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How to Get a Personal Loan

You can get a personal loan in just a few steps by checking your credit, reviewing requirements, and comparing lenders.

Kat Tretina Kat Tretina Edited by Ashley Harrison Updated April 5, 2022

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as "Credible."

The personal loan industry has changed drastically in the past few years. Now, you can apply for a personal loan from the comfort of your home and get approved in minutes. Even better, your loan can be disbursed to you in just a few days.

A personal loan can be used to cover almost any personal expense, from debt consolidation to unexpected emergencies.

You’ll typically need good to excellent credit to get approved for a personal loan — as well to qualify for the most optimal interest rates. Repayment terms usually range from one to seven years.

How to get a personal loan in five simple steps:

  1. Review your credit report
  2. Meet the minimum requirements to qualify
  3. Compare multiple personal loan lenders
  4. Use a personal loan calculator
  5. Choose your loan

1. Review your credit report

Personal loans and debt consolidation loans are unsecured, meaning you don’t have to put up any property as collateral. Because no collateral is needed, lenders will look at your credit score and income to decide whether or not to offer you a loan. This will also help them decide which interest rate you qualify for.

It’s a good idea to review your credit report ahead of time and look for any errors or inaccuracies on it that may be damaging your credit. You can view your credit report from each of the three credit bureaus once a year for free at AnnualCreditReport.com.

If your credit report or credit score has issues, focus on improving your credit before moving forward with the loan process.

Tip: Even if your credit score is lower than expected, you might still be able to get a personal loan. There are several lenders that offer personal loans for bad credit — though these loans tend to come with higher interest rates compared to good credit loans.

You could also consider applying with a creditworthy cosigner to increase your approval chances. Not all lenders allow cosigners on personal loans, but some do.

Even if you don’t need a cosigner to qualify, having one could get you a lower interest rate than you’d get on your own.

2. Meet minimum requirements to qualify

Next, review common requirements from personal loan lenders to ensure you meet their minimum qualifications. In general, you’ll need to have a credit score of at least 620 to qualify for a loan. However, the lowest interest rates on an unsecured loan are reserved for borrowers with good credit or excellent credit.

Lenders will also look at your debt-to-income ratio (DTI) to see if you can comfortably afford your payments. Although each lender has their own eligibility criteria they take into consideration when deciding whether to approve your loan application, in general, they look for borrowers to have a DTI ratio under 40%.

To calculate your DTI:

  1. Add up all of your monthly debt payments (such as credit card minimums, student loan payments, and rent).
  2. Divide the total by your monthly income.
  3. Multiply this by 100 to get your DTI percentage.

Check Out:

  • Personal Loans With 550 Credit Score: Can I Get One?
  • How to Get a Personal Loan With a 600 Credit Score

3. Compare multiple personal loan lenders

Before you take out a personal loan, it’s important to shop around and consider as many lenders as possible. This way, you can find the right loan for your needs.

Credible makes this easy: You can compare your prequalified rates from our partner lenders in the table below in two minutes — without hurting your credit.

LenderFixed ratesLoan amountsMin. credit scoreLoan terms (years)


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
7.99% - 35.99% APR $10,000 to $35,000Not disclosed by lender2, 3, 4, 5
  • Fixed APR: 7.99% - 35.99% APR
  • Min. credit score: Does not disclose
  • Loan amount: $7,500 to $50,000
  • Loan terms (years): 2, 3, 4, 5
  • Time to fund: If approved, funds sent within 24-72 hours†
  • Fees: Origination fee
  • Discounts: No
  • Eligibility: Available in all states except CO, CT, HI, KS, ND, NV, VT, WV, WI, and WY
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. Income: None
  • Loan Uses: Debt consolidation, home improvement, wedding, travel, medical expenses, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
9.95% - 35.99% APR $2,000 to $35,000**5502, 3, 4, 5*
  • Fixed APR: 9.95% - 35.99% APR
  • Variable APR: N/A
  • Min. credit score: 550
  • Loan amount: $2,000 to $35,000**
  • Loan terms (years): 2, 3, 4, 5*
  • Time to fund: As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except HI, VT, MA, ME, NY, WV
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Loan servicer: Avant
  • Loan Uses: Debt consolidation, emergency expense, life event, home improvement, and other purposes
  • Min. Income: $1,200 monthly


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
7.99% - 15.19% APR $10,000 to $50,0007403, 4, 5, 6
  • Fixed APR: 7.99% - 15.19% APR
  • Variable APR: N/A
  • Min. credit score: 740
  • Loan amount: $5,000 to $50,000
  • Loan terms (years): 3 to 6
  • Time to fund: Next business day
  • Fees: No prepayment penalty
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. Income: Does not disclose
  • Loan Uses: Debt consolidation, home improvement, self-employment, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
8.99% - 35.99% APR $2,000 to $50,0006003, 5
  • Fixed APR: 8.99% - 35.99% APR
  • Variable APR: N/A
  • Min. credit score: 600
  • Loan amount: $2,000 to $50,000
  • Loan terms (years): 2, 3, 4, 5
  • Time to fund: As soon as 1 to 3 business days after successful verification
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except DC, IA, VT, and WV
  • Customer service: Phone
  • Soft credit check: Yes
  • Loan servicer: Best Egg and Blue Ridge Bank
  • Min. Income: None
  • Loan Uses: Credit card refinancing, debt consolidation, home improvement, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
6.99% - 24.99% APR $2,500 to $35,0006603, 4, 5, 6, 7
  • Fixed APR: 6.99% - 24.99% APR
  • Min. credit score: 660
  • Loan amount: $2,500 to $40,000
  • Loan terms (years): 3, 4, 5, 6, 7
  • Time to fund: As soon as the next business day after acceptance
  • Fees: Late fee
  • Discounts: None
  • Eligibility:  Available in all 50 states
  • Customer service: Phone
  • Soft credit check: Yes
  • Loan Uses: Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
10.5% - 29.99% APR $5,000 to $40,0006402, 3, 4, 5
  • Fixed APR: 10.5% - 29.99% APR
  • Min. credit score: 640
  • Loan amount: $3,000 to $40,000
  • Loan terms (years): 2, 3, 4, 5
  • Time to fund: As soon as 2 to 5 business days after verification
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except MA and NV
  • Customer service: Phone, email, chat
  • Soft credit check: Yes
  • Min. Income: $25,000
  • Loan Uses: Debt consolidation and credit card consolidation


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
8.3% - 35.89% APR $1,000 to $40,0006003, 5
  • Fixed APR: 8.3% - 35.89% APR
  • Min. credit score: 600
  • Loan amount: $1,000 to $40,000
  • Loan terms (years): 3, 5
  • Time to fund: Usually takes about 2 days†
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Loan servicer: LendingClub Bank
  • Min. Income: None
  • Loan Uses: Debt consolidation, paying off credit cards, home improvement, pool loans, vacations, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
7.99% - 35.99% APR $2,000 to $36,5006002, 3, 4, 5, 6
  • Fixed APR: 7.99% - 35.99% APR
  • Min. credit score: 600
  • Loan amount: $2,000 to $36,500
  • Loan terms (years): 2, 3, 4, 5, 6
  • Time to fund: As soon as the next business day
  • Fees: Origination fee
  • Discounts: Autopay
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. Income: $20,000
  • Loan Uses: Home improvement, consolidate debt, credit card refinancing, relocate, make a large purchase, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.99% - 23.99% APR $5,000 to $100,0007002, 3, 4, 5, 6, 7
(up to 12 years for home improvement loans)
  • Fixed APR: 5.99% - 23.99% APR
  • Min. credit score: 700
  • Loan amount: $5,000 to $100,000
  • Loan terms (years): 2, 3, 4, 5, 6, 7*
  • Time to fund: As soon as the same business day
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all states except VT
  • Customer service: Phone, email
  • Soft credit check: No
  • Loan servicer: LightStream
  • Min. Income: Does not disclose
  • Loan Uses: Credit card refinancing, debt consolidation, home improvement, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
18.0% - 35.99% APR $1,500 to $20,000None2, 3, 4, 5
  • Fixed APR: 18.0% - 35.99% APR
  • Min. credit score: None
  • Loan amount: $1,500 to $20,000
  • Loan terms (years): 2, 3, 4, 5
  • Time to fund: As soon as 1 to 2 business days after approval
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Must have photo I.D. issued by U.S. federal, state or local government
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. Income: Does not disclose


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
7.74% - 17.99% APR $600 to $50,000
(depending on loan term)
7001, 2, 3, 4, 5
  • Fixed APR: 7.74% - 17.99% APR
  • Min. credit score: 700
  • Loan amount: $600 to $50,000*
  • Loan terms (years): 1, 2, 3, 4, 5
  • Time to fund: 2 to 4 business days after verification
  • Fees: None
  • Discounts: None
  • Eligibility: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: No
  • Min. Income: Does not disclose
  • Loan Uses: Debt consolidation, home improvement, transportation, medical, dental, life events


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
6.99% - 35.99% APR $2,000 to $50,0006402, 3, 4, 5
  • Fixed APR: 6.99% - 35.99% APR
  • Min. credit score: 640
  • Loan amount: $2,000 to $50,000
  • Loan terms (years): 2, 3, 4, 5
  • Time to fund: As soon as one business day
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except IA, ND, WV
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. Income: None
  • Loan Uses: Debt consolidation, home improvement, vehicles, small business, new baby expenses, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
8.99% - 23.43% APR10 $5,000 to $100,000Does not disclose2, 3, 4, 5, 6, 7
  • Fixed APR: 8.99% - 23.43% APR10
  • Min. credit score: Does not disclose
  • Loan amount: $5,000 to $100,000
  • Loan terms (years): 2, 3, 4, 5, 6, 7
  • Time to fund: 3 business days
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all states except MS
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. Income: Does not disclose
  • Loan Uses: Solely for personal, family, or household uses


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
7.9% - 29.99% $2,000 to $25,000660Does not disclose
  • Fixed APR: 7.9% - 29.99% 7.9% - 29.99%
  • Min. credit score: 660
  • Loan amount: $2,000 to $25,000
  • Loan terms (years): Does not disclose
  • Time to fund: 1 to 3 business days
  • Fees: Annual fees range from $0-$300
  • Discounts: APR discount available for Tally+ membership
  • Eligibility: Available in all states except NV, VT, and WV
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Loan servicer: Tally
  • Min. Income: Does not disclose
  • Loan Uses: Personal line of credit, debt consolidation


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
11.69% - 35.93% APR7 $1,000 to $20,0005603, 5
  • Fixed APR: 11.69% - 35.93% APR7
  • Min. credit score: 560
  • Loan amount: $1,000 to $50,000
  • Loan terms: 3, 5, or 7 years 8
  • Time to fund: Within one day, once approved9
  • Loan types: Debt consolidation, pay off credit cards, home improvements, unexpected expenses, home and auto repairs, weddings, and other major purchases
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: A U.S. citizen or permanent resident; not available in DC, IA
  • Customer service: Phone, email
  • Soft credit check: Yes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
8.49% - 35.97% APR $1,000 to $50,0006002, 3, 5, 6
  • Fixed APR: 8.49% - 35.97% APR
  • Min. credit score: 600
  • Loan amount: $1,000 to $50,000*
  • Loan terms (years): 2 to 7
  • Time to fund: Within a day of clearing necessary verifications
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except Washington, DC
  • Customer service: Email
  • Soft credit check: Yes
  • Min. Income: Does not disclose
  • Loan Uses: Debt consolidation, credit card refinancing, home improvement, and other purposes


Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
View details
5.4% - 35.99% APR4 $1,000 to $50,00055803, 5, or 7 years4
  • Fixed APR: 5.4% - 35.99% APR4
  • Min. credit score: 580
  • Loan amount: $1,000 to $50,0005
  • Loan terms (years): 3, 5, or 7 years4
  • Time to fund: As soon as 1 - 3 business days6
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. Income: $12,000
  • Loan Uses: Payoff credit cards, consolidate debt, take a course or bootcamp, relocate, make a large purchase, and other purposes
Compare rates from these lenders without affecting your credit score. 100% free!

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All APRs reflect autopay and loyalty discounts where available | LightStream disclosure | 10SoFi Disclosures | Read more about Rates and Terms

What to consider when comparing lenders

Here are several important points to keep in mind as you weigh your personal loan options:

  • Pay attention to loan amounts. With a personal loan, you can typically borrow $600 up to $100,000 or more, depending on the lender.
  • Keep an eye on fees. Some lenders charge fees on personal loans — such as origination fees, application fees, or late fees. These can increase your overall loan cost. Keep in mind that if you take out a loan with one of Credible’s partner lenders, you won’t have to worry about prepayment penalties.
  • Know which loan repayment term you need. You’ll generally have one to seven years to repay a personal loan, depending on the lender. While a long-term personal loan could get you a more affordable monthly payment, it also means you’ll pay more in interest over time — which is why it’s usually best to choose the shortest term you can afford. Many lenders also offer better rates to borrowers who opt for shorter terms.
  • Compare interest rates. Interest rates vary from lender to lender, and you might be able to qualify for a much lower rate by choosing one lender over another. Getting quotes from as many lenders as you can help you find a good deal on a loan much more easily. Also keep in mind that some lenders offer rate discounts that could save you money on a loan — for example, you might get a discount by signing up for automatic payments.
  • Consider a cosigner. If you have bad credit or don’t have an established credit history, adding a cosigner to your application could help you qualify for a loan — and might also get you a lower interest rate than you’d get on your own. However, not all lenders allow cosigners on personal loans, so check with each lender.
  • Decide how soon you need your money. How quickly you can get your funds will depend on the lender — online lenders usually take about five days while traditional banks and credit unions could take up to two weeks. There are also some lenders that will fund loans as soon as the same or next business day after approval.

4. Use a personal loan calculator

It’s important to consider how much a personal loan will actually cost you before you borrow. This way, you can be prepared for any added expenses.

You can use our personal loan calculator below to estimate your monthly payments. Simply enter the loan amount, interest rate, and loan term to see how much you’ll pay over the life of the loan.

Enter your loan information to calculate how much you could pay

? Enter the total amount borrowed $
? Enter your annual interest rate %
or
? Enter the amount of time you have to repay your loan years
Total Payment $
Total Interest $
Monthly Payment $

With a $ loan, you will pay $ monthly and a total of $ in interest over the life of your loan. You will pay a total of $ over the life of the loan.


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5. Choose your loan

Once you’ve found a lender that works for you and have considered your estimated loan cost, you can move forward with the loan application process. In most cases, you can apply for online personal loans in just a few minutes.

Generally, you’ll have to provide the following information:

  • Name
  • Address
  • Phone number
  • Email address
  • Social Security number
  • Employer name
  • Income
  • Monthly rent or mortgage payment

Some lenders will ask you for documentation of your income, such as a W-2 or recent paystub. And, you will usually have to submit a copy of your driver’s license (or passport) and enter your account number and routing number for your bank account, as well.

Most online lenders will give you a decision right away. If approved, you can have the funds deposited into your account within a few business days.

Find Out: Refinancing a Personal Loan: Can It Be Done?

Key terms to know when shopping for a personal loan

Here are some common terms that you’ll likely come across while weighing your personal loan options:

  • Expected loan amount: This is the amount you’d like to borrow with a personal loan. It doesn’t take into account any fees that could reduce how much you actually get.
  • APR: A loan’s annual percentage rate (APR) is the cost you’ll pay each year in return for borrowing money expressed as a percentage. It includes the loan’s interest rate as well as any fees. The higher your APR, the more you’ll pay over the life of the loan.
  • Fixed interest rate: Personal loans come with fixed interest rates, which means your rate and payment will stay the same throughout the life of the loan.
  • Secured or unsecured loan: Most personal loans are unsecured, which means you don’t have to worry about collateral. There are also some lenders that offer secured loans that require collateral, such as a vehicle or jewelry. Because secured loans are less risky for lenders, they tend to come with lower rates compared to unsecured loans. However, if you can’t make your payments, you could lose your property.
  • Origination fee: This is a type of administrative fee commonly charged by lenders in return for providing personal loans. It covers various expenses that come with lending, such as the cost of processing your application, underwriting, funding, and other administrative services. An origination fee usually ranges from 1% to 10%, depending on the lender, and is deducted from your loan amount before the funds are disbursed.
  • Prepayment penalty: This kind of fee is assessed when a borrower pays off their loan ahead of schedule. Keep in mind that if you take out a personal loan with one of Credible’s partners, you won’t have to worry about prepayment penalties.

Applying for a personal loan

Following the steps listed above can help you find a personal loan to works best for your needs. Remember to:

  1. Review your credit report. If you find any errors, dispute them with the appropriate credit bureau to potentially boost your credit score.
  2. Meet the minimum requirements to qualify. Most lenders require borrowers to have good to excellent credit, verifiable income, and a low DTI ratio. Keep in mind that if you don’t meet the minimum requirements on your own, applying with a creditworthy cosigner might increase your chances of approval.
  3. Compare multiple personal loan lenders. Many lenders allow you to see your personalized rates with only a soft credit check that doesn’t hurt your credit — for example, you can check your prequalified rates from Credible’s partner lenders with no impact on your credit.
  4. Use a personal loan calculator. Be sure to consider how much a loan will cost you over time — for example, taking into account both interest as well as any potential fees. You can estimate how much you’ll pay for a loan using our personal loan calculator.
  5. Choose your loan. After comparing lenders and estimating your loan cost, pick the loan option that works best for you and submit a full application. Be prepared to submit any required documentation, too, such as tax returns or pay stubs. If you’re approved, the lender will have you sign for the loan so the funds can be released to you. The time to fund for a personal loan is usually about one week – though some lenders offer faster loan funding.

The application process to take out an unsecured personal loan — such as to consolidate credit card debt or to finance a major purchase — is typically quick and easy.

If you’re ready to find a lender, Credible can help: You can see your prequalified rates from multiple lenders in two minutes after filling out a single form.

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About the author
Kat Tretina
Kat Tretina

Kat Tretina is a freelance writer who covers everything from student loans to personal loans to mortgages. Her work has appeared in publications like the Huffington Post, Money Magazine, MarketWatch, Business Insider, and more.

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Home » All » Personal Loans » How to Get a Personal Loan

Personal Loan Basics


  • Personal Loan Interest Rates
  • How to Get a Personal Loan
  • Qualify for a Personal Loan
  • Where to Get a Personal Loan
  • Time to Fund a Personal Loan
  • How to Get Out of Credit Card Debt

Personal Loan Amounts

  • Get a $5,000 Loan
  • Get a $10,000 Loan
  • Get a $20,000 Loan
  • Get a $50,000 Loan
  • Get a $100,000 Loan

Tools and Resources

  • Good Credit Loans
  • Fair Credit Loans
  • Bad Credit Loans
  • Get Personal Loan Rates
  • Current Personal Loan Rates
  • Best Personal Loan Lenders
  • Best Debt Consolidation Loans
  • Personal Loan Calculator
  • Lender Reviews

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