Credible
Get Rates
  • Refinance Student Loans
    • Compare Options
      • Best Refinancing Companies
      • Lender Reviews
      • Refinance Student Loans
      • Student Loan Consolidation
    • Learn the Basics
      • Fixed vs. Variable Rates
      • Forgiveness Programs
      • Consolidation vs Refinancing
      • Repayment Plans
      • More on Student Refi
    • How to
      • Consolidate Your Student Loans
      • Pay Off Your Student Loans
      • Lower Your Interest Rate
    • Tools
      • Current Student Loan Refi Rates
      • Refinancing Calculator
      • Repayment Calculator
      • Student Loan Score Calculator
  • Student Loans
    • Compare Options
      • Private Student Loans
      • Parent Student Loans
      • Law School Loans
      • Medical School Loans
      • Graduate Student Loans
    • Learn the Basics
      • Student Loan Limits
      • Living Expenses
      • Applying for FAFSA
      • Federal Student Loans
      • Student Loan Interest Rates
      • More on Student Loans
    • How To
      • Pay for College
      • Take Out Student Loans
      • Apply Without Cosigner
      • Apply for Student Loans
      • Pay for Grad School
    • Tools
      • Best Private Student Loans
      • Current Student Loan Rates
      • Student Loan Interest Calculator: Estimate Payments
      • Lender Reviews
  • Personal Loans
    • Compare Options
      • Best Personal Loan Lenders
      • Lender Reviews
      • Get Personal Loan Rates
    • Learn the Basics
      • How to Qualify
      • How to Get a Loan
      • Where to Get a Loan
      • Personal Loans with Cosigner
      • Pay Off Credit Card Debt
      • More on Personal Loans
    • Best for
      • Credit Card Consolidation
      • Debt Consolidation Loans
      • Home Improvement Loans
      • Good Credit
      • Fair Credit
      • Bad Credit
    • Tools
      • Current Personal Loan Rates
      • Personal Loan Calculator
  • Mortgages
    • Compare Options
      • Mortgage Refinance
      • Home Loan
      • Best Mortgage Refinance Companies
      • Best Mortgage Lenders
      • Mortgage Preapproval
      • Mortgage Payment Calculator
    • Compare Rates
      • Mortgage Refinance Rates
      • 30-Year Fixed Refinance Rates
      • 15-Year Fixed Refinance Rates
      • Home Loan Rates
      • 15-Year Fixed Mortgage Rates
      • 30-Year Fixed Mortgage Rates
    • Learn the Basics
      • How to Buy a House
      • How to Refinance Your Mortgage
      • How to Get the Best Rate
      • Cash-Out Refinancing
      • More on Home Loans and Refi
    • Pay Off Mortgage
      • Home Equity to Pay Off Debt
      • Paying Off Mortgage Early
      • Mortgage Refinance Cost
  • Insurance
    • Insurance Products
      • Insurance Products
      • Learn more about home insurance
    • Compare Options
      • Compare Insurance Quotes
      • Home Insurance Guide
    • Learn the Basics
      • What Home Insurance Covers
      • How Much Home Insurance You Need
      • Estimate Your Home Replacement Cost
      • How to Change Home Insurance
  • Company
    • About
    • Reviews
    • Blog
    • Lenders
    • Editorial Guidelines
    • FAQs
    • Press
  • Find My Rate
Advertiser Disclosure

Statute of Limitations on Private Student Loans: State Guide

Each state has its own statute of limitations for private student loans and other debt, generally ranging from three to 10 years.

Dori Zinn Dori Zinn Edited by Ashley Harrison Updated July 18, 2022

statute of limitation on private student loans #

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as "Credible."

Missing payments on student loans can severely impact your credit. However, the more time that passes, the less of an effect that these missed payments should have on your credit overall.

Additionally, while student loan debt wonโ€™t ever go away, there could come a point where your creditors will stop trying to collect on your past-due loans. This limited period that lenders have to take you to court to recoup the debt is called a statute of limitations.

Hereโ€™s what you need to know about the statute of limitations on private student loans:

  • When does private student loan debt fall off your credit report?
  • What happens if you default on student loans?
  • Can wages be garnished for private student loans?
  • Can you discharge student loans through bankruptcy?
  • Should you refinance your student loans to save money?

When does private student loan debt fall off your credit report?

While thereโ€™s no statute of limitations for federal student loans, a private student loan that has passed the statute of limitations is considered a time-barred debt โ€” meaning the lender canโ€™t sue you to collect the money.

The statute of limitations for private student loans generally ranges from three to 10 years, depending on your state.

Just keep in mind that if you do anything to acknowledge the old debt โ€” even making one payment or acknowledging the debt as yours โ€” the clock can restart, and the statute of limitations will begin again.

Learn More: How to Know if Your Student Loan Interest Rates Too High

Do private student loans go away after seven years?

Private student loans donโ€™t go away unless you pay them off, but in most cases, theyโ€™ll fall off your credit report after seven years.

But keep in mind that lenders can still contact you to collect an old debt, even if itโ€™s decades old and they can no longer take you to court over it.

Check Out: What Is a Student Loan Grace Period?

Are private student loans forgiven after 20 years?

Unfortunately, only federal student loans are eligible for student loan forgiveness programs โ€” private student loans donโ€™t qualify.

Tip: While private student loan forgiveness doesnโ€™t exist, there are other options that could help you more easily repay your private student loans.

For example, you might be able to lower your student loan interest rate through refinancing, which could save you money on interest charges and even help you pay off your loan faster.

If youโ€™re wondering how long itโ€™ll take to pay off your student loans, enter your current loan information into the calculator below to find out. Use the slider to see how increasing your payments can change the payoff date.

Enter loan information

? Enter the remaining balance of your loans $
? Enter the average annual interest rate of your loans %
? Enter the amount of time left to repay your loan years

+ $0
Total Payment $
Total Interest $
Monthly Payment $

If you increase your payments by $ monthly on your $ loan at %, you will pay $ a month and pay off your loan by Jan 2021.


Does refinancing make sense for you?
Compare offers from top refinancing lenders to determine your actual savings.

Check Personalized Rates

Checking rates won’t affect your credit score.

Learn More: When Student Loan Refi Is a Good Idea and When to Reconsider

State-by-state list of statute of limitations on debt collection

Every state has its own statute of limitations for private student loans and other debts. Here are the statutes of limitations for each of them:

StateStatute of limitations
Alabama6
Alaska3
Arizona6
Arkansas5
California4
Colorado3 to 6
(depending on the debt)
Connecticut6
Delaware3
Florida5
Georgia6
Hawaii6
Idaho5
Illinois10
Indiana10
Iowa10
Kansas5
Kentucky10
(15 years for contracts entered on or before July 15, 2014)
Louisiana10
Maine6
Maryland3
Massachusetts6
Michigan6
Minnesota6
Mississippi6
Missouri10
Montana8
Nebraska5
Nevada6
New Hampshire3
New Jersey6
New Mexico6
New York6
North Carolina3
North Dakota6
Ohio8
Oklahoma5
Oregon6
Pennsylvania4
Rhode Island10
South Carolina3
South Dakota6
Tennessee6
Texas4
Utah6
Vermont6
Virginia5
Washington6
Washington D.C.3
West Virginia10
Wisconsin6
Wyoming10

Check Out:

  • How to Pay Off $50,000 in Student Loans
  • How to Pay Off $300,000 in Student Loans

What happens if you default on student loans?

Student loans are considered delinquent immediately after a payment is missed. After missing enough payments in a row, you could end up in student loan default.

Most federal student loans go into default after 270 days. For private student loans, the default terms can vary depending on the loan โ€” many private lenders will consider a loan to be in default after 120 days.

Defaulting on your student loans causing a range of issues, including:

  • Repayment acceleration: If your loans are in default, the entire unpaid balance could become due rather than your usual monthly payments.
  • Damage to your credit score: Your payment history is one of the biggest factors that make up your credit score. If you miss a student loan payment or miss enough payments to end up in default, your credit score could be severely damaged.
  • Limited access to credit in the future: Defaulting on a student loan could make it difficult to get approved for other types of credit, such as auto loans or mortgages. Additionally, being in default on a federal student loan will make you ineligible for federal financial aid.
  • Could be sent to collections: Your lender could send your loan to collections, after which debt collectors will start contacting you in an attempt to collect. You might also be charged collection fees, adding to your overall loan cost.
  • Could be taken to court: If you default on a private student loan, your lender could take you to court, charge you the unpaid balance, and require you to pay any associated court costs.
  • Consequences for your cosigner: A cosigner shares responsibility for the loan โ€” so if you miss payments or end up in default, your cosignerโ€™s credit could be damaged, and theyโ€™ll likely be on the hook for repayment.

Learn More:

  • Canโ€™t Pay Your Student Loans? What You Need to Know
  • Can You Pay Your Student Loans With a Credit Card?

Can wages be garnished for private student loans?

Yes, your wages can be garnished if you default on private or federal student loans.

  • Private student loans: To garnish your wages, private lenders have to sue you and obtain a court judgment. If the wage garnishment is approved, you could have up to 25% of your pay withheld. Lenders might also get a court judgment to seize your assets or place liens on your property.
  • Federal student loans: The government can withhold up to 15% of your pay to send to your loan holder.

In general, wage garnishment lasts until your student loan is paid off, settled, discharged, or otherwise removed from default status. In the case of private student loans, you might also be able to ask the court to stop the wage garnishment if youโ€™re eligible for an exemption.

Check Out: Private Student Loan Consolidation

Can you discharge student loans through bankruptcy?

Getting your student loans discharged through bankruptcy is difficult but not impossible. To potentially have your loans discharged, you must:

  • File for Chapter 7 or Chapter 13 bankruptcy
  • File a separate action called an โ€œadversary proceedingโ€

The court will then decide whether repaying your student loans would impose an undue hardship on you and your dependents. If the court rules in your favor, then some or all of your student loans could be discharged or modified with different terms โ€” such as a lower interest rate.

Tip: If youโ€™re thinking about filing for bankruptcy, itโ€™s a good idea to discuss your situation with a bankruptcy attorney. This way, you can be sure you make the right decision for your needs.

Learn More: How to Pay off Student Loans in 10 Years or Less

Should you refinance your student loans to save money?

If youโ€™re struggling to repay your student loans, you might consider refinancing them. Through student loan refinancing, youโ€™ll take out a new loan to pay off your old loans โ€” leaving you with just one loan and payment to manage.

Depending on your credit, you might qualify for a lower interest rate through refinancing, which could save you money on interest and even help you repay the loan faster.

Or you could opt for a longer repayment term to lower your monthly student loan payment and lessen the strain on your budget โ€” though keep in mind that this means youโ€™ll pay more in interest over time.

Keep in mind: While you can refinance both federal and private student loans, refinancing federal student loans will cost you federal benefits and protections โ€” such as access to income-driven repayment plans and student loan forgiveness programs.

If you decide to refinance your student loans, be sure to consider as many lenders as possible to find the right loan for your needs. Credible makes this easy โ€” you can compare your prequalified rates from our partner lenders in the table below in two minutes.

LenderFixed rates from (APR)Variable rates from (APR)Loan terms (years)Loan amountsMin. credit score

brazos student loan refinance

Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
4.4%+ 4.54%+ 5, 7, 10, 15, 20$10,000 up to $250,000
(depending on degree)
690
  • Fixed APR: 4.4%+
  • Variable APR: 4.54%+
  • Min. credit score: 690
  • Loan amount: $10,000 to $400,000
  • Loan terms (years): 5, 7, 10, 15, 20
  • Repayment options: Military deferment, forbearance
  • Fees: Late fee
  • Discounts: Autopay
  • Eligibility: Must have a credit score of at least 720, a minimum income of $60,000, and must be a resident of Texas
  • Customer service: Email, phone
  • Soft credit check: Does not disclose
  • Cosigner release: No
  • Loan servicer: Firstmark Services
  • Max. Undergraduate Loan Balance: $100,000 - $149,000
  • Max. Graduate Loan Balance: $200,000 - $400,000
  • Offers Parent PLUS Refinancing: Does not disclose


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.39%+1 5.39%+1 5, 7, 10, 15, 20$10,000 to $500,000
(depending on degree and loan type)
Does not disclose
  • Fixed APR: 5.39%+1
  • Variable APR: 5.39%+1
  • Min. credit score: Does not disclose
  • Loan amount: $10,000 to $750,000
  • Loan terms (years): 5, 7, 10, 15, 20
  • Repayment options: Immediate repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability
  • Fees: Late fee
  • Discounts: Autopay, loyalty
  • Eligibility: Must be a U.S. citizen or permanent resident and have at least $10,000 in student loans
  • Customer service: Email, phone, chat
  • Soft credit check: Yes
  • Cosigner release: After 24 to 36 months
  • Loan servicer: Firstmark Services
  • Max. Undergraduate Loan Balance: $100,000 to $149,000
  • Max. Graduate Loan Balance: Less than $150,000
  • Offers Parent PLUS Refinancing: Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.24%+2 5.24%+2 5, 7, 10, 12, 15, 20$5,000 to $300,000
(depending on degree type)
Does not disclose
  • Fixed APR: 5.24%+2
  • Variable APR: 5.24%+2
  • Min. credit score: Does not disclose
  • Loan amount: $5,000 to $300,000
  • Loan terms (years): 5, 7, 10, 12, 15
  • Repayment options: Military deferment, forbearance, loans discharged upon death or disability
  • Fees: Late fee
  • Discounts: Autopay
  • Eligibility: All states except for ME
  • Customer service: Email, phone, chat
  • Soft credit check: Yes
  • Cosigner release: After 24 to 36 months
  • Loan servicer: College Ave Servicing LLC
  • Max. Undergraduate Loan Balance: $100,000 to $149,000
  • Max. Graduate Loan Balance: Less than $300,000
  • Offers Parent PLUS Refinancing: Yes

edvestinu student loan refinance

Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details

7.41%+5 7.29%+5 5, 10, 15, 20$1,000 to $250,000700
  • Fixed APR: 7.41%+5
  • Variable APR: 7.29%+5
  • Min. credit score: 700
  • Loan amount: $7,500 to $200,000
  • Loan terms (years): 5, 10, 15, 20
  • Repayment options: Immediate repayment, academic deferment, forbearance, loans discharged upon death or disability
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Must be a U.S. citizen or permanent resident and submit two personal references
  • Customer service: Email, phone
  • Soft credit check: Yes
  • Cosigner release: After 36 months
  • Loan servicer: Granite State Management & Resources (GSM&R)
  • Max. Undergraduate Loan Balance: $150,000 to $249,000
  • Max. Graduate Loan Balance: $150,000 to $199,000
  • Offers Parent PLUS Refinancing : Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
4.83%+3 3.99%+3 5, 7, 10, 12, 15, 20$10,000 to $250,000680
  • Fixed APR: 4.83%+3
  • Variable APR: 3.99%+3
  • Min. credit score: 680
  • Loan amount: $10,000 to $250,000
  • Loan terms (years): 5, 7, 10, 12, 15, 20
  • Repayment options: Forbearance
  • Fees: None
  • Discounts: None
  • Eligibility: Must be a U.S. citizen or permanent resident, have at least $15,000 in student loan debt, and have a bachelorโ€™s degree or higher from an approved school
  • Customer service: Email, phone
  • Soft credit check: Yes
  • Cosigner release: No
  • Loan servicer: Mohela
  • Max. Undergraduate Loan Balance: $250,000
  • Max. Graduate Loan Balance: $250,000
  • Offers Parent PLUS Refinancing: Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.61%+4 6.61%+4 5, 10, 15, 20$5,000 to $250,000670
  • Fixed APR: 5.61%+4
  • Variable APR: 6.61%+4
  • Min. credit score: 670
  • Loan amount: $5,000 to $250,000
  • Loan terms (years): 5, 10, 15, 20
  • Repayment options: Academic deferment, military deferment, forbearance
  • Fees: Late fee
  • Discounts: Autopay
  • Eligibility: Must be U.S. citizen or permanent resident
  • Customer service: Email, phone, chat
  • Soft credit check: Yes
  • Cosigner release: Yes
  • Max undergraduate loan balance: $250,000
  • Max graduate loan balance: $250,000
  • Offers Parent PLUS refinancing: Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
6.94%+ 7N/A5, 7, 10, 12, 15, 20Up to $300,000670
  • Fixed APR: 6.94%+ 7
  • Variable APR: N/A
  • Min. credit score: 670
  • Loan amount: Up to $300,000
  • Loan terms (years): 5, 7, 10, 15, 20
  • Time to fund: Usually one business day
  • Repayment options: Academic deferral, military deferral, forbearance, death/disability discharge
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all 50 states
  • Customer service: Email, phone
  • Soft credit check: Yes
  • Cosigner release: After 24 months
  • Max. undergraduate loan balance: $300,000
  • Max. graduate balance: $300,000
  • Offers Parent PLUS loans: Yes
  • Min. income: None


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
4.49%+ 4.38%+ 5, 7, 10, 15Up to $300,000700
  • Fixed APR: 4.49%+
  • Variable APR: 4.38%+
  • Min. credit score: 700
  • Loan amount: $5,000 to $300,000
  • Loan terms (years): 5, 7, 10, 15
  • Max. undergraduate Loan Balance: $125,000
  • Time to Fund: 10 to 30 days
  • Repayment options: Immediate repayment, forbearance
  • Fees: Late fee
  • Discounts: Autopay
  • Eligibility: Must be a U.S. citizen or permanent resident and have already graduated with at least an associate degree from an eligible institution
  • Customer service: Email, phone
  • Soft credit check: Yes
  • Cosigner release: After 12 months
  • Loan servicer: LendKey Technologies Inc.
  • Max. graduate Loan Balance: $175,000
  • Credible Review: LendKey Student Loans review
  • Offers Parent PLUS Refinancing: No


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.1%+ N/A7, 10, 15$10,000 up to the total amount of qualified education debt670
  • Fixed APR: 5.1%+
  • Variable APR: N/A
  • Min. credit score: 670
  • Loan amount: $10,000 up to the total amount
  • Loan terms (years): 7, 10, 15
  • Repayment options: Military deferment, loans discharged upon death or disability
  • Fees: None
  • Discounts: None
  • Eligibility: Must be a U.S. citizen or permanent resident and have at least $10,000 in student loans
  • Customer service: Email, phone
  • Soft credit check: Yes
  • Cosigner release: No
  • Loan servicer: AES
  • Max. Undergraduate Loan Balance: No maximum
  • Max. Gradaute Loan Balance: No maximum
  • Offers Parent PLUS Refinancing: Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.49%+ N/A5, 8, 12, 15$7,500 to $300,000670
  • Fixed APR: 5.49%+
  • Variable APR: N/A
  • Min. credit score: 670
  • Loan amount: $7,500 to $300,000
  • Loan terms (years): 5, 8, 12, 15
  • Repayment options: Does not disclose
  • Fees: None
  • Discounts: None
  • Eligibility: Must be a U.S. citizen and have and at least $7,500 in student loans
  • Customer service: Email, phone, chat
  • Soft credit check: Yes
  • Cosigner release: After 12 months
  • Loan servicer: PenFed
  • Max. Undergraduate Loan Balance: $300,000
  • Max. Graduate Loan Balance: $300,000
  • Offers Parent PLUS Refinancing: Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.29%+ N/A5, 10, 15$7,500 up to $250,000
(depending on highest degree earned)
680
  • Fixed APR: 5.29%+
  • Variable APR: N/A
  • Min. credit score: 680
  • Loan amount: $7,500 to $250,000
  • Loan terms (years): 5, 10, 15
  • Repayment options: Academic deferment, military deferment, forbearance, loans discharged upon death or disability
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all 50 states; must also have at least $7,500 in student loans and a minimum income of $40,000
  • Customer service: Email, phone
  • Soft credit check: Does not disclose
  • Cosigner release: No
  • Loan servicer: Rhode Island Student Loan Authority
  • Max. Undergraduate Loan Balance: $150,000 - $249,000
  • Max. Graduate Loan Balance: $200,000 - $249,000
  • Offers Parent PLUS Refinancing: Yes
Compare personalized rates from multiple lenders without affecting your credit score. 100% free!

Compare Now

Trustpilot

All APRs reflect autopay and loyalty discounts where available | 1Citizens Disclosures | 2College Ave Disclosures | 5EDvestinU Disclosures | 3 ELFI Disclosures | 4INvestEd Disclosures | 7ISL Education Lending Disclosures

Keep Reading: Can You Refinance a Student Loan to a 30-Year Term?

About the author
Dori Zinn
Dori Zinn

Dori Zinn is a student loan authority and a contributor to Credible. Her work has appeared in Huffington Post, Bankate, Inc, Quartz, and more.

Read More

Home ยป All ยป Student Loan Refinancing ยป Statute of Limitations on Private Student Loans: State Guide

Student Loan Refinancing Basics


  • How to Refinance Student Loans
  • Refinancing Federal Student Loans
  • Refinancing Private Student Loans

Compare Your Student Loans

  • Calculate Student Loan Score
  • Student Loan Repayment Calculator
  • Student Loan Refi Calculator

๐Ÿ‘‡ CARES Act Info ๐Ÿ‘‡

  • COVID-19 Student Loan Relief

Refinancing Guides

  • How to Refinance Student Loans
  • When to Refinance Student Loans
  • How to Consolidate Student Loans
  • How to Lower Your Monthly Payment
  • How to Lower Your Interest Rate
  • How to Refinance with Bad Credit

Additional Resources

  • Current Student Loan Refi Rates
  • List: Student Refi Lenders
  • List: Parent Plus Refi Lenders
  • No Degree Needed Refi Companies
  • Lender Reviews

  • Click to share on Facebook (Opens in new window)
  • Click to share on LinkedIn (Opens in new window)
  • Click to share on Twitter (Opens in new window)
  • Click to email a link to a friend (Opens in new window)

Related Articles

Student Loan Refinancing

What Happens When You Default on a Student Loan

Student Loan Refinancing

How Long it Takes to Pay Off Student Loans

Student Loan Refinancing

The Federal Student Loan Repayment Calculator – Strengths and Limitations

  • Read More
    • Refi Student Loans
    • In School Loans
    • Personal Loans
    • Mortgages
    • Insurance
  • Resources
    • Lender Reviews
    • Loan Calculators
    • Student Loan Score Calculator
    • Data Insights
    • Debt Statistics
    • Sitemap
  • Compare
    • Student Loan Refinance
      • Current Student Loan Refi Rates
    • Student Loan Consolidation
    • Private Student Loans
      • Current Student Loan Rates
    • Personal Loans
      • Current Personal Loan Rates
    • Refinance Mortgage
      • Mortgage Refinance Rates
        • 15-Year Fixed Refinance Rates
        • 30-Year Fixed Refinance Rates
    • Home Loans
      • Home Loan Rates
        • 15-Year Fixed Mortgage Rates
        • 30-Year Fixed Mortgage Rates
    • Insurance
  • Top Lenders
    • Best Student Loan Refi Companies
    • Best Private Student Loans
    • Best Personal Loans
    • Best Mortgage Lenders
    • Best Mortgage Refinance Companies
  • Company
    • About
    • Reviews
    • Blog
    • Editorial Staff
    • Editorial Guidelines
    • News
    • Press
  • Legal
    • Terms of Use
    • Privacy Policy

© 2023 Credible


Credible Operations, Inc. NMLS ID# 1681276 | NMLS Consumer Access | Licenses and Disclosures
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.