The goal of the Credible blog is to help our readers get up to speed on issues surrounding student loans, mortgage, and personal finance, so you can make informed decisions.

Credible is fiercely independent and so are our writers and staff. We’re here to help you stay on top of the latest news, trends, concepts, and changes in policy and regulations.

Our Staff

Jamie Young

Managing Editor

  • Writer and editor for online media for 8 years
  • Financial journalist for 5+ years
  • Debt-free since 2018

Bio and experience

Jamie Young is a Credible authority on personal finance, covering everything from student loans to personal loans, general finance, and more. Previously she was Deputy Editor and writer for Student Loan Hero and LendingTree.

Jamie is passionate about finance, technology, and the Oxford comma. She enjoys helping people understand complicated financial topics so that they can become confident and take control of their finances.

Her work has appeared on some of the best-known media outlets including Time, CBS News, Huffington Post, Business Insider, AOL, MSN, and more.

In her free time, Jamie’s an avid board game geek who watches way too many true crime documentaries.

Education

Jamie studied Mass Communications at Middle Tennessee State University, with a focus in Journalism and Media Studies. She specialized in writing, editing, and reporting for digital media.


Evelyn Pimplaskar

Managing Editor

  • 30+ years of experience writing, editing and creating content
  • Financial writer and editor for more than 10 years
  • Versatile tax, savings and checking, mortgage and personal loan writer

Bio and experience

Evelyn Pimplaskar is managing editor, media partnerships for Credible. Her career has spanned nearly every form of writing and editing, from newspaper and magazine articles, to press releases, case studies, and online content. She’s covered topics ranging from volatile local elections and tools to dissuade birds from roosting on commercial buildings, to income taxes, investing, borrowing, and saving.

Considering how little money she had in the early days of her professional life, Evelyn would have scoffed back then at the thought she’d eventually find her niche in finance. But she honed her money skills through years of trial and error (lots of error), and by grabbing every opportunity to learn about finances from people with more knowledge (and money) than she.

Prior to joining Credible, Evelyn was a tax editor at Credit Karma. Her diverse career includes work as a content marketer, vice president and managing officer of a boutique public relations agency, chief copy editor for 14 weekly Forbes publications, reporting for large and mid-sized daily newspapers, and freelancing for the Associated Press.

Education

Evelyn holds a bachelor’s in journalism from Rowan University in Glassboro, New Jersey.


Ashley Harrison

Editor

  • Writer and editor for online financial media for 3 years
  • Bachelor’s degree in English (emphasis on creative writing)
  • Serial user of the Oxford comma

Bio and experience

As a Credible authority on personal finance, Ashley Harrison has covered topics that include student loans, personal loans, and more. She’s been an editor and editorial assistant in the online personal finance space for three years. Previously, she freelanced as a finance copy editor and was an editorial assistant at Student Loan Hero and LendingTree.

Ashley’s a massive horror fan (yes, she wrote her senior thesis on Edgar Allan Poe and Stephen King), and her short story “The Box” was produced by the award-winning NoSleep Podcast. She spends most of her free time scaring herself with spooky tales, playing video games ranging anywhere from “The Legend of Zelda” to “Outlast,” and petting Salem, her black cat.

Education

Ashley studied English at Dixie State University, with an emphasis in Creative Writing. She edited for and contributed to the student newspaper as well as directed and produced student films.


Chris Jennings

Editor

  • Writer and editor in the online financial media space for 4+ years
  • Bachelor’s degree in English
  • Proponent of the em dash

Bio and experience

As a Credible authority on mortgages and personal finance, Chris Jennings has covered topics that include mortgage loans, mortgage refinancing, and more. He’s been an editor and editorial assistant in the online personal finance space for four years, and his work has appeared in Fox Business. Before coming to Credible, he worked as a digital editor at GOBankingRates.

Chris takes pride in making challenging mortgage topics more accessible to the first-time homebuyer so that they feel empowered and confident in their journey toward owning a home.

When he’s not on the clock, he spends his time reading, writing fiction, watching sports, and browsing Zillow for homes he cannot afford.

Education

Chris received his bachelor’s degree in English from Illinois State University. While there, he edited for and contributed a weekly sports column to the student newspaper.


Ashley Cox

Editor

  • Personal finance editor for digital media for 3 years
  • Corporate retail and marketing communications for 3+ years
  • News editor and reporter for 3 years

Bio and experience

Ashley has edited a variety of digital personal finance content for the past three years, including credit cards, mortgages, personal loans, student loans, and more. She is passionate about helping people learn more about personal finance so that they can empower themselves and achieve their financial goals.

Ashley began her career as a journalist, working as a reporter and editor for print and broadcast news outlets. She also has a background in corporate retail communications, where she focused on web content and marketing communications development. Most recently before joining Credible, she was a copy editor at Credit Karma.

When she’s not editing, Ashley volunteers with a Great Dane rescue, takes trapeze classes (where she daydreams about running away and joining the circus), and hikes the beautiful mountains of Western North Carolina.

Education

Ashley earned a bachelor’s degree in journalism and mass communication from Samford University.


Kelly Larson

Editor

  • Writer and editor for 9 years
  • Bachelor’s degree in English Literature
  • Financial editing experience in both the online media and app spaces

Bio and experience

Kelly Larsen has written and edited content that spans many personal finance topics, including buying a home, saving for retirement, and paying off student loans. She first started learning about the world of finance through her work at Finance101.com. In 2020, Kelly helped launch Paven, a financial well-being app.

Kelly’s diverse background includes working as a copywriter for an online driving school, writing a weekly column for an end-of-life blog, and proofreading nonfiction books on topics such as crocheting.

When she’s not helping others learn more about personal finance, she enjoys playing tennis and hanging out with her dog, Henry.

Education

Kelly holds a bachelor’s degree in English Literature from San Francisco State University.


Lauren Hamer

Assistant Editor

  • Writer and editor for 4+ years
  • Paid off student loans in six months
  • Nerdy about words, good stories, and the Oxford comma

Bio and experience

Lauren Hamer is a Credible authority on personal finance. Her work has been featured by MSN, AOL, Yahoo Finance, Fox Business, Glassdoor, The Muse, and more.

Prior to Credible, Lauren worked as a personal finance and career staff writer and a freelance copywriter for dozens of e-commerce start-ups. She is also a Certified Professional Resume Writer who has helped more than 500 job seekers land higher-paying jobs through her career coaching business, LaunchPointResume.com.

When Lauren is not writing, you will find her wandering the North Carolina mountains trying to escape WiFi signal with her rescue dog, Lyle.

Education

Lauren earned a bachelor’s degree in Psychology and Special Education from Appalachian State University.


Contributing writers

Taylor Medine

Contributing Writer

  • Certified Financial Education Instructor
  • Personal finance writer with over seven years of experience
  • Bylines in USA Today, Bankrate, Business Insider, Credit Karma, Reviewed.com, and more

Bio and experience

Taylor Medine is a finance writer with over seven years of experience writing books, courses, guides, and articles that demystify personal finance topics, such as how to repay debt, build credit, shop for credit cards, and more.

In 2013, Taylor started documenting her efforts to stretch a dollar as a recent college grad on a personal blog while working in the hospitality and property management industries. Eventually, her passion for finance writing grew into a full-time career.

Her work has been published in Bankrate, USA Today, Business Insider, Credit Karma, and more. She’s also the author of The 60-Minute Money Plan, a self-published intro to budgeting guide for people who hate budgeting.

Education

Taylor Medine holds a Bachelor of Science in Tourism and Hospitality Management degree from Temple University.


Dori Zinn

Contributing Writer

  • Covering personal finance for nearly a decade
  • Bylines in Wirecutter, Quartz, Bankrate, Credit Karma, Huffington Post, and more
  • Past president of the Florida chapter of the Society of Professional Journalists

Bio and experience

Dori Zinn has been a resident expert in personal finance for nearly a decade. Her writing has appeared in Wirecutter, Quartz, Bankrate, Credit Karma, Huffington Post, and more. She previously worked as a staff writer at Student Loan Hero.

Zinn is the past president of the Florida chapter of the Society of Professional Journalists and won the national organization’s “Chapter of the Year” award two years in a row while she was head of the chapter. She graduated with a bachelor’s degree from Florida Atlantic University and currently lives in South Florida.

Education

Dori received a Bachelor’s degree in Multimedia Studies from Florida Atlantic University.


Emily Guy Birken

Contributing Writer

  • Retirement expert
  • Expert in behavioral finance
  • Over 10 years of experience in financial journalism
  • Author of five books on personal finance

Bio and experience

Emily started as a blogger-for-hire in 2010, during a brief pause from teaching high school English that became permanent. She has written about every money topic under the sun, from budgeting to retirement, has been featured on Forbes, Kiplinger’s, Huffington Post, MSN Money, and The Washington Post online, and authored 5 books.

Emily’s background in education allows her to make complex financial topics relatable and easily understood by the layperson. Thanks to her lifelong fascination with the psychology of money, she focuses on helping her readers understand the why of money, and not just the what and how. Emily lives in Milwaukee with her engineer husband, two elementary-aged sons, a retired racing greyhound, and a cat that doubles as a throw pillow.

Education

Emily studied French Literature and English with an emphasis in creative writing at Kenyon College. She has a Master’s of English Education from The Ohio State University.


Daria Uhlig

Contributing Writer

  • Writer and editor with over 25 years of editorial experience
  • Expertise in personal finance and real estate
  • Practicing Realtor

Bio and experience

Daria Uhlig has more than a decade of experience writing and editing for personal finance, specializing in real estate and mortgage content. Her bylines have appeared on The Motley Fool, USA Today, MSN Money, CNBC, and Yahoo! Finance. She previously worked as a freelance contributor to The Oxford English Dictionary.

Daria is also a Realtor in Maryland where she has lived since 2011. In her free time, she can often be found camera in hand, photographing people and places on Maryland’s Eastern Shore.

Education

Daria studied mass communications at Centenary University in New Jersey.


Kim Porter

Contributing Writer

  • Credit and mortgage expert
  • Financial journalist for 10 years serving two dozen media outlets across the U.S.
  • Bachelor’s degree in journalism with a minor in Asian studies

Bio and experience

Kim Porter started writing about personal finance a decade ago, when she and her husband had about $150,000 in student loan debt. They are now debt-free homeowners who love to travel. Porter is an expert in credit, mortgages, student loans, and debt management.

In addition to covering mortgages for Credible, she’s a regular contributor for personal finance websites including U.S. News & World Report, Reviewed.com, Bankrate, and Credit Karma. An avid traveler and runner, she plans to complete a race on each of the seven continents.

Education

Kim received her bachelor’s degree in journalism with a minor in Asian studies from the University of Florida. She’s studied Mandarin in China and German in Switzerland.


Amy Fontinelle

Contributing Writer

  • Leading personal finance writer with nearly 15 years of journalism experience
  • Mortgage, insurance, and credit card expert
  • Finished college in three years to save money, and still graduated with honors

Bio and experience

Amy Fontinelle has been a personal finance journalist since 2006. Her work has been published by Forbes Advisor, The Motley Fool, Investopedia, International Business Times, MassMutual, and more.

Amy cares about making challenging personal finance topics easy to understand so people feel empowered to manage their finances and don’t get taken advantage of. She wants everyone to experience the peace of mind and freedom that come from financial security.

Amy spends much of her free time in the kitchen making her own pizza dough and ricotta cheese.

Education

Amy earned her bachelor’s degree in Spanish from Washington University in St. Louis and a certificate in journalism from the University of California, Los Angeles.


Josh Patoka

Contributing Writer

  • Financial writer for 5+ years
  • Paid off student loans six years early
  • Likes to earn passive income

Bio and experience

Josh’s work has been published on Fox Business and several award-winning personal finance blogs including Well Kept Wallet, Wallet Hacks, and Frugal Rules. He became aggressive with paying off debt and learning better money management skills during the 2008 Great Recession. He is now debt-free and uses his personal experience to help others looking for money answers and to avoid financial stress.

In his free time, Josh enjoys being outside with his children or reading a good book. One of his favorite experiences was a semester study abroad in Sevilla, Spain.

Education

Josh earned a Bachelor of Arts in International Studies with a minor in Spanish and graduated with academic distinction from the Virginia Military Institute.


Angela Brown

Contributing Writer

  • 9+ years’ experience writing in the personal finance and real estate sectors
  • Professional writer for 15+ years including work as a reporter and copy editor
  • Bachelor’s degree in journalism

Bio and experience

Angela hates math (and hot dogs). But she loves money. She also loves helping people figure out how to reduce their expenses and invest wisely. Angela has an exhaustive background in personal finance topics including reverse mortgages, refinancing, personal loans, credit scores, debt, and student loans. Her work is published on Fox Business, LendingTree, 1800 Flowers, and FinanceBuzz.

When she’s not working, Angela loves planning Disney trips, reading a good book, and spending time with her family.

Education

Angela earned her bachelor’s degree in Communications from Brigham Young University—Idaho.


Past contributors

Matt Carter

Staff Writer

Matt Carter

  • Journalist with 20 years of experience
  • Focus on technology and financial services
  • Not a fan of parent PLUS loans

Bio and experience

As a writer, editor and student loan authority for Credible, Matt Carter brings his experience as a journalist to bear tracking financial industry trends of importance to consumers. At Credible, Matt produces news and analysis pieces intended to help consumers stay abreast of trends and make smart decisions about borrowing and managing their existing debt.

Analysis pieces that Matt has contributed to have been featured by national publications including CNBC, CNN Money, Consumer Reports, Money, USA Today, U.S. News & World Report, The New York Times, The Wall Street Journal, The Washington Post, and Yahoo Finance.

Before coming to Credible, Matt covered mortgages, title insurance and real estate services for Inman.com, a national real estate news service. A four-part series he wrote on the collapse of subprime mortgage lending won a first-place award from the National Association of Real Estate Editors (NAREE). In 2014, when Matt was managing editor, NAREE named Inman.com the best website for real estate news.

Education

Matt studied journalism at San Francisco State University, contributing to the student newspaper and interning at the Oakland Tribune.


Kat Tretina

Contributing Writer
Kat Tretina

  • Financial writer with over 7 years of experience
  • Bachelor’s and master’s degrees in Communications
  • Paid off student loans years ahead of schedule

Bio and experience

Kat Tretina is an authority on student loans. After dealing with student loans and medical debt herself, Kat Tretina is focused on helping people conquer their debt and boost their incomes. A former writer for Student Loan Hero, she’s obsessed with finding creative ways to earn extra money — her favorite is a guy who made $600 per month selling crickets online.

She also writes about investing, saving, and finding ways to pay for college without student loans. Her work has been featured in The Huffington Post, Entrepreneur, MarketWatch, and more.

Education

Kat received her master’s degree in Communications from West Chester University.


Lindsay VanSomeren

Contributing Writer
lindsay vansomeren author

  • Personal finance writer since 2015
  • Knows what it’s like to have money problems
  • Paid off student loans 15 years ahead of schedule
  • Specializes in budgeting, credit, insurance, and loans

Bio and experience

Lindsay’s claim to fame is that she used to be bad at money, so she knows what it’s like for the average person. After doing a deed-in-lieu of foreclosure on her house, she vowed to learn how to manage her finances better and eventually paid off all of her remaining debt in 2019.
Today, Amy helps others learn to do the same thing for themselves by writing for outlets like Credit Karma, Forbes Advisor, LendingTree, and more. When she’s not writing about money, she enjoys fitness, fishing, and homebrewing.

Education

Lindsay received her bachelor’s and master’s degree in Wildlife Biology and Conservation at the University of Alaska Fairbanks.


Eric Rosenberg

Contributing Writer
Eric Rosenberg

  • Finance writer with more than a decade of experience
  • Serial entrepreneur and founder of Personal Profitability blog
  • Covers personal finance, mortgage, and business topics

Bio and experience

Eric Rosenberg is a finance, travel, and technology writer in Ventura, California. He is a former bank manager and corporate finance and accounting professional who left his day job in 2016 to take his online side hustle full-time. He has in-depth experience writing about banking, credit cards, investing, business, and other financial topics.

When away from the keyboard, Eric he enjoys exploring the world and spending time with his wife and little girls. You can connect with him at Personal Profitability or EricRosenberg.com. His work has been featured at Business Insider, Investopedia, The Balance, The Huffington Post, MSN Money, Yahoo Finance, Mint.com, and many other fine outlets.

Education

Finance degrees from University of Colorado (undergrad) and University of Denver (MBA)


Miranda Marquit

Contributing Writer

  • Financial writer with 15 years of experience
  • MBA and M.A. in Journalism
  • Specializes in mortgage, investing, business, and long-term financial planning

Bio and experience

Miranda has been writing about money on the internet for 15 years and has no intention of stopping anytime soon. She’s contributed to numerous media outlets, including NPR, Marketwatch, FOX Business, The Hill, U.S. News & World Report, Forbes, and more. Additionally, Miranda is considered a financial expert and has been quoted in various media — think Marketplace, CNBC, and The Wall Street Journal — discussing a variety of financial and investment topics. She frequently contributes to the Money Tree Investing Podcast and is the co-host of the MONEY podcast produced by Money Talks News.

When she’s not writing or talking about money, Miranda enjoys reading, board games, travel, and the outdoors. She lives in Idaho with her teenage son.

Education

Miranda received her MBA from Utah State University’s Huntsman School of Business. Additionally, she has an M.A. in Journalism from Syracuse University and a B.S. in Communications from Southern Utah University.


Aly J. Yale

Contributing Writer
aly j yale

  • Journalist focused on mortgage, real estate, and personal finance
  • Bachelor’s degree in communication
  • Published in Forbes, Fox Business, The Motley Fool, The Balance, and more

Bio and experience

Aly J. Yale has been a freelance writer and journalist for going on a decade, focusing largely on real estate, mortgage, and financial topics. Her work has been published in major publications such as Forbes, The Motley Fool, Bankrate, and Fox Business. Before going freelance, she worked in at The Dallas Morning News as a reporter, section editor, and designer. She held positions at NBC, PBS, and Radio Disney.

Aly’s an avid Harry Potter fan (and self-proclaimed Ravenclaw) and spends most of her free time doing puzzles, playing board games, or wrangling her toddler twins.

Education

Aly received her bachelor’s degree from the Schieffer School of Communication at TCU in Fort Worth, Texas. She double-majored in radio-TV-film and news-editorial journalism.


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