Our mission is to give you the tools and power you need to make confident financial decisions.
Most of the other loan comparison sites are just “lead generation” sites. This means they just provide you with rate ranges that are already publicly available and then they sell your data to lenders. But Credible is different.
- We offer expert guidance to help empower you to take control of your finances
- We give you the ability to quickly compare personalized rates for free
- We never sell your data to lenders and your personal information is secured with 256 bit encryption
Our promise to our readers
All of our writers and editors are financial experts and strive to give you all the information you need to help you on your financial journey. Although we do feature products from our partners, all of our guidance is unbiased and all opinions will always be our own, not dictated by any of our partner lenders.
All of the content on the Credible blog is written by our experienced writers and financial experts, fact-checked for accuracy, and edited with you, the reader, in mind.
We promise to always:
- Have your best interests in mind
- Offer completely unbiased guidance
- Help you reach your financial goals
- Empower you to take control of your finances
Best lenders methodology
Credible’s “best” lenders are evaluated through loan and lender data points in multiple categories to identify the “best companies” for refinancing student loans, private student loans, personal loans, mortgage purchase, and mortgage refinancing.
We evaluate lenders with you, the reader, in mind because we want to empower you to make the best financial decisions for your personal finance situation.
Among other categories, we look at interest rates, repayment terms, repayment options, fees, discounts, customer service availability, and more offered by lenders. We also consider each company’s eligibility requirements, whether the minimum credit score is available publicly, and whether consumers could request rates with a soft credit check.
How to contact us
If you’d like to reach out to our editorial team with any feedback, questions, or story ideas, you can contact us at: [email protected]
Although we do read each email, we won’t always be able to respond. But all of your comments and suggestions are reviewed and carefully considered.