Compare Quotes from Top Carriers
Average Savings
$406* plus
285 minutes!
Insurance “Comparison” Site
- Spam calls, re-directs
- No support
- Fake quotes
Credible Insurance
- All online, buy instantly
- 24/7, at your service
- Shop multiple carriers at one time**
Local Insurance Agent
- Over the phone/in person
- M-F, 9-5
- Limited options (1-5 carriers)
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Our Process
How Credible works
Tell us about yourself
Enter your address and we'll look up your home's details. Check what we found, fix anything that's off, and answer a few quick questions. Only 3 mins!
Compare quotes side by side
See quotes from multiple carriers in one place. Set your monthly budget and deductible, and see what each policy covers in plain language. Questions? A licensed agent is just a call away.
Choose a policy and pay online
Pick the quote that fits, then pay in full, in installments, or through your mortgage escrow. We'll email your policy documents once it's issued.
What does home insurance cover?
Type of coverage
Coverage amount
Dwelling
Damage to your home's structure
Your choice, but must meet mortgage lender requirements
Ideally 100% of home's replacement cost
Other structures
Damage to detached structures on your property, like a fence or gazebo
Typically 10% of dwelling coverage
Personal property
Damaged or stolen personal items, like electronics, clothing, and furniture
Typically 50% to 70% of dwelling coverage
Additional living expenses
Temporary expenses if your home becomes uninhabitable, like hotels stays and meals
Typically 20% of dwelling coverage
Personal liability
Legal expenses if someone sues you for damage to property or personal injuries
Typically a minimum of $100,000
Ideally at least $300,000 to $500,000
Medical payment to others
Medical expenses if someone who doesn’t live with you injures themselves on your property
Typically between $1,000 and $5,000