This will not affect your credit score

 For full details of Credible’s average savings analysis, visit:

Graduates who refinance save an average of




Real rates - not ranges - from multiple lenders in 2 minutes.

How Credible Works

Credible is an online marketplace that provides borrowers with competitive, personalized, prequalified rates from top lenders

Choose Your Option

One Simple Form

See Personalized Rates

Quick and easy to complete and your info is protected.

Our expert Client Success Team is here to help you along the way.

Join thousands of others who have already

saved by refinancing

Customers rate us 9.5/10

No filling out duplicate forms with different lenders.

We offer many benefits for graduates looking

to refinance

** Federal student loans come with certain benefits such as deferment and forbearance. While some private lenders may provide similar benefits, not all do. Please take this into consideration when determining if refinancing is right for you.

Safe and


Requesting offers can take just minutes and costs you nothing.

Get prequalified


Compare many 

options in one place

Reduce your rate, lower your payments, repay faster. You choose.

Simple and free 


Refinance federal** and private student loans

You decide which loans to refinance. Consolidate some or all of your student loan debt into a single payment.

Save thousands by refinancing

Average user saves $18,668 by refinancing through Credible.

Bank-grade encryption, SSL technology and other measures keep your data secure.

Save time and money by refinancing your student loans

Private Student Loan

Student Loan Refinancing

Refinance federal, private and ParentPLUS loans

Reduce your monthly payment

Request a private student loan as a student or co-signer

Lower your interest rate

Private loans for college, graduate and professional degrees

Average user saves $18,668 when refinancing through our

partner lenders

Cover 100% of your school-certified costs after financial aid

Flexible repayments: deferred, interest only, and many others for all financial needs

Our Client Success Team is always here to help

Have any questions? We are only a call, email, or chat away.