not having to worry about interest, even for a limited time, can help you regain control of your debt or help you make that big purchase you’ve been waiting to make.

While a 0% introductory APR card can be very helpful, it’s important to remember that these cards don’t make you more liquid than you actually are! So remember that you’re still borrowing this money, and are responsible for paying your balance back.

Take a look at some of the best 0% introductory interest credit cards below.

Best 0% cards

Best sign up bonus

BankAmericard Travel Rewards® Credit Card

Apply Now

on Bank of America's website


With the BankAmericard Travel Rewards Credit Card, cardholders can take advantage of 12 months of 0% APR, earn 1.5 points for every $1 spent, and redeem points for any travel related expenses, without any date or vendor restrictions.

Get it

For a high-rewards credit card that has no annual fee, no APR for 12 months and no foreign transaction fees, look no further than the BankAmericard Travel Rewards Credit Card.

Key highlights

  • No annual fee, no foreign transaction fees
  • Unlimited points, earned at a rate of 1.5 points per $1 spent
  • 20,000 bonus points, or $200 back, when you spend at least $1,000 on the card within 90 days of opening the account

Skip it

Frequent travelers may get more bang for their buck with another travel rewards card. So, you need to ask yourself, am I looking for a travel card or a 0% intro APR card that has travel -related benefits. It is also important to note that the 12 month introductory 0% APR period also doesn’t include balance transfers or cash advances.

Is the BankAmericard Travel Rewards Credit Card right for you? Read our full review here.