Personal loans are used to consolidate credit card debt, finance weddings, fund home improvement projects, pay for moving expenses, and so much more. Check out some of the best resources to help you shop for a personal loan.
With a personal loan, you can pay for almost any expense and get money the same day you apply, in some cases. They’re usually unsecured, which means you don’t have to put up your car…
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Check out our reviews of Credible's personal loan lender partners to help you find the right fit for your needs. Read our full personal loan lender methodology.
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Achieve offers personal loans that you can get funded in as soon as two business days.
Achieve review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
If you’ve been thinking about taking out a personal loan, Avant is a lending platform worth considering.
Avant review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Axos Bank offers personal loans up to $35,000 to borrowers with good to excellent credit.
Axos Bank review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Best Egg offers personal loans to borrowers with good credit.
Best Egg review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
With Discover personal loans, you might be able to borrow up to $40,000 and get your money as soon as the next business day after acceptance.
Discover review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Happy Money offers some of the lowest personal loan rates to qualified borrowers.
Happy Money review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
If you let LendingClub pay your creditors directly, you could get a lower rate to pay off your credit cards or other debt.
LendingClub review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
LendingPoint offers personal loans as low as $2,000 to borrowers with below average credit.
LendingPoint review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
LightStream offers higher loan amounts than most personal loan lenders — up to $100,000.
Lightstream review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
OneMain Financial provides personal loans to borrowers who don’t necessarily have great credit but are willing to pay a higher interest rate.
OneMain Financial review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
PenFed offers small personal loans to borrowers with good to excellent credit.
PenFed review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Prosper has some the lowest minimum personal loan rates around and is a good option for debt consolidation or home improvement projects.
Prosper review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Reach Financial offers personal loans to consolidate debt or refinance credit cards, as well as the ability to customize your monthly payment.
Reach Financial review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
SoFi personal loans offer competitive rates for those who have excellent credit.
SoFi review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Universal Credit offers fast personal loans from $1,000 to $50,000 and provides options to borrowers with poor or fair credit.
Universal Credit review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Upgrade offers personal loans as low as $1,000 to borrowers.
Upgrade review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Upstart offers personal loans for many purposes, including paying off credit card debt or making large purchases.
Upstart review
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
Zable provides same-day or next-day loan funding, providing quick cash for borrowers with less-than-perfect credit.
Zable review
You can get a personal loan in just a few steps by checking your credit, reviewing requirements, and comparing lenders. Here's what you should know.
Check out more of our personal loan lender reviews to help you find the right fit for your needs. These lenders are not Credible partners.
Whether you're considering student loan refinancing, a private student loan, or a personal loan, Laurel Road might be a good option.
Laurel Road review
Mariner Finance offers personal loans to borrowers with poor or no credit.
Mariner Finance review
With an Affirm personal loan, you can buy now and pay for purchases over time with fixed monthly payments.
Affirm review
GreenSky offers home improvement loans up to $65,000. Borrowers can compare up to three loans and pay their contractor the same day.
GreenSky review
No matter how much you need for a loan, you can usually find a lender that can help. Typically, you can find personal loan amounts between $1,000 and $200,000.
Whether you have good credit, fair credit, or in between — there's a personal loan lender out there for you.
Check out more of our articles on personal loans, so you're prepared when it comes to taking out a loan to cover expenses.
