Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Rates and terms
Fees and Discounts
Types of loans the lender offers
Conventional, FHA, VA, USDA, jumbo
Whether or not the lender has an origination fee
Whether or not the lender offers online prequalification on their site
Min. down payment
The minimum down payment that is required
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