Personal Loans:
Resources & Lender Reviews

Personal loans are used to consolidate credit card debt, finance weddings, fund home improvement projects, pay for moving expenses, and so much more. Check out some of the best resources to help you shop for a personal loan.

Personal loan lender reviews

Check out our reviews of Credible's personal loan lender partners to help you find the right fit for your needs. Read our full personal loan lender methodology.

4.6
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

If you’ve been thinking about taking out a personal loan, Avant is a lending platform worth considering.

4.2
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Axos Bank offers personal loans up to $35,000 to borrowers with good to excellent credit.

4.1
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Best Egg offers personal loans to borrowers with good credit.

4.4
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

With Discover personal loans, you might be able to borrow up to $35,000 and get your money as soon as the next business day after acceptance.

4.1
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

FreedomPlus offers personal loans that you can get funded in as soon as two business days.

4.3
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

If you let LendingClub pay your creditors directly, you could get a lower rate to pay off your credit cards or other debt.

4.5
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

LendingPoint offers personal loans as low as $2,000 to borrowers with below average credit.

4.9
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

LightStream offers higher loan amounts than most personal loan lenders — up to $100,000.

4.3
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Goldman Sachs is for debt consolidation and is an affordable option for taking care of unexpected expenses or financing home repairs or improvements.

4.1
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

OneMain Financial provides personal loans to borrowers who don’t necessarily have great credit but are willing to pay a higher interest rate.

4.5
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Payoff offers some of the lowest personal loan rates to qualified borrowers.

4.5
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

PenFed offers small personal loans to borrowers with good to excellent credit.

4.5
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Prosper has some the lowest minimum personal loan rates around and is a good option for debt consolidation or home improvement projects.

4.9
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

SoFi personal loans offer competitive rates for those who have excellent credit.

4.3
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Universal Credit offers fast personal loans from $1,000 to $50,000 and provides options to borrowers with poor or fair credit.

4.3
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Upgrade offers personal loans as low as $1,000 to borrowers.

4.6
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.

Upstart offers personal loans for many purposes, including paying off credit card debt or making large purchases.

How to get a personal loan

You can get a personal loan in just a few steps by checking your credit, reviewing requirements, and comparing lenders. Here's what you should know.

Personal loans by loan amount

No matter how much you need for a loan, you can usually find a lender that can help. Typically, you can find personal loan amounts between $1,000 and $100,000.

What you should know about personal loans

Whether you have good credit, fair credit, or in between — there's a personal loan lender out there for you.

Learn more about personal loans

Check out more of our articles on personal loans, so you're prepared when it comes to taking out a loan to cover expenses.